where can we get a basic bank account?

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martina27

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Post by martina27 » Wed Sep 01, 2010 2:03 pm
where can we get a basic bank account? already been turned down by yorkshire bank and they are supposed to be one of the better ones!!
 
 

GettingHelp

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Post by GettingHelp » Wed Sep 01, 2010 2:06 pm
Hi martina, welcome to the forum, try the Co-op Cashminder account, this is excellent, quite a lot of people recommend it and I have one myself. You have internet access and its widely accepted. Good Luck
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kallis3

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Post by kallis3 » Wed Sep 01, 2010 2:40 pm
Co-op are good and I believe Barclays will do a basic account as well.

Did Yorkshire tell you why you had been turned down? It's not always a case of bad credit rating, it might be something as simple as not being on the electoral roll and if you appeal they will sometimes change their mind.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Adam Davies

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Post by Adam Davies » Wed Sep 01, 2010 2:42 pm
Hi
Co-op Cashminder 0845 602 7057
Regards
Andam Davies
 
 

lukeofyorkshire

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Post by lukeofyorkshire » Wed Sep 01, 2010 2:48 pm
Co-Op is the best. The Cashminder account is for people on benefits and with money problems. They knew about my IVA and it was no problem.
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
 
 

danieln

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Post by danieln » Wed Sep 01, 2010 2:49 pm
As already said Co-op, they are really good no problems with them since opening account last October!
 
 

Shining

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Post by Shining » Wed Sep 01, 2010 3:36 pm
Natwest Step Account? x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Wed Sep 01, 2010 5:20 pm
Another one to consider. I know Lesley rates it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

dw1983

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Post by dw1983 » Wed Sep 01, 2010 5:30 pm
I have the natwest step account and find it very good in all aspects
Iva completed
 
 

bobby1969

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Post by bobby1969 » Wed Sep 15, 2010 7:47 pm
i have a northern rock account and its very basic but works fine for me
 
 

Skippy

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Post by Skippy » Wed Sep 15, 2010 7:52 pm
I've just looked at the NR current account and it says it's available to all permanent UK residents over the age of 16 - this could be very useful for anyone with poor credit.
 
 

kallis3

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Post by kallis3 » Wed Sep 15, 2010 9:11 pm
One to add to the list? Be interesting to hear from posters as to how they got on with NR with a basic account.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Struzzo39

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Post by Struzzo39 » Wed Sep 15, 2010 9:15 pm
Hi we have a basic account with tsb. No questions asked. Good luck x
Steven & Debbie
 
 

kallis3

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Post by kallis3 » Wed Sep 15, 2010 9:19 pm
Another good one Struzzo, thanks for that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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