Depends on how much it is. Under £500 will be yours (depending on your paperwork) anything over that, all will be paid across.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
As Kallis says -- assuming you have the usual clauses: Under £499.99 and it is all yours -- Over £500 and it is all paid in to the IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/