Just got back from a busy day in London few hours ago and opened the long awaited letter enclosing my completion certificate, Yippieeeeeeee...... The hard work does pay off.
Best of luck with your new debt free life and this will be a great inspiration for everyone else still in their IVAs who yearn for the day you've had.
Best wishes,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com
If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
Fantastic news Phil! Good luck for the debt free future.
Don't forget to let us know how things are going now you have come out the other side.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Cheers guys for your support in the past, this site kept me going through the difficult times, brilliant set of folks on here, for all the newbies on here stick with your iva and never give up, honestly the time really does pass very fast. Can I ask a question please do I send all the documentation received from Payplan to the agencies?? or just the completition cert? Thanks Phil
Just copies of the certificate of completion to the agencies but you will need to contact all 3 of the main credit reference agencies and check your reports to make sure creditors did not keep defaulting you after the IVA was agreed. If this is the case you will need to write to the creditors to get them to amend
Completely agree with Ray. Get a copy of your record first to check what is shown on there.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
This sounds complicated, mmmmm sounds like it will be a long process to get all the information correctly registered, still worth it though, cheers. Phil
You may find that you don't have any defaults registered post IVA acceptance, in which case you have no problems.
You do need to check though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hang on in there we all feel the same at the beginning of the iva but believe me its well worth it, and the years flew past, plus the iva has taught me a serious lesson, I will be very cautious when obtaining credit again.
