The norm is 6 years after the start date of your IVA but this can differ by a few months as things tend to get overlooked by 'someone'. If you have defaults showing after 6 year and a few months then unfortunately it is down to you to chase the credit controller of the creditor and request them to remove it, your exIP will not entertain doing any of this work.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
It will remain on your record for six years. Keep an eye on your credit accounts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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