Foggy wrote:Hopefully your IP can sway enough of your other creditors to outvote Zopa. If you are rejected you could try to propose a DMP, but it will depend on your circumstances as to what other options might be worthwhile looking at: Are you a homeowner? If so, what sort of equity is there? How much are the total debts? Do you have any assets ? What is your disposable income? .... among other things.
Thanks so much for your advice . I spoke to my ip this morning and he was amazing. He talked me through everything and really made it clear he was totally on my side . My offer is really fair so fingers crossed .
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