If these leave you still paying the IVA and you cannot make the payments the IVA might, if you have paid enough, be closed on payments made to date, or possibly failed, leaving you back at square one with your creditors.
Worse case scanario there is that a creditor then would be free to make you bankrupt (if they felt it worthwhile) and the house could then be at risk, even if it has been transferred into your wife's sole name.
If you are trying to re-mortgage the existing property from joint names into her sole name it's unlikely that you would be able to do so unless you were moving out of the property.
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