will getting married effect my IVA ?

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natasha.ke

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Post by natasha.ke » Mon Jul 19, 2010 12:05 pm
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I will be getting married soon and would like to know if this will effect my iva, all my debt built up before I met my future husband so would like to know if it would affect him as it shouldnt in my eyes
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plasticdaft

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Post by plasticdaft » Mon Jul 19, 2010 12:20 pm
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I assume you will be living together but your husband income will only be assessed to ensure you both pay a fair share of household expenditure.

I would advise him to keep a seperate bank account from you to try and maintain a healthy credit record.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Michael Peoples

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Post by Michael Peoples » Mon Jul 19, 2010 12:59 pm
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If there are no financial links between you it should not affect his credit file. Your IVA should not be affected unless there is a material change in circumstances but you should advise your IP anyway of the change in name.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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MelanieGiles

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Post by MelanieGiles » Mon Jul 19, 2010 9:25 pm
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Are you living with your partner now - and is there likely to be any change in your situation when you are married?
Regards, Melanie Giles, Insolvency Practitioner
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