Hi All - looking some help - currently in a 5 years IVA = 2 years in paying £250 pm (£6000 paid in) - so £9,000 to go - have the the potential of obtaining £4000 from a family member and was wondering if this would be enough for a F&F to be accepted - any help would be greatly appreciated
I would say that £4k was a little light and, in your shoes, would offer in the region of £7k - 7.5k, assumig you are not a homeowner. But I have seen low offers accepted before and it is, ultimately, down to your creditors.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk