Which iva company should i choose?
Have 3500 debt on 3 credit cards
I was able to do minimum payments until now
Capital one decided to change minimum
Payments from 85 to 135 next month
They saying the goverment
Made them do this to help people with long
Term debts. I have this debt for 5 years now.
Please send me advices
At this level and for the reason stated, negotiating direct with Cap 1 would be my option. They do deals routinely You're not the only one with the problem. Try and get them to freeze the interest. This is what causes the problems on high APR debt. . A debt advisor at the CAB or whatever community advice you have near you might be able to help if you just can't face talking to a creditor.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk