Rebuilding credit.

Get expert opinion. This is the place for new questions to be posted.
4 posts Page 1 of 1

Pigger479

Posts: 128
Joined: Tue May 16, 2017 5:07 pm

Post by Pigger479 » Sat Jul 13, 2019 11:59 am
Hi my IVA is officially over! It ended early via F&F. My question can I start taking steps to rebuild my credit file or will I have to wait until the 6 years is up?

Foggy

User avatar
Forum Expert
Posts: 28931
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Sat Jul 13, 2019 12:10 pm
No, you do not have to wait. Some things will take the ordaibed 6 years from the start, but you can make sure those ducks are ready in a row. Checkinf default dates and getting them corrected if need be --- have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record and also tjhe last few entries on my blog ( link in my signature block ).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Lisa Thomas

User avatar
Industry Expert
Posts: 7397
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Mon Jul 15, 2019 11:26 am
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle, Clearscore and Totally Money are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

kallis3

User avatar
Forum Expert
Posts: 74589
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Jul 15, 2019 11:40 am
Also Credit Karma which is also free.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
4 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”