I started my IVA October 2017 and have been on Universal Credits from the very start. DWP we’re taking out £47 a month from the amount I received even though the initial tax credit debt was included in the IVA. It wasn’t until March 2018 that this was resolved and the stopped taking it. I completed with a F&F in August and this month they have started taking the £47 again. They have agreed it’s an error but have said it will only be returned upon discharge of insolvency. When would this be? Would I be entitled to it all back do you think or just since it’s started back up? Many thanks
The "discharge" in an IVA is when the IP issues the completion certificate. This can take from the normal couple of months to upwards of 6, depending on who you are with, some can even manage it in a few weeks!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
If you believe DWP owe you monies then you need to put your request in writing; send it recorded delivery and give them a reasonable period of time to calculate etc. I am not sure you will get a speedy response - debt recovery teams are inundated with similar requestscand each case in addressed in turn.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !