An IVA would not be suitable for you if you onmly have £6000 debt. You would normally need 3 lines of credit minimum too.
I would possibly talk to a professional and see if you can find a way forward as I'm sure there will be one. I'm not sure about unpaid Council Tax but a professional will be able to advise you correctly.
try www.iva.com for a list of companies and some reviews and they will give you some free impartial advice. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
I would suggest that you come to some arrangement with the council to pay off what you owe.
If you don't own your own house and have less than £50 disposble income a month after priority bills have been paid, you could consider a debt relief order.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
