Restriction on Property by Grant Thornton

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Claudia10

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Post by Claudia10 » Thu Aug 15, 2019 2:27 pm
Restriction on Property by Grant Thornton

Foggy

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Post by Foggy » Thu Aug 15, 2019 2:36 pm
If you have finished your IVA with GT and the restriction has not been removed, contact Aperture who may be able to help. Or contact your old IP direct.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Claudia10

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Post by Claudia10 » Thu Aug 15, 2019 5:08 pm
Hi we received our completion certificate in 2017. We are remortgaging to a different lender and the solicitor instructed by the Lender has made us aware of the Restriction by Grant Thornton. They are wanting to charge £180 to have it removed. Should it of been removed when the IVA was completed?

kallis3

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Post by kallis3 » Thu Aug 15, 2019 5:14 pm
Yes it should and you should not have to pay to have it removed. Grant Thornton are now Aperture and should remove it now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Thu Aug 15, 2019 5:58 pm
Who is asking for £180 to remove the restriction ?? It should have been removed in 2017 as a matter of course. They should not be charging for this.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Claudia10

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Post by Claudia10 » Thu Aug 15, 2019 6:07 pm
The solicitor instructed by the bank.

kallis3

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Post by kallis3 » Thu Aug 15, 2019 6:55 pm
You do not need to pay - contact your IP and they will remove it for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Thu Aug 15, 2019 6:57 pm
The bank's solicitor need do nothing. You need to contact Aperture, or the IP direct --- do you remember who it was ? --- and demand that they see to it as a matter of urgency.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Claudia10

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Joined: Mon Aug 14, 2017 8:50 pm

Post by Claudia10 » Tue Aug 20, 2019 4:36 pm
My husband has spoken to Apeture and they said the restriction will be removed within 48 hours. I remember he had to keep calling for the completion certificate. How do I check it has been removed?

kallis3

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Post by kallis3 » Tue Aug 20, 2019 5:04 pm
Check with the Registry to make sure it has been removed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Claudia10

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Joined: Mon Aug 14, 2017 8:50 pm

Post by Claudia10 » Tue Aug 20, 2019 8:02 pm
Wallis3 do you have to pay each time? You check land registry?

Lisa Thomas

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Post by Lisa Thomas » Wed Aug 21, 2019 8:14 am
Yes it's £3 a search.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

Claudia10

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Post by Claudia10 » Thu Aug 22, 2019 4:21 pm
The restriction has been removed. Thankyou for your help :)

kallis3

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Post by kallis3 » Thu Aug 22, 2019 4:22 pm
Good news!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Thu Aug 22, 2019 4:44 pm
Excellent !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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