Will debts still be owed if they don't show on my credit report?

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suzan

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Post by suzan » Mon Sep 27, 2021 4:19 pm
Hi all again ..Checked my credit report and noticed some credit has dropped off have looked and printed of my report and it’s gone ! .Currently going through the process of sprout loans to do a F&F settlement , only have 18 months left not sure I will be accepted as I have a high debt ..not all mine but in my name after my marriage broke down …so I am left with them !

Will these debts still be on there even though I can’t see them ?
Racking my brain !

kallis3

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Post by kallis3 » Mon Sep 27, 2021 4:30 pm
Yes, I imagine they still will be owed but will be covered by the IVA. Be aware that just recently one or two people have had full and final offers rejected if it is done by a Sprout loan.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Mon Sep 27, 2021 4:50 pm
Credit reports only show what has been reported to them and each agency can differ --- they are not a full and complete list of debts owed.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Suki12

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Post by Suki12 » Tue Sep 28, 2021 5:04 pm
Thank you for reply , I only got my credit report to see what was on there as was currently dealing with sprout loans …after reading some of the topics I’m not sure I will get accepted , I won’t be disappointed if I get rejected but at least I’ve tried

In two weeks time I will only have 17 months left might as stay where I am and not have the extra interest added in …dealt with loads more stress with sleepless nights with it.

kallis3

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Post by kallis3 » Tue Sep 28, 2021 5:32 pm
Hi,

Let us know how you get on - if you are rejected then at least you can now see the light at the end of the tunnel.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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