Waiting to hear about full and final offer

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mel863

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Post by mel863 » Sun Jul 28, 2019 2:49 pm
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I have an IVA that begun 4years 10 months ago for the last year i have been waiting to pay this off my parents offered to gift me the money. However the firm i am with Appature just keep saying there is a back log and saying we will contact you soon i am in desperate need of a new car but cant as getting IVA people to sign the approvement form from cat finance is a nightmare starting to think appature is just a joke i started off IVA with debt free direct please help i just want to move on
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mel863

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Post by mel863 » Sun Jul 28, 2019 2:49 pm
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How long should full and final offer take i have been waiting 11 months now its a joke
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Foggy

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Post by Foggy » Sun Jul 28, 2019 3:43 pm
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It should be done and dusted within 2 or 3 months. I would put in a formal complaint which you can escalate to their regulatory body if need be : https://apertureiva.com/legal/complaints-procedure
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Foggy

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Post by Foggy » Sun Jul 28, 2019 3:44 pm
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Topics merged
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Sun Jul 28, 2019 6:36 pm
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I agree with Foggy.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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