I applied for an Iva and my meeting date is 23th of July, im worried about not being accepted, i really having a hard time paying my debts and being left with nothing. my debts are 14k to natwest, credit cards(capitol one and amazon card) and Barclay finance 4k. its sounded to good to be true but I thought about it and applied. its 12.80p/£. paying 104 a monthly for 5 years. I keep going thought my head how amazing being accepted would be and then getting my hopes up just to be declined. I don't know how accepting this creditors are. my bills are soon due.
Its only natural to be anxious at this stage, but remember your IP would not be proposing this if they did not feel it was a viable option that in their experience will be approved by creditors.
Let us know how you get on x
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !