When does my IVA end?

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gary986

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Post by gary986 » Tue May 25, 2021 8:41 pm
Hi my Iva is due to finish in may 2022 as stated in email but ebenegate told me it finishers in may 2023 what do I nee d to do next thanks

kallis3

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Post by kallis3 » Tue May 25, 2021 8:55 pm
Are you a homeowner with an equity release clause? If not and you have not had any payment breaks or anything like that you need to get them to tell you why.
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gary986

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Post by gary986 » Wed May 26, 2021 4:46 am
Hi yes I’m a home owner and not missed a payment or took payment holiday thanks Gary

Foggy

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Post by Foggy » Wed May 26, 2021 7:00 am
Have you been asked to provide a valuation for your home, as well as mortgage redemption figures ?

As a homeowner you are expected to either release equity at month 54 or extend the IVA by 12 months if release is not possible --- assuming there is more than £5k equity to trigger the clause. So --- first question: Do you agree that there is more than £5k equity in your house ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

gary986

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Post by gary986 » Wed May 26, 2021 3:19 pm
hi no equity in house and not been asked for a valuation of house spoke to ebenegate again today still cant get any answers also received email dated 27 jan 2021 which states iva ends may 2022 spoke ebengate today hard work and they told me a extra year had been added on on the 30 jan 2021 which i have never had that email or letter stating this extra year i took iva out in 2016 thanks gary

Foggy

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Post by Foggy » Wed May 26, 2021 3:53 pm
Try dropping Mr Jackson an email direct. Mr Jackson's email address is now peter.jackson@oakfieldfinancial.com
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

gary986

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Post by gary986 » Wed May 26, 2021 4:06 pm
hi many thanks gary
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