m322 wrote:Hi Just to let anybody in same situation as us to know have heard back from Aperture , we have send the cheque back as ppi claim is part of original Iva.
So, they are saying that you have to return the cheque to the lender who fraudulently took the PPI in the first place ? Is this right ? Whilst I understand that the PPI is an asset of the IVA, the firm dealing with that IVA no longer exists (so Aperture have no jurisdiction anyway) I do not agree that the solution to the dilemma is to "reward" the perpetrator. This refund is at the behest of the Financial Ombudsman and, whilst they do not deal directly with IVA's, they should rule on where the money goes. I would refer it to them.
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