I have 3 more payments left till IVA is completed which is great.
Has anyone recently received a letter from the financial claims office. They are quoting the plevin v paragon ruling and telling me I can claim PPI and bank account charges.
I have of course done all the PPI Checks with regards to my creditors.
I may have a possible ppi claim with an non creditor and i did pay a monthly fee for an old account.
Would any of this money come to me or be handed over to the IP.
PPI and similar claims belong to the creditors, even after the IVA has completed. although some IP's will allow you to keep it (not many though). If you use a claims company and the lender sends the money direct to your IP, as often happens, you might be stuck with having to pay the claims company commission to boot !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk