When will my credit be repaired?

Get expert opinion. This is the place for new questions to be posted.
3 posts Page 1 of 1


Posts: 77
Joined: Mon Mar 12, 2018 4:48 pm

Post by Nikl » Fri Feb 08, 2019 6:21 am
I’m a single mum to three so my only hope of entering the property ladder is shared ownership.

I entered an IVA in October 2017 and F&F in September 2018. So is it 6 years from the start or end of my IVA that my credit score is wiped clear?


User avatar
Forum Expert
Posts: 28939
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Fri Feb 08, 2019 7:46 am
Six years from the start, as long as everything is dated correctly -- which you can work on in the meantime. Have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


User avatar
Industry Expert
Posts: 1064
Joined: Thu Nov 03, 2011 10:03 pm
Location: United Kingdom

Post by Ryan » Fri Feb 08, 2019 8:14 am
As Foggy says realistically on shared ownership it would currently be 6 years after the IVA began.

Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
3 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”