We can't pay anymore

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gillian231
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by gillian231 » Wed Jan 09, 2019 6:09 pm
My husband is on the last year of his IVA,they were joint debts we are both retired and my husband is disabled, receiveing PPI.A company included in the lva is bothering me to make more payments,what can I do.We are paying as much as we can already.
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MerlinL14
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by MerlinL14 » Wed Jan 09, 2019 6:14 pm
Ignore any letters or requests from creditors listed in your IVA they have no rights to contact you. Phone your IVA company and report this to them, they should take any action required to get them to stop. Don't fret too much as they can not demand any monies from you and you should not converse with them, if they phone either hang up or refuse to answer any questions from them, they can do nothing.
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Foggy
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by Foggy » Wed Jan 09, 2019 6:51 pm
You say these were joint debts. Did you both have an IVA or just your husband ? If only him then I am afraid that you are liable for the debts, even though they were in his IVA.
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kallis3
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by kallis3 » Wed Jan 09, 2019 7:05 pm
I agree with Foggy - you need to check with his IP.
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MerlinL14
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by MerlinL14 » Thu Jan 10, 2019 8:34 am
Sorry, I didn't realise that it was just your Husband in the IVA, as Foggy says if you are not then you are responsible for the debt as a joint signer.
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