Hi, Just a quick question, hubby is entitled to the Winter Fuel Payment, we understand we have to pay some of it across to BE, we have an interlocking IVA because the only income hubby has is a monthly pension of £83. when we work out how much we have to pay BE is it 10% of our joint money or 10% of hubby's, as 10% of his is only £8.30, which means approx £120 of the £250 will have to be paid across, if it is our household income it goes down to £66. we pay across. The extra would really help as it is paid just before xmas.
If life is what you make it, I must have been in a strange mood when I made mine
The winter fuel payment IS NOT OVERTIME OR A WINDFALL!!!! Sorry but please do not for one minute pay any part of the winter fuel payment over to BE. Its for keeping older folk warm in winter.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
I agree with your sentiments completely, although all the gas / electric costs are paid by me, the money is paid to him as he is the one over 60, but it is extra income and shows up on his bank statement which they are going to want to see come review time.
I just don't want any suprises at review time [:)]
If life is what you make it, I must have been in a strange mood when I made mine
I mirror what Plasticdaft has said - this is yours to keep to give you some relief in the coming winter months.
Hang on to it BE are not owed any of it hun.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
Sorry Pandy just read your second post - Im with BE & I have never been asked to send in Bank Statements, Ive had 2 reviews so far.
Some IVA companies do & some dont & even if they did its not classed as a windfall/extra income.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
Thanks that makes it easier, we are due our first review in April and as you can tell I am preparing for it already [:D]
Its not that I don't want to pay extra over I just am not sure what is extra income or allowed stuff. They did question last years payment on his bank statement when they went through our I & E at the set up.
I didn't realise they might not want bank statements, I assumed I would have to send everything in and account for every penny spent or saved. [:D][:D], I am only slightly paranoid...
If life is what you make it, I must have been in a strange mood when I made mine
Don't worry about this Pandy, the question has been asked on here a few times before and each time the professional experts have agreed that the winter fuel payment doesn't have to be paid over.
It's definitely yours. It is there to help out with your heating bills.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks everyone,
It is nice to know we do not have to pay anything across although I didn't realise it would be allowed to be kept, it is a nice surprise and brought a smile to hubby's face when I just told him.
If life is what you make it, I must have been in a strange mood when I made mine
It's like the months when you don't pay your council tax or water rates. You're allowed to keep that as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I am beginning to like Feb, March and April much more now [:D][:D] In Bristol we have C Tax break Feb and March, and Water, March and April, so a nice 3 month cushion.
Thanks
[:D][:D]
If life is what you make it, I must have been in a strange mood when I made mine
We only pay water rates for eight months so it's a nice little break.
Our council tax free months are February and March as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
But at least you had the cash to pay for it all![:)]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
