I'm wondering if an IVA is suitable for me. I have a house which I have a mortgage on. Will my house be considered as a way of paying my debt when entering into an IVA? My current debt stands at around 32-33k with 4 creditors and I could make payments of 1k a month at a stretch. I could afford to pay them back if I didn't have to pay interest on the cards. I've never missed a payment, default or a had a CCJ against me.
As Lisa suggests, a full and frank chat with an IP is in order to establish the full picture.
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