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IVA Forum Topics

Hello, I am involved in IVA since last year, I am self employed for 6 years, my Profit from...
by carmen401 on 21/09/20

I am considering to enter into IVA. I would like to know such financial solution would effect my...
by viktor on 20/09/20

Hi all I currently have 10 months to go before my IVA is due to end. I have just been given a modest...
by Rejjy666 on 20/09/20

Am i able to take a small payday loan to use to give towards school cost for my son?
by david395 on 19/09/20

Hi, So i checked my credit file for the first time since my IVA was arranged in January of this...
by falrow1974 on 19/09/20

I'm 3 years into my iva and I was reading someone's story about how they got a cash settlement...
by sean732 on 19/09/20

Can one arrange buy out fee for an IVA
by fay on 19/09/20

Im in the process of setting up an iva with hanover insolvency hope there ok. We've gone through my...
by stacey143 on 19/09/20

Hi, I was hoping to get some more info about offering F & F settlement to finish my IVA as my...
by sam895 on 19/09/20

I have received this today after not hearing from them personally for over 8 months. Completed my...
by gerald443 on 19/09/20

I am in the sixth year of my IVA. The final payment was due in March 2021. I have not missed any...
by april on 18/09/20

Just when I thought it was all done! Back at the end of July I contacted Freeman Jones to get a...
by JustPlainStupid on 18/09/20

Is it Ryan on here who is best to contact ? Thanks
by cowpie on 18/09/20

Hi Our IVA was approved in September 2014 and it was a 6 year IVA not a 5 year so is due to end at...
by sosilly on 18/09/20

I wish to pay my Iva off early, a friend has offered me some money to do this but I have a joint...
by Patsieg on 18/09/20

Hello there, This might be a long post, but I wondered if you could give me any advice. I am...
by HollyMex on 17/09/20

i had an iva 2006 can i go into another iva now 2020
by brian538 on 17/09/20

Please help, I had my car before I entered Iva they told me it was worth too much so we paid in an...
by lindsey962 on 16/09/20

What happens with your iva if you get a better paid job? Say it pays 5k a year more than the job you...
by Rm555 on 16/09/20

The government introduced covid guidance in April 2020 to make life in an IVA and Covid a little...
by Foggy on 16/09/20

What kind of information does my car write-off check show?
by brittneywood on 16/09/20

I have a Iva and have paid 40 months of 60, my debt was £25500, I pay £430 a month so time I’ve...
by michael249 on 15/09/20

Do phone contracts have to be included in an IVA? If they do will my phone then be blocked so i cant...
by kelly202 on 15/09/20

Hi all, really pleased to say that my f&f was accepted today after 5 and half years of paying...
by RunnerffirG on 15/09/20

We are well into our IVA with around 18 months to run having paid about 50% of the balance off. ...
by claire146 on 15/09/20

I completed my IVA in Feb 2020. Am setting up a home crafts business but am having difficulty...
by Susandv20 on 15/09/20

This is not strictly an IVA question but I have so appreciated the wisdom of Foggy, Kallis and co...
by iva1966 on 14/09/20

if my acc has been in the iva can back accept a credit to it ?
by Lahoretiger on 14/09/20

Full and Final payment Hello. I have IVA for 72 months and I have paid for 24 months so far. I still...
by Enkhbat on 14/09/20

Hi creditors meeting adjourned and i p say a document pack has been sent out, meeting rescheduled...
by pen on 13/09/20

Hi, My IVA is coming to an end shortly (deep sigh!) and decided to look into my credit score...
by MrMeC on 12/09/20

Hi Guys, Just a warning for anyone hoping that Ford Credit will let them extend their PCP. They...
by wakeywakey on 12/09/20

How can I get a craft insurance . I want to sell craft items and body products that I make. I have...
by shaz472 on 11/09/20

Hi 2 of my loans where defaulted on the wrong dates my iva started September 19th 2014 but 2 of my...
by bezo82 on 11/09/20

Hi, My company started offering a £50 taxable benefit a month that we can either use on medical or...
by Rozerlo on 11/09/20

I am currently 2 1/2 years into a iva and the company I am with well the service I am receiving from...
by john517 on 11/09/20

Hi, I might be getting a big windfall early next year, enough to settle my IVA (Which i've been in...
by Rozerlo on 10/09/20

Hi i took out a joint IVA with my husband. The initial debt between is was 14.000 we have been...
by janie562 on 10/09/20

Hi. I am a Tier 4 dependant and looking to go into. IVA. We are living here for last 7 years will...
by shahin on 10/09/20

Hi hope someone can help as I'm at my wits end. I've been with creditfix for 3 years, 3 years to go...
by dan588 on 10/09/20

Just to clear things up anyone who is with vanguard have now transferred to ebenegate to service...
by Colin351973 on 09/09/20

First Creditfix, then Aperture now, now Jarvis, WTF, I was just about to offer f&f and also one of...
by scott609 on 09/09/20

Got moved from Appenture to Jarvis insolvency my monthly payment is £72 first payment they took out...
by nack19 on 08/09/20

Unfortunately my husband has left and we are going through a divorce. Our iva started in September...
by gemma685 on 08/09/20

Hi..I have £800 in a savings account that my wife and I put money aside in for our only yearly...
by kevin660 on 08/09/20

Hi I’ve got an IVA and my house is up for sale, the IVA are aware that it’s up for sale but how...
by Carlos354 on 08/09/20

We have have paid off the IVA which was with Aperture of Northern Ireland which is now Jarvis of...
by graham999 on 08/09/20

Hi-l have an IVA with Debt Focus. Do you know what the company's rules are concerning a pension lump...
by ray348 on 07/09/20

Would a solicitor advise a Iva in financial/divorce proceedings? Also I thought my ex wife had taken...
by scott717 on 07/09/20

Good morning, Just wanted a little bit of info if anyone can help. I'm with Aperture for my iva, I...
by Ivaforever on 07/09/20

Hi I am only nearly 12 months into my iva. I have a mortgage. I know I have equity. Would I be able...
by clare526 on 07/09/20

Are there any Lenders who will consider a mortgage after IVA. We are with Natwest now and looking to...
by dominicthm@gmail.com on 06/09/20

Hi... We've just had our last annual review and can't believe we've only got one year to go! It's...
by Dragonforce on 06/09/20

Had an email today saying my ivas taken over by them, any ideas what these guys are like? Thanks...
by Lee-2019-2024 on 05/09/20

Just received: Your IVA with Aperture Debt Solutions LLP ("Aperture") I am writing to inform you...
by james597 on 05/09/20

Aperture IVA has just been sold to Jarvis Insolvency. All active IVAs have been transferred, and...
by OhSparkles on 05/09/20

can you save whilst in a iva
by niraj on 05/09/20

Myself and my wife have completed 6 years of an IVA and received our completion certificate on the...
by emmet on 05/09/20

Hello, I have been in an IVA for 3 years, i am wandering how to find out what i have left to pay on...
by Jellyboo on 04/09/20

Hi everyone. It looks like I'm going to be made redundant at the end of the month after 5 years of...
by lee474 on 03/09/20

Hi, Just wondering if somebody could help at least put my mind at ease as I haven’t slept or ate...
by craig110 on 03/09/20

Hi there I have been in an IVA for nearly years (due to end December 2020) and I have just had the...
by sosilly on 03/09/20

if i get the above now will i have to inform ip will they take it its child tax credit
by Lahoretiger on 03/09/20

Me and my husband are looking to move to Canada. We have two years left on our IVA and had assumed...
by amy403 on 03/09/20

Hi I’m currently with creditfix. I am being made redundant in September. I have 15 months left on...
by ben916 on 03/09/20

If I go ahead with the IVA, I will be three years into my IVA when my fixed rate on my mortgage...
by jess314 on 02/09/20

Hi all, Wondering if anyone can help me figure this out. I've set up an Iva with credit fix and...
by Notherenorthere on 02/09/20

Good Afternoon, We have recently completed our IVA and are in possession of our completion...
by Paris2007 on 02/09/20

Guess what ....? This months (Augusts' posts) Post of the Month has come around again and the...
by Foggy on 02/09/20

Monthly wage increase - hi In my iva agreement I am aloud to earn £2240 a month + 10% above is...
by lauren923 on 02/09/20

Hello, I have been in an IVA for a year now and found it very stressful and taken a toll on my...
by cameron on 01/09/20

Hi I’m currently on year 4 of my Iva with creditfix I’m paying 100pence in the pound so I’m...
by craig918 on 01/09/20

I entered into my IVA 3 months ago , and my practitioner was happy for me to continue to pay £289 a...
by lauren923 on 01/09/20

I have a year review, in that time I obtained some work,but due to my overwhelming desire to pay...
by BallJ on 01/09/20

We finished our IVA in 2016 after 6 years, We have received a completion certificate and also a...
by tracey597 on 01/09/20

Hello, I’ve been in my IVA for 4 years now and it’s due to finish next August, one month before...
by Rogen20 on 31/08/20

Whats the chances of getting a bank loan after a finished IVA ( 6 years ) im currently with...
by Lee-2019-2024 on 31/08/20

I have just inherited a house with 2 siblings. They want to help me stay in the house but as we...
by sue429 on 31/08/20

I arrived home not more than an hour ago after a few nights away from home. As always I unpacked,...
by fishface on 30/08/20

Hi, can someone please explain to me what i have agreed a contingent amount on successful...
by tracey597 on 30/08/20

Hi, ive beennin my iva for just over 3 years now and I've been offered the option of completing now...
by l836 on 30/08/20

Hi all, I have made a terrible mistake due to a misunderstanding, im 9 months into an IVA im paid 13...
by Pryde on 30/08/20

Hi All My joint IVA will be 6 years old December 2020 this was satisfied Jan 2020 <1 year. We sold...
by Blueblonde123 on 30/08/20

Hi, Ive just had my IVA agreed via Credit Fix. However I'm still getting threatening letters from my...
by julia761 on 29/08/20

Hi. So I completed my 6 year IVA in June 😁😁. I just checked the insolvency register we are...
by sam778 on 29/08/20

my husband and I had an iva from 2011 to 2015 with Kingsgate. I now need to provide our completion...
by di132 on 28/08/20

I have been in an IVA since march, but my mother has just passed away leaving her house to me and 2...
by sue429 on 28/08/20

Credidfix are keeping my PPI that I didn't know I was getting, I started IVA in 2010 and finished...
by tracey597 on 28/08/20

i had an iva and at the time i signed as a guarantor for my son they are now saying he owes them...
by susan887 on 28/08/20

Hi everyone, I wanted to know when do I make my first IVA payment if accepted...
by Sleepybunnie on 28/08/20

iva startred mbna is one i owe money too halifax is my new bank will i be ok ? Got halifax acc b4...
by Lahoretiger on 27/08/20

Has anybody used the insolvency experts ltd for their Iva? My creditors meeting was on 15th Aug....
by suzanne670 on 27/08/20

i bought some tickets on my cc as u know that acc has closed with in iva how can the travel agent...
by Lahoretiger on 27/08/20

Hi All, Not my first post, however in my first post I was panicking about the outcome of my...
by Sunny3129 on 27/08/20

How does the end of an IVA work if your IVA has been extended? Mine initially was 5 years and then I...
by matthew319 on 27/08/20

I have had my initial creditors meeting today and they have initially rejected as they have...
by Buzzlight on 27/08/20

Hi I have a quick question to ask the hive mind, regarding my IVA which started around 12 months...
by nick the third on 26/08/20

When you apply for an IVA, if you already know all of your creditors do the IVA companies do a...
by sally620 on 26/08/20

Hi I completed my IVA after 6 years over 3 years ago. I have just had a PPI claim settled and the...
by roy451 on 26/08/20

Ha anyone dealt with CITIZENS FREE DEBT ADVICE? Is there a way I can check that this company is...
by adriana on 26/08/20