Once my iva has been removed from my report which will be 6 years this November, how long should it take for my credit rating to improve again and will it ever return to excellent status?
You can build it by making sure your normal payments are up to date. If you want to apply for credit make sure you do a soft search first so it doesn't show up on your credit record.
It will return to excellent, mine did.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
