david348 wrote:My friend is in IVA, I am thinking of paying it off for her,When would she be able to get a loan.?
Her credit file would not clear until the 6th anniversary of the start of the IVA, assuming that all default dates were also correct --- have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
She might get some finance from the credit builders or sub-prime lenders, at higher than average rates, but would need to wait for the issue of her completion certificate, whch can be up to 6 months after the last payment to her IVA (but more often a couple of months).
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