Not sure - your IVA will stay on your record for six years from the start -when did you start it?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It has been said that credit ratings will not hinder your application, but the banks do seem to be playing a bit fast and free with the rules, from what I can gather. The government say, if turned down by one lender to try another ... so they are expecting refusals, for whatever reasons.
Best of luck with your application.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Hi I had an Iva that ended last September but finished early so is still on my records . Lloyd’s approved me for a bounce back loan with no questions. I had to upgrade to a business bank account first which again I had no problems with . The loan will enable me to invest in my business which my previous debts had stopped me doing . Hope this helps.