I have completed my iva and sent the certificate to the insolvency register. They are telling me I have to wait for 3 months before they can take it off the register. My financial advisor has told me that people have been taken off quicker than that and we desperately need to move house and this is stopping me getting a mortgage.
The irr claim there is legislation that prevents them from removing the information for 3 months. I completed the iva on 10 March but have had to wait for the certificate. Do you know exactly what the legislation is or if there is any way to make them take it off.
We were in the same position wanting to move etc and I contacted the insolvency service and spoke to them to explain..they happily obliged and amended our record once evidence of certificate and a letter from the mortgage broker was received to say it was holding things up.
Good luck and don't forget if you need mortgage advice Ryan and or Shaun are forum experts in this field and have supported hundreds of forum users over the years. I can personally vouch for Ryan and to team at Zebra.
kallis3 wrote:Mine came off quickly but it is the luck of the draw. Just keep checking.
Hiya. I dont think it is the luck of the draw. There is actual legislation that states they have to keep it on for 3 months from the date they are notified. They can change the date but they won't help me. It has come off my hubbys credit score already just nit the iva register.
Who is onlineUsers browsing this forum: No registered users and 27 guests
Ask the IVA Experts a QuestionSimply complete form and you will get an answer from our IVA Experts (multiple replies within an hour *)
* Any use of this forum is conditional on you having read and agreed to our terms and conditions.
* If you enter your phone number, Vincent Bond and Co Ltd will give you a courtesy call to ensure that your question has been answered.
* The question will be posted on our forum, we will email you the location