When IVA finally removed from credit file, how long till credit rating improves?

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andrew984

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Post by andrew984 » Sat Jul 10, 2021 2:46 pm
Once my iva has been removed from my report which will be 6 years this November, how long should it take for my credit rating to improve again and will it ever return to excellent status?

kallis3

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Post by kallis3 » Sat Jul 10, 2021 3:47 pm
You can build it by making sure your normal payments are up to date. If you want to apply for credit make sure you do a soft search first so it doesn't show up on your credit record.

It will return to excellent, mine did.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Sat Jul 10, 2021 4:10 pm
Have a read here for some background: https://www.iva.co.uk/what-does-an-iva- ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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