Hello everyone, got a question..
So my iva meeting is on 8 October
And now I have lil problem to pay for my loan ( I never missed any payment, even on other creditors) so what if I'll take a break for my loan is that can affect my aproval for iva on meeting? Thanks for answer and sorry for my english.
I never paid any of mine, not even a token payment. If creditors call, you can either tell them about the IVA or refuse to answer security questions. If you haven't changed your bank please don't go for HSBC or First Direct as they are not IVA friendly.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
By definition we are declaring that we cannot make the contractual payments on our loans. So a missed payment here and there merely confirms that. Like those above, once I had decided on an IVA I stopped all loan payments and put the money aside as a small emergency fund.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk