Ive been with Pareto money for 1.5 yrs then it got passed to credit fix which some say are not a good company.
They didn't even know that one of my creditors had gone into administration.
Im think where has my money gone for the past 3yrs.
It depends on what the debts were versus the fees ... but in many cases the first years payments can be absorbed in fees, sometimes more, depending on the finally agreed fee structure. At annual review you should have got an account detailing what has gone where.
Creditfix are not a 'bad' company as such, but do tend to do things their own way and generally upset the apple cart. They are, however, bad at communication and are sometimes 'Trump-like'.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
That's the way it is I'm afraid. Nothing to do with your IVA, all credit agencies are the same.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk