Don't worry - we've all been there! You are unlikely to be able to remortgage at end but may be offered a secured loan. You will have enough money left to live on! I don't know who you are talking to but I suggest speaking to a couple of smaller companies before making a decision.
Mpbmpb wrote:Thanks for the replies im talking to mccambridge duffy ,they seem excellent so far .did speak to payplan and step change some last year .I know i should have done it sooner!!. think im more embarrassed really that ive let things get this bad.Least i know that in 6 years time ill be debt free.Just hope creditors approve the iva
You are talking to a reputable firm there. Don't be embarrassed at finding yourself here ---- you are far from alone !
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