worried about iva being accepted

6 posts Page 1 of 1

Lauren1995

Posts: 68
Joined: Sun Jul 07, 2019 7:42 pm

Post by Lauren1995 » Sun Jul 07, 2019 7:56 pm
I applied for an Iva and my meeting date is 23th of July, im worried about not being accepted, i really having a hard time paying my debts and being left with nothing. my debts are 14k to natwest, credit cards(capitol one and amazon card) and Barclay finance 4k. its sounded to good to be true but I thought about it and applied. its 12.80p/£. paying 104 a monthly for 5 years. I keep going thought my head how amazing being accepted would be and then getting my hopes up just to be declined. I don't know how accepting this creditors are. my bills are soon due.

luluj

User avatar
Forum Expert
Posts: 10603
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Sun Jul 07, 2019 8:14 pm
Its only natural to be anxious at this stage, but remember your IP would not be proposing this if they did not feel it was a viable option that in their experience will be approved by creditors.
Let us know how you get on x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Lauren1995

Posts: 68
Joined: Sun Jul 07, 2019 7:42 pm

Post by Lauren1995 » Sun Jul 07, 2019 8:30 pm
Ive noticed the credit check didn't pick up paypal credit as a creditor, its been missed. do I message the people who was helping me, im with credit fix

Foggy

User avatar
Forum Expert
Posts: 29625
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Mon Jul 08, 2019 6:52 am
Sun Jul 07, 2019 8:30 pmLauren1995 wrote:
Ive noticed the credit check didn't pick up paypal credit as a creditor, its been missed. do I message the people who was helping me, im with credit fix
They do not rely on credit checks to list your creditors -- you have to tell them every debt you have. Not all creditors even register with the credit agencies.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Lauren1995

Posts: 68
Joined: Sun Jul 07, 2019 7:42 pm

Post by Lauren1995 » Mon Jul 08, 2019 10:21 am
Mon Jul 08, 2019 6:52 amFoggy wrote:
Sun Jul 07, 2019 8:30 pmLauren1995 wrote:
Ive noticed the credit check didn't pick up paypal credit as a creditor, its been missed. do I message the people who was helping me, im with credit fix
They do not rely on credit checks to list your creditors -- you have to tell them every debt you have. Not all creditors even register with the credit agencies.
I contacted them this morning they've added it, im worried to death

laura941

User avatar
Posts: 16
Joined: Tue May 28, 2019 4:42 am

Post by laura941 » Fri Jul 12, 2019 5:09 pm
My meeting is on Wednesday. I can’t sleep. I know your pain. Fingers crossed for both of us x
6 posts Page 1 of 1
Return to “IVA approved!”