oh wow thanks for that Melanie.
I was talking to Helen about it tonight and she basically said similar.
Hubby usually gets a rise of about 40 take home, as it coincides with insurances and taxes increase there would probably only be about 20 of this not spoken for. So i figured on the 50/50 rule that was a tenner to save for the review to pay over. But Helen's response was ''Karin they won't even bother for that amount'' and then she laughed LOL.