What happens when my IVA comes to an end?

6 posts Page 1 of 1


Posts: 19
Joined: Thu Aug 01, 2019 10:53 am

Post by Moses007 » Wed Sep 18, 2019 1:24 pm
Individual Voluntary Arrangement (IVA)


User avatar
Forum Expert
Posts: 32588
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Wed Sep 18, 2019 1:42 pm
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


User avatar
Posts: 444
Joined: Sat Sep 15, 2012 2:19 pm
Location: United Kingdom

Post by Radish » Sun Sep 22, 2019 12:50 pm
Wait for certificate and put the champagne on ice :-) As a northerner it might be a 6 pack of Stella :lol:

How long do you have to go? My own certificate took 6 months after the last payment before it landed on my mat.
IVA complete March 2014 after 6 years.


Posts: 9
Joined: Thu Oct 10, 2019 8:42 am

Post by justindrew » Fri Oct 11, 2019 6:58 am
Your iva can complete once it's reached it's in agreement term. we'll ensure you have finished all of your regular payments as arranged call at your IVA’s proposal, and we can make sure that you have complied with all of your other obligations, like the potential realization of any assets. Once this has been confirmed, you may be notified that your marsh plant has completed with success and you will be sent a ‘certificate of completion’ to prove this. Once your iva has with success completed any outstanding balances are written-off you may be officially debt-free.

Lisa Thomas

User avatar
Industry Expert
Posts: 7759
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Fri Oct 11, 2019 8:32 am
You might find this quick video I made about cleaning up your credit record useful:

Credit Karma, Clearscore and Totally Money are also free credit agencies to consider using:
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk


Posts: 19
Joined: Thu Aug 01, 2019 10:53 am

Post by Moses007 » Fri Oct 11, 2019 12:28 pm
Thank you for your suggestions guys!
6 posts Page 1 of 1
Return to “IVA approved!”