To find out a little more about IVA's have a read here: https://www.iva.co.uk/what-is-an-iva and here: https://www.iva.co.uk/guide-pros-and-cons
You need to think this through and that includes talking to your employer about what would happen if you went into an IVA.
I have half a feeling that your employment may be at risk because I am not sure they could allow you to continue working for them whilst expecting that debt to be written off.
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