We can't pay anymore

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gillian231

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Post by gillian231 » Wed Jan 09, 2019 6:09 pm
My husband is on the last year of his IVA,they were joint debts we are both retired and my husband is disabled, receiveing PPI.A company included in the lva is bothering me to make more payments,what can I do.We are paying as much as we can already.

MerlinL14

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Post by MerlinL14 » Wed Jan 09, 2019 6:14 pm
Ignore any letters or requests from creditors listed in your IVA they have no rights to contact you. Phone your IVA company and report this to them, they should take any action required to get them to stop. Don't fret too much as they can not demand any monies from you and you should not converse with them, if they phone either hang up or refuse to answer any questions from them, they can do nothing.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues

Foggy

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Post by Foggy » Wed Jan 09, 2019 6:51 pm
You say these were joint debts. Did you both have an IVA or just your husband ? If only him then I am afraid that you are liable for the debts, even though they were in his IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

kallis3

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Post by kallis3 » Wed Jan 09, 2019 7:05 pm
I agree with Foggy - you need to check with his IP.
http://kallis3.blogs.iva.co.uk/
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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MerlinL14

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Post by MerlinL14 » Thu Jan 10, 2019 8:34 am
Sorry, I didn't realise that it was just your Husband in the IVA, as Foggy says if you are not then you are responsible for the debt as a joint signer.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
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