If the IVA has Completed we have access to High Street Lenders that would look to lend normally 6 years after an IVA began. Most Lenders however won't look to lend until an additional period of time has elapsed (some maybe an additional 3 year and some possibly 6) and some sadly would never consider lending after an IVA.
If the last payment is October 2018, it will take up to 6 months to issue the completion paperwork, but most firms do it in a couple of months. Then the Insolvency Swervice will take three months to remove the entry on the Insolvency Register ....... it is going to be around next March before things start to lok healthy again.
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