Tomorrow is the date for her final review and my annual review and we wondered what to expect?
Will she be allowed to keep more of her income or will any excess just be added to my payment?
Will there be any extra documents we need to produce?
All reviews so far have gone OK and we haven't missed any payments (more by luck than judgement on a few occasions)
Would it now be better to open separate bank accounts rather than the joint account we have used throughout this?
We had a great week on a boat on the Norfolk Broads. My father in law came with us, we took the dogs and just chilled out.
Debs has signed and sent back the PPI paperwork to Payplan and we are just waiting for the completion certificate.
10 more payments and my IVA is finished as well.
Life improved as soon as we started the IVA compared to the dark days leading up to it but now we feel reborn. We have learned so much about budgeting and from now on the only people we will be borrowing from will be ourselves i.e. maybe borrowing from savings to cover emergencies.
To anyone that is thinking of giving up halfway through I'd say that has to be a very last resort. It gets easier. To do that is throwing away any money you have already paid.
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