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IVA Forum Topics

Hi, just signed an IVA 3 weeks ago, however I have spoken to the National debt service and my local...
by shannon620 on 25/02/21

Is it right that the people I have my IVA with can count my child maintenance received for my...
by sarah480 on 25/02/21

Ebenegate have taken over my Iva from vanguard. I paid vanguard on by standing order each month....
by paula555 on 25/02/21

Hi all I get paid weekly and for over 3 years I’ve been paying overtime into IVA as I should etc....
by diego_sucre on 25/02/21

I have been paying my IVA by direct debit for 31 months. Recently my management company was changed...
by margaret368 on 25/02/21

I have an IVA which isn’t attached to my wife but I submit a joint income & outgoings statement...
by p138 on 24/02/21

I am a year into an iva, I received a payment from my previous employer during this year and...
by naomi on 24/02/21

Hi All, My IVA was transferred to a new company (Vanguard to Ebenegate). Having a phonecall with...
by istip on 24/02/21

i have a iva for £48,000 this is for me and my wife lost my parents got an inheritance of £49,000...
by simon587 on 24/02/21

My very last payment is due on 3rd April as long as Jarvis/Debt Movement don't find a way to change...
by Stevedgn68 on 23/02/21

I've an IVA which I thought was paid off,but they claiming that they didn't receive a payment from a...
by adrian309 on 23/02/21

Hi All, I am in my final year of my IVA and currently looking for jobs. I work in the insurance...
by kevin332 on 23/02/21

Hi, I hope you can help me finding answers to a few questions with my IVA. I have had my IVA since...
by Clair19 on 23/02/21

Hi, iam looking for an IVA certificate that i made back in 2009, is there any chance to get it? ...
by edison on 23/02/21

how do i get an iva that i never took out at the last minute taken off from a company who was...
by frank375 on 22/02/21

Hi I want to settle my Iva early. Outstanding amount is £3400. How much is a good settlement...
by gurvinder on 22/02/21

Hi, I am new to this community. We are all suffering from debt-related issues. We just can not...
by debtadvisory on 22/02/21

I have just completed a divorce from my husband who has told me he has filed for IVA. He owes me...
by kate308 on 22/02/21

So I signed my proposal documents on Wednesday with a company called “the debt insolvency...
by VSJ90 on 22/02/21

I will complete a (7-year!) IVA in April, so hope I will get my formal completion in June/July. The...
by Stevedgn68 on 21/02/21

Am I right in thinking a completed iva for example settled early and marked as completed even tho it...
by Lee-2019-2024 on 21/02/21

Hi all, Our contributions are about to go up by about 200 per month as we have lost our childcare...
by nicola715 on 21/02/21

Hi everyone my partner and I are just looking for some advice . We were both in IVAs. Mine settled...
by Pigger479 on 21/02/21

I entered an IVA in Ictiber I was told this would not affect my partners credit rating even although...
by brush1 on 21/02/21

Hi, got a car on HP, had it for a year with 4 to go, with a 1,900 shortfall...recently applied for a...
by Joshwah on 20/02/21

I am due a pay out in the next few months for “ pain , suffering and loss of amenity as I was in a...
by lauren711 on 20/02/21

My husband’s creditors meeting is today and so far no votes have come in. The IVA proposer has...
by NescafeGold13 on 19/02/21

As part of an IVA can I pay back more than the total of my consolidated debts? My IVA should finish...
by jackie554 on 19/02/21

I was on an iva for 5 years paid my last payment then got made redundant and received redundancy...
by paul155 on 19/02/21

My creditors meeting is on the 8th March would I find out the outcome sooner if the majority of...
by zowie on 18/02/21

Hi all, I have been reading up on all posts for some time and have found all your advice so...
by K1ndne55 on 18/02/21

I wanted to ask you a question from a buyers perspective. If a transfer at undervalue is undertaken...
by Mxcg2017 on 18/02/21

I’ve been with credit fix for over a year now, a few weeks ago I received an email stating that my...
by lyndsey248 on 18/02/21

I am struggling to pay my monthly IVA payments, is there an option for my monthly payments to be...
by sharon474 on 18/02/21

Daughters needs new laptop anything decent about 500 wht do i need to do no savings .
by Lahoretiger on 18/02/21

First it was : swift insolvency. Second : Aperture Third : Jarvis I believe it’s still Jarvis but...
by Lee-2019-2024 on 18/02/21

Hi, I started an iva in 2018. I settled this within a year as i found i was misold the iva. I have...
by GullyP123 on 18/02/21

Will my IVA stop me getting a job at Border Force? They have detailed background checks - including...
by hannah231 on 17/02/21

Hi all Quick question Somebody I know (and don’t particularly like, long story but he’s a...
by Jester on 17/02/21

Hi, I have currently just signed up for an IVA, I work in mental health and complete over time most...
by vicki516 on 17/02/21

Think this has been asked before I was allowed to keep my lease car plus so much each month for...
by kath578 on 17/02/21

I had a failed IVA in 2009 and subsequently went bankrupt. The IVA company put a charge on my...
by jeanette344 on 17/02/21

I had a ford focus 2012, 1.0 ecoboost, and its been nothing but problems. Head gasket blow, and was...
by vinnny on 17/02/21

I'm in an IVA and am on Universal Credit. Recently I started working some hours with Amazon Flex...
by samantha559 on 16/02/21

Has anyone had an annual review with Ebenegate? How was it? I've been in an IVA for nearly 2...
by chris531 on 16/02/21

Hi hope you can help how do I sign my annual review expenditure form online problem I've got is that...
by ernest467 on 16/02/21

Hi there, I have another question regarding F&F as its been a week now and I still havent had a...
by disneygal on 16/02/21

I am in my first year of IVA and have a monthly payment of 330£ my full debt was around 83000£ I...
by rosepetal1 on 15/02/21

My husband has just lost his job, he has vehicle finance on our motorhome and car and also a pcp...
by anne973 on 15/02/21

I've got my annual review soon and I was wondering if I can send my payslips in by email or has it...
by ernest467 on 15/02/21

HI i have just payed my 60th month of IVA , and am confused because i was suppose to ask for a...
by cheryl999 on 15/02/21

Why am I so nervous? They have questioned some payments and I don’t know why I’m so unsettled...
by TLBL22 on 15/02/21

Hi , im currently in my first year of my IVA and my landlord has now sold the flat I am living in ,...
by kerry438 on 15/02/21

Had an IVA in place for almost 3 years. My IP has informed me if I sell my car the proceeds should...
by chris345 on 15/02/21

I’ve had my Iva payment plan nearly 3 years now. I moved to Australia a year ago and I’ve been...
by dave170 on 15/02/21

I booked and paid for a holiday in 2019. I entered into an iva in March 2020..my holiday did not go...
by kathleen303 on 14/02/21

I'm currently 5 months into my IVA. IP Supervisor fees nearly around £3,200 and my credit was...
by daniel324 on 14/02/21

Hi there I am in an iva and have 10 months left to pay I’m paying £72 a month there is a...
by lee192 on 14/02/21

I’m currently in the process of starting an IVA application, I am currently in around £27k worth...
by laurence201 on 14/02/21

Hi, I've got about 40 months left to go on my IVA. I've just secured a new role that's given me a...
by Crumlin on 14/02/21

Hi I owe a total of approx 33k of unsecured debt My hrs at work have reduced and I have surplus...
by sameer on 13/02/21

Tenant lives in a landlords property, there has been damage to the property. Don't want to get in...
by flamingate on 13/02/21

So my first yearly Review is coming up in 3 months time , when setting up the iva my yearly income...
by lauren711 on 13/02/21

Hi Everyone, I am in an IVA and have been for the past 1.5 years. I have a mortgage (in MY name...
by chrisg on 13/02/21

IVA SETTLEMENT APPROVED Hiya,I have a question here.I am with IVA from last 5 months.Then I called...
by Sameersaab on 13/02/21

hi i signed up for an iva ,its going for a meeting of creditors next week ,can i cancel it before...
by lorraine864 on 13/02/21

In 2019 my wife and i entered into 2 IVA agreements, with the individual costs associated with...
by michael758 on 13/02/21

I’m currently in 6 years down and another 6 months to go on an IVA. A family friend has offered...
by Kate.w on 12/02/21

I have an Iva and have a gas debt will I be able to use my gas again or will I have to wait 5 years?
by shannon859 on 12/02/21

Currently in iva process, with credit fix, meeting with creditors has beed adjourned,? What exactly...
by mike739 on 12/02/21

my friend used my account to perform some matched betting. So, he placed money in to my account...
by shariq on 12/02/21

Me and my ex partner bought a house in 2016. We split up in 2018 and I moved out in 2018 and she...
by chris987 on 12/02/21

After the shenanigans with HMRC - they still haven't come back to me. I spoke to Financial Wellness...
by JustPlainStupid on 12/02/21

Hi I’m just awaiting my meeting next week now with my creditors and I’m really worried it will...
by Williams94 on 11/02/21

I'm currently in a IVA for just over a year. I checked my credit report recently and noticed a...
by rajman on 11/02/21

Hi all, I am new to iva and I would like to ask you about something, I have an account ain with...
by kam178 on 11/02/21

I have been in an IVA since December 2017. The IVA company told me that my IVA would run for 6 years...
by David17 on 10/02/21

Hello All, I wonder if you can help me I have looked on so many websites but have never seen if...
by TLBL22 on 10/02/21

Hiya, I am looking to sort out a F&F settlement. I have contacted my IVA company (CF) and advised it...
by disneygal on 10/02/21

I HAVE some credit card debt around £25000 i an doing iva with Curtis Faraday . is it a genune...
by rajesh408 on 10/02/21

Hello, this is a question for Ryan the mortgage advisor. We are looking to get a first time buyer...
by tecwyn on 10/02/21

A tenant is renting from private landlord. Tenant claims housing benefit (money from the council) to...
by flamingate on 09/02/21

I already have an IVA. As and when the time comes they need my bank statements & confirmation of my...
by miss366 on 09/02/21

I’ve been asked to sign an RX1 form after my Iva has been agreed. I have signed and returned,...
by Jones88 on 09/02/21

I completed my IVA in January 2017 and have certificate of completion. Have recieved a letter from...
by carolyn217 on 08/02/21

We owe £9,600 and are preparing a settlement figure. What are our chances if we offer £7,000
by mark991 on 08/02/21

Recently been moved over to ebengate from vanguard.. in January 2020 my annual review they said...
by anthony323 on 08/02/21

My partner and I are looking to buy a house in the next year. Our deposit will be 25k. I'm...
by martha955 on 08/02/21

After being in an IVA for about a year I’m unsure it’s the right path now, I’m in 6-7k of debt...
by ethan509 on 08/02/21

I have received a text from you regarding a refund on my completed IVA and would appreciate advice...
by kathleen923 on 08/02/21

Hi I am looking to end my IVA early with funds from a family member. I have 29 payments left of...
by Monica141 on 08/02/21

Hi All I am due to hit month 54 next month. About 4 months ago creditfix called me and said they...
by cbdawg on 08/02/21

Would I beable to take out student finance with an IVA?
by lexi on 08/02/21

After the Iva has fallen off credit file defaults all gone ect... What’s the possibility of...
by Lee-2019-2024 on 07/02/21

Hi there My IVA just got approved via Financial Support Systems ( I applied on the 5th of Jan 2021...
by China on 07/02/21

Hi My IVA was due to end in October 2019, when it got to a month before the company told me I had to...
by Chelseagirl on 05/02/21

My question is similar to an earlier one. My IVA began Jan 2004 - prior to the Nov 2004 Version 2. I...
by kathyb on 05/02/21

Hi, Desperatley looking for some advice rregarding an active IVA that I belive should have ended and...
by pw on 05/02/21

Sorry for the long post; I am now in month 49 of a 72 month IVA (NRAM debt and they insisted on the...
by mel865 on 05/02/21

Is agency work (no guaranteed hours) described as salary or overtime? I have two jobs, both in the...
by melissa868 on 04/02/21