Will we be accepted

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Mrs G

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Post by Mrs G » Thu Jun 24, 2010 2:53 pm
Hello,

This is my first post after being made redundent etc on numerrous occasions we decided that an IVA would be the best way forward. We are using DFD, I am concerned that I have recently become self employed as in the last month, my husband is also self employed but has been for sometime. I know that DFD are currently checking our details to see if we are suitable, I am wondering if there is any reason why we shouldnt be, only that I cant prove my fuure income as yet! can anyone help me out please
 
 

kallis3

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Post by kallis3 » Thu Jun 24, 2010 2:59 pm
Hi Mrs G and welcome to the forum.

We do have a poster from DFD on the forum who may pick up on this and advise.

Unfortunately, I can't help with whether or not you will be suitable.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Thu Jun 24, 2010 3:03 pm
Hi Mrs and welcome the forum.
As Jan mentioned, I work for DFD and can look into this for you if yuou like.

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
 
 

Mrs G

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Post by Mrs G » Thu Jun 24, 2010 3:04 pm
Hi, we have only just sent our pack off which I know has been received and they are checking our suitability I am just concerned being self employed, I dont think there would be any other option that would suit us.
 
 

Mrs G

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Post by Mrs G » Thu Jun 24, 2010 3:06 pm
Also Declan I am concerned about my husbands Child as he has a savings account with one of our creditors, would they be able to take it?
 
 

Mrs G

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Post by Mrs G » Thu Jun 24, 2010 3:12 pm
Thanks H,

Im going into panic mode and nothing has happened yet!
 
 

kallis3

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Post by kallis3 » Thu Jun 24, 2010 3:31 pm
If your hubby's name is on the child's account then I would move it asap.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

bigtrouble

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Post by bigtrouble » Thu Jun 24, 2010 4:44 pm
Hi Mrs G - I just asked a question today re Childrens savings accounts - I think I am going to move mine as our names are also on the accounts and the bank in question is a creditor - better to be safe than sorry. We are having our proposal put together at the moment - hold tight there will be a solution for you
 
 

MelanieGiles

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Post by MelanieGiles » Fri Jun 25, 2010 9:55 pm
Are DFD actually doing any self-employed cases now Declan?
Regards, Melanie Giles, Insolvency Practitioner
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