When will my credit Report be clear?

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Post by Karen.59 » Fri Oct 05, 2018 5:59 pm
Hello. I have cleared my iva in full January this year. I had 8 creditors. But only 7 have have been removed from my noodle credit report. How long should it take to come off my report. I have checked the iva register and I'm off that. Hope you can help


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Post by Foggy » Fri Oct 05, 2018 6:10 pm
They will come off 6 years after the default date for each debt, which should be on or about the start of the IVA. Have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record

You should check all three agencies.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


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Post by luluj » Fri Oct 05, 2018 8:15 pm
What year did your iva first get approved ? It will be 6 years from the commencement date before it is fully cleared
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

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Post by Radish » Sun Oct 07, 2018 1:32 pm
I found those free sights were they give you positives and negatives, a great help in getting my credit rating up. I got a credit card with a small limit and slowly built it up. I hardly use it though, once bitten and all that.
IVA complete March 2014 after 6 years.

Lisa Thomas

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Post by Lisa Thomas » Mon Oct 08, 2018 12:14 pm
My short video here has the answer to your post:

I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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