[DaphneDebt]

So it’s my f&f mtg tomorrow, I feel sick I so want this to be over!

I have steadily increased my payments from 25/100 to 50/100 over the last 4 years. How likely is it that my creditors will make any amends and what kind of amends are they likely to be?

Thanks in advance!

[luluj]

Breathe.... your f&f offer has been put to creditors as both you and your IP believe it is realistically the right thing to do with your circumstances - this time tomorrow morning you will be debt free and iva free - sending only positive thoughts xx

[Foggy]

You appear to have a good record, which is always a bonus. Hang in there. Best of luck.

[DaphneDebt]

Thank you both! My offer was accepted - can’t believe this is over

It has taken 9 long months to get to this point with PayPlan but now it’s over, just need to wait for my cc.

This forum has been fantastic, thanks for all your help. Being able to read others experiences has been invaluable.

To anyone going through this, there is light at the end of the tunnel. You will get through this x

[Foggy]

Thank you both! My offer was accepted - can’t believe this is over

It has taken 9 long months to get to this point with PayPlan but now it’s over, just need to wait for my cc.

This forum has been fantastic, thanks for all your help. Being able to read others experiences has been invaluable.

To anyone going through this, there is light at the end of the tunnel. You will get through this x

Great news! Well done