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IVA Forum Topics
Hi, just signed an IVA 3 weeks ago, however I have spoken to the National debt service and my local...
by
shannon620
on 25/02/21
Is it right that the people I have my IVA with can count my child maintenance received for my...
by
sarah480
on 25/02/21
Ebenegate have taken over my Iva from vanguard. I paid vanguard on by standing order each month....
by
paula555
on 25/02/21
Hi all I get paid weekly and for over 3 years I’ve been paying overtime into IVA as I should etc....
by
diego_sucre
on 25/02/21
I have been paying my IVA by direct debit for 31 months. Recently my management company was changed...
by
margaret368
on 25/02/21
I have an IVA which isn’t attached to my wife but I submit a joint income & outgoings statement...
by
p138
on 24/02/21
I am a year into an iva, I received a payment from my previous employer during this year and...
by
naomi
on 24/02/21
Hi All, My IVA was transferred to a new company (Vanguard to Ebenegate). Having a phonecall with...
by
istip
on 24/02/21
i have a iva for £48,000 this is for me and my wife lost my parents got an inheritance of £49,000...
by
simon587
on 24/02/21
My very last payment is due on 3rd April as long as Jarvis/Debt Movement don't find a way to change...
by
Stevedgn68
on 23/02/21
I've an IVA which I thought was paid off,but they claiming that they didn't receive a payment from a...
by
adrian309
on 23/02/21
Hi All, I am in my final year of my IVA and currently looking for jobs. I work in the insurance...
by
kevin332
on 23/02/21
Hi, I hope you can help me finding answers to a few questions with my IVA. I have had my IVA since...
by
Clair19
on 23/02/21
Hi, iam looking for an IVA certificate that i made back in 2009, is there any chance to get it? ...
by
edison
on 23/02/21
how do i get an iva that i never took out at the last minute taken off from a company who was...
by
frank375
on 22/02/21
Hi I want to settle my Iva early. Outstanding amount is £3400. How much is a good settlement...
by
gurvinder
on 22/02/21
Hi, I am new to this community. We are all suffering from debt-related issues. We just can not...
by
debtadvisory
on 22/02/21
I have just completed a divorce from my husband who has told me he has filed for IVA. He owes me...
by
kate308
on 22/02/21
So I signed my proposal documents on Wednesday with a company called “the debt insolvency...
by
VSJ90
on 22/02/21
I will complete a (7-year!) IVA in April, so hope I will get my formal completion in June/July. The...
by
Stevedgn68
on 21/02/21
Am I right in thinking a completed iva for example settled early and marked as completed even tho it...
by
Lee-2019-2024
on 21/02/21
Hi all, Our contributions are about to go up by about 200 per month as we have lost our childcare...
by
nicola715
on 21/02/21
Hi everyone my partner and I are just looking for some advice . We were both in IVAs. Mine settled...
by
Pigger479
on 21/02/21
I entered an IVA in Ictiber I was told this would not affect my partners credit rating even although...
by
brush1
on 21/02/21
Hi, got a car on HP, had it for a year with 4 to go, with a 1,900 shortfall...recently applied for a...
by
Joshwah
on 20/02/21
I am due a pay out in the next few months for “ pain , suffering and loss of amenity as I was in a...
by
lauren711
on 20/02/21
My husband’s creditors meeting is today and so far no votes have come in. The IVA proposer has...
by
NescafeGold13
on 19/02/21
As part of an IVA can I pay back more than the total of my consolidated debts? My IVA should finish...
by
jackie554
on 19/02/21
I was on an iva for 5 years paid my last payment then got made redundant and received redundancy...
by
paul155
on 19/02/21
My creditors meeting is on the 8th March would I find out the outcome sooner if the majority of...
by
zowie
on 18/02/21
Hi all, I have been reading up on all posts for some time and have found all your advice so...
by
K1ndne55
on 18/02/21
I wanted to ask you a question from a buyers perspective. If a transfer at undervalue is undertaken...
by
Mxcg2017
on 18/02/21
I’ve been with credit fix for over a year now, a few weeks ago I received an email stating that my...
by
lyndsey248
on 18/02/21
I am struggling to pay my monthly IVA payments, is there an option for my monthly payments to be...
by
sharon474
on 18/02/21
Daughters needs new laptop anything decent about 500 wht do i need to do no savings .
by
Lahoretiger
on 18/02/21
First it was : swift insolvency. Second : Aperture Third : Jarvis I believe it’s still Jarvis but...
by
Lee-2019-2024
on 18/02/21
Hi, I started an iva in 2018. I settled this within a year as i found i was misold the iva. I have...
by
GullyP123
on 18/02/21
Will my IVA stop me getting a job at Border Force? They have detailed background checks - including...
by
hannah231
on 17/02/21
Hi all Quick question Somebody I know (and don’t particularly like, long story but he’s a...
by
Jester
on 17/02/21
Hi, I have currently just signed up for an IVA, I work in mental health and complete over time most...
by
vicki516
on 17/02/21
Think this has been asked before I was allowed to keep my lease car plus so much each month for...
by
kath578
on 17/02/21
I had a failed IVA in 2009 and subsequently went bankrupt. The IVA company put a charge on my...
by
jeanette344
on 17/02/21
I had a ford focus 2012, 1.0 ecoboost, and its been nothing but problems. Head gasket blow, and was...
by
vinnny
on 17/02/21
I'm in an IVA and am on Universal Credit. Recently I started working some hours with Amazon Flex...
by
samantha559
on 16/02/21
Has anyone had an annual review with Ebenegate? How was it? I've been in an IVA for nearly 2...
by
chris531
on 16/02/21
Hi hope you can help how do I sign my annual review expenditure form online problem I've got is that...
by
ernest467
on 16/02/21
Hi there, I have another question regarding F&F as its been a week now and I still havent had a...
by
disneygal
on 16/02/21
I am in my first year of IVA and have a monthly payment of 330£ my full debt was around 83000£ I...
by
rosepetal1
on 15/02/21
My husband has just lost his job, he has vehicle finance on our motorhome and car and also a pcp...
by
anne973
on 15/02/21
I've got my annual review soon and I was wondering if I can send my payslips in by email or has it...
by
ernest467
on 15/02/21
HI i have just payed my 60th month of IVA , and am confused because i was suppose to ask for a...
by
cheryl999
on 15/02/21
Why am I so nervous? They have questioned some payments and I don’t know why I’m so unsettled...
by
TLBL22
on 15/02/21
Hi , im currently in my first year of my IVA and my landlord has now sold the flat I am living in ,...
by
kerry438
on 15/02/21
Had an IVA in place for almost 3 years. My IP has informed me if I sell my car the proceeds should...
by
chris345
on 15/02/21
I’ve had my Iva payment plan nearly 3 years now. I moved to Australia a year ago and I’ve been...
by
dave170
on 15/02/21
I booked and paid for a holiday in 2019. I entered into an iva in March 2020..my holiday did not go...
by
kathleen303
on 14/02/21
I'm currently 5 months into my IVA. IP Supervisor fees nearly around £3,200 and my credit was...
by
daniel324
on 14/02/21
Hi there I am in an iva and have 10 months left to pay I’m paying £72 a month there is a...
by
lee192
on 14/02/21
I’m currently in the process of starting an IVA application, I am currently in around £27k worth...
by
laurence201
on 14/02/21
Hi, I've got about 40 months left to go on my IVA. I've just secured a new role that's given me a...
by
Crumlin
on 14/02/21
Hi I owe a total of approx 33k of unsecured debt My hrs at work have reduced and I have surplus...
by
sameer
on 13/02/21
Tenant lives in a landlords property, there has been damage to the property. Don't want to get in...
by
flamingate
on 13/02/21
So my first yearly Review is coming up in 3 months time , when setting up the iva my yearly income...
by
lauren711
on 13/02/21
Hi Everyone, I am in an IVA and have been for the past 1.5 years. I have a mortgage (in MY name...
by
chrisg
on 13/02/21
IVA SETTLEMENT APPROVED Hiya,I have a question here.I am with IVA from last 5 months.Then I called...
by
Sameersaab
on 13/02/21
hi i signed up for an iva ,its going for a meeting of creditors next week ,can i cancel it before...
by
lorraine864
on 13/02/21
In 2019 my wife and i entered into 2 IVA agreements, with the individual costs associated with...
by
michael758
on 13/02/21
I’m currently in 6 years down and another 6 months to go on an IVA. A family friend has offered...
by
Kate.w
on 12/02/21
I have an Iva and have a gas debt will I be able to use my gas again or will I have to wait 5 years?
by
shannon859
on 12/02/21
Currently in iva process, with credit fix, meeting with creditors has beed adjourned,? What exactly...
by
mike739
on 12/02/21
my friend used my account to perform some matched betting. So, he placed money in to my account...
by
shariq
on 12/02/21
Me and my ex partner bought a house in 2016. We split up in 2018 and I moved out in 2018 and she...
by
chris987
on 12/02/21
After the shenanigans with HMRC - they still haven't come back to me. I spoke to Financial Wellness...
by
JustPlainStupid
on 12/02/21
Hi I’m just awaiting my meeting next week now with my creditors and I’m really worried it will...
by
Williams94
on 11/02/21
I'm currently in a IVA for just over a year. I checked my credit report recently and noticed a...
by
rajman
on 11/02/21
Hi all, I am new to iva and I would like to ask you about something, I have an account ain with...
by
kam178
on 11/02/21
I have been in an IVA since December 2017. The IVA company told me that my IVA would run for 6 years...
by
David17
on 10/02/21
Hello All, I wonder if you can help me I have looked on so many websites but have never seen if...
by
TLBL22
on 10/02/21
Hiya, I am looking to sort out a F&F settlement. I have contacted my IVA company (CF) and advised it...
by
disneygal
on 10/02/21
I HAVE some credit card debt around £25000 i an doing iva with Curtis Faraday . is it a genune...
by
rajesh408
on 10/02/21
Hello, this is a question for Ryan the mortgage advisor. We are looking to get a first time buyer...
by
tecwyn
on 10/02/21
A tenant is renting from private landlord. Tenant claims housing benefit (money from the council) to...
by
flamingate
on 09/02/21
I already have an IVA. As and when the time comes they need my bank statements & confirmation of my...
by
miss366
on 09/02/21
I’ve been asked to sign an RX1 form after my Iva has been agreed. I have signed and returned,...
by
Jones88
on 09/02/21
I completed my IVA in January 2017 and have certificate of completion. Have recieved a letter from...
by
carolyn217
on 08/02/21
We owe £9,600 and are preparing a settlement figure. What are our chances if we offer £7,000
by
mark991
on 08/02/21
Recently been moved over to ebengate from vanguard.. in January 2020 my annual review they said...
by
anthony323
on 08/02/21
My partner and I are looking to buy a house in the next year. Our deposit will be 25k. I'm...
by
martha955
on 08/02/21
After being in an IVA for about a year I’m unsure it’s the right path now, I’m in 6-7k of debt...
by
ethan509
on 08/02/21
I have received a text from you regarding a refund on my completed IVA and would appreciate advice...
by
kathleen923
on 08/02/21
Hi I am looking to end my IVA early with funds from a family member. I have 29 payments left of...
by
Monica141
on 08/02/21
Hi All I am due to hit month 54 next month. About 4 months ago creditfix called me and said they...
by
cbdawg
on 08/02/21
Would I beable to take out student finance with an IVA?
by
lexi
on 08/02/21
After the Iva has fallen off credit file defaults all gone ect... What’s the possibility of...
by
Lee-2019-2024
on 07/02/21
Hi there My IVA just got approved via Financial Support Systems ( I applied on the 5th of Jan 2021...
by
China
on 07/02/21
Hi My IVA was due to end in October 2019, when it got to a month before the company told me I had to...
by
Chelseagirl
on 05/02/21
My question is similar to an earlier one. My IVA began Jan 2004 - prior to the Nov 2004 Version 2. I...
by
kathyb
on 05/02/21
Hi, Desperatley looking for some advice rregarding an active IVA that I belive should have ended and...
by
pw
on 05/02/21
Sorry for the long post; I am now in month 49 of a 72 month IVA (NRAM debt and they insisted on the...
by
mel865
on 05/02/21
Is agency work (no guaranteed hours) described as salary or overtime? I have two jobs, both in the...
by
melissa868
on 04/02/21