When and how to change mortgage lender after iva completion?

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Post by Jasmin.75 » Fri Jan 24, 2020 8:12 am
Hello everyone!
When and how can we change our mortgage lender now that we have completed our iva? We are on variable rate but have been stuck with high interest rate while on iva.
Will appreciate your help, as always. Thank you.


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Post by kallis3 » Fri Jan 24, 2020 8:25 am

Have a word with either Ryan or Shaun, our resident mortgage experts. Details can be found under the expert link on the left hand side of the page.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.


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Post by Foggy » Fri Jan 24, 2020 8:45 am
As Kallis says, speak to Ryan and or Shaun. Their details can be found on their profile pages here:

Ryan: memberlist.php?mode=viewprofile&u=18488
Shaun: memberlist.php?mode=viewprofile&u=22837

You will need to wait until the IVA and associated defaults have dropped off of your credit reports, which could take several months, assuming that the IVA started 6 years or more ago.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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