who done it for you??!!

[vickigriffiths]

i dont want to start this and end it with a war but im after some advice....

ive looked into a few companies and still not sure who to go with! it hurts each time i look into someone new!

if you didnt mind, or had any positives or negatives on certain companies id greatfully listen!

its such a huge step so worry im going to pick the wrong one!! im heading towards cleardebt!

[Shining]

I think we can give our personal experience within IVA's and I'm sure it won't matter if we say which company.

I'm personally with Melanie who posts on the forum, Melanie is a lovely lady who tells it as it is and I'm more than happy with how my IVA is managed. If you take a look at my blog (link in signature) you'll notice that I didn't have an easy time at the beginning but due to having a good IP I got through it. Hope that helps.

[vickigriffiths]

a lot of people do highly recommend melanie, so im thinking of putting an iva enquiry into her. just feel as we only have 1400 approx debt noone will take us!!

[Shining]

Do you only have £1,400 Vicki? or £14,000?

[deb.ml]

I thought IVA was £15,000 or more???

[kallis3]

I imagine it is probably £14k.

Could be that a DRO might be an option.

[jen46]

Hi,
We were with Debt Free Direct . Very helpful from the start.

[mickyboy]

Hi, we are with Cleardebt and i would recommend them highly. They were quick and always helpful with any questions we needed answering.

[kallis3]

I'm with Payplan and have no problems so far.

You can do an IVA for less than £15k but Vicki does need to speak to a few companies before making a decision.

[kallis3]

I'm with Payplan and have no problems so far.

You can do an IVA for less than £15k but Vicki does need to speak to a few companies before making a decision.

[flow13]

We are with DFD too - no complaints from us. They have been great. x

[vickigriffiths]

yeah i have about 14k. cleardebt approached us, we have been in dmp for 3 years and no budging from square one! x

[antm]

Im with Debt Lifeboat, recommended by cccs and at the time i knew nothing else. Wouldn't recommend based on my experience, the main one being i have never spoke to my IP only his secretary, ive tried and tried now given up, not long to go and its all over.

I can only echo what others have said speak to a couple of IP's and do whats best, saying that Mel on here has loads of positive feedback!

[Struzzo39]

We're with payplan. And although were still in the early day we can't fault them at all. Good luck x