I started my IVA back in 2007 and then I went travelling a month later I told my advisor that I had a gf abroad and I put that in my paying in and paying out costs that I need to travel abroad a couple of times a year they said that was fine
I was also made redundant 2 years after starting my IVA and I had the redundancy payment I told my IVA company this and said would it be possible for me to travel at that time and also use the money to pay for 3 months worth of IVA as I would not be working
they said yes I was told that I had to let them know when I was out of the country which I did So maybe at some point if they needed to contact you and were out of the country and you had not told them they may question you as to how you got the money for that
Once you are in the IVA its 100% honesty and trust When I was made redundant I was stuck at home for 3 years I had no work only some bits of part time I sold eveytihing of value and it was a very tough time to get through I had no money at all lost contact with friends etc the whole lot as bad as it can get
But I got to the end and as soon as I had the money I went on holiday as that was my motivation to get back abroad and when I got the hotel I was punching the air in celebrration to myself I DID IT !!
play it straight you are in debt and you owe money
Your IP should have asked to see bank statements and declared your bank balance in the proposals so if they thought you had material savings creditors can ask for some to be paid over.
I can't see it will be an issue but the expenditure could cause you to struggle with your contributions.
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