Hi I am due to make my final Iva payment this month after 5 years ! I am hoping to remortgage my house to remove my ex husband off the property can anyone advise me when the Iva will drop of my credit file ? I spoke to a mortgage broker who said I won’t be able to get a mortgage until 6 years after it’s completed is this true ? Any help would be greatly appreciated
Correct but I do suggest speaking to either Ryan or Shaun who are our mortgage experts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Most Brokers don't come across IVAs too often so they don't really know who will lend when to be honest. 6 years after the IVA began, as long as your Completion Certificate has been issued is the earliest that we could look to obtain a Mortgage with a High Street Lender at normal interest rates.
IVA Mortgage Expert
Zebra Money Centre