You also have to bear in mind the effects of suddenly increasing your family size ( and the need for extra living expenses reducing your disposable income and therefore IVA payment). Creditors themselves might not agree to the change and fail the IVA mid-term, unless this potential change is addressed at the start of the arrangement in the proposal itself.
matthew2306 wrote:I am trying to bring my wife and child over to the UK from Thailand on a VISA however I'll be entering into an IVA. Before I enter into an IVA they have asked me to confirm that it will not affect her and my child's VISA application. I earn 30k a year at the moment which is well over the 18.5k required. Will I be able to enter the IVA and bring them over???
I have been through exactly this for my Thai wife and daughter whilst being in an IVA and it has made no difference whatsoever. Visas do not wish to know re IVA and Visa calclations are on gross salary only.
So all will be fine
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