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indebtscared

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Post by indebtscared » Sat Jun 19, 2010 9:22 pm
Second post IVA month, this time last month £3/53 left with 5 days til payday, this month £70.00 left til payday, budgeting getting better, life is getting better, happy days
 
 

Keepingmyheadabovewater

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Post by Keepingmyheadabovewater » Sat Jun 19, 2010 9:35 pm
well done and welcome to the forum maybe getting a savings account and put money into it eack month and if you need any money for anything the money will be there thats what i do and it works for me.
JOHN
 
 

Shining

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Post by Shining » Sat Jun 19, 2010 9:37 pm
It's a good feeling to have some money left at the end of the month x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

carole2662

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Post by carole2662 » Sat Jun 19, 2010 10:12 pm
We put £2 a month in a jar to pay for a meal out when we reach half way(30 months).It gives us something to lookforward to in the dark days.
 
 

Shining

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Post by Shining » Sun Jun 20, 2010 1:20 am
That was a good idea Carole, I transfer all my oddments from one bank account to a second account. If I had say 9.72 in my main account I transfer the £9.00 always keeping main account to round figures, when I get £15.00 I transfer it and use it as a meal at a local pub which we enjoy, takes about 6 weeks normally, meal is 2 for £10 and a soft drink and one beer around £15.00 we enjoy it and find it a challenge to accumulate the money and most of all really enjoy the meal. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Sun Jun 20, 2010 8:37 am
I save 5p, 2p and 1p coins and every so often get them changed. It's useful if I want to treat myself to a new top or something.

Nice if you can save it up for a meal - rarely go out for a meal these days as I can't eat a lot and two for a tenner would be a bit of a waste for us!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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