I’ve recently started in an IVA and even though my employer don’t do credit checks we have to sign a form each year to say we are not bankrupt. I have just been made aware this form has now been changed to bankruptcy and any insolvency so I have so many emotions going through my head that I’m going to lose my job of 15 years. If it had of just said bankruptcy I could confidently say no. I’m now totally panicking to the point of really bad panic attacks and not sleeping and thinking I will have to look for another job after I’ve had my surgery due next week. Just when I thought I could relax with the IVA being approved I’m now back to worrying about my job. Any advice on which industries wouldn’t be concerned about your credit history if it comes to that
Most industries are sympathetic. Issues arise, and mainly regarding BR, rather than IVAs, with some jobs requiring membership of certain professional bodies where the PB has bars on BR. Often an employer might restrict an employee in a cash handling positions or employ extra checks and balances. However, many will realise that an employee with admitted financial problems, which are being legally addressed, poses far less risk than an employee struggling privately, not only in terms of potential fraud, but in terms of the toll this takes on the individuals physical and mental health.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
I am sure you will be fine and your employers sympathetic and your letter on your previous thread was lovely.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk