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IVA Forum Topics
Hi there, Just have a quick question regarding car finance while on IVA, have any of you had any...
by
Dieter
on 15/01/22
Hi all, need some help please, Started an Iva in Sept 2016 and closed it out August 2019, i know it...
by
owen134
on 14/01/22
Hi all Been reading lot of posts on here and finally registered, My creditors meeting is on the...
by
Deptgone
on 12/01/22
I am now in my final year of my iva, my total debt was £12100, £8000 of that was owed to provident...
by
Teenie1
on 11/01/22
Hi All I am in my 6th year due to equity, i have 9 payments left and i previously asked CF if...
by
cbdawg
on 11/01/22
Hi All, 5th year in and my equity loan was approved and it is currently being paid off to the...
by
Whiteeyes
on 10/01/22
Hi all, So I've been given a new Job with a pay rise which is great, I've only been in my IVA...
by
Freddie94
on 04/01/22
Hello Everyone Would like to wish the group a Happy New Year. In between Xmas and new year week I...
by
Bob451
on 03/01/22
Hi, I have an IVA meeting booked 12th Jan. I've been in breathing space, but it's now over. I have a...
by
Thatone
on 02/01/22
Hi, Does anyone know if you need to be a home owner to be eligble for a sprout loan to end the IVA...
by
jawad
on 30/12/21
Hello everyone, Can i just say what a great forum this is. I have been checking it out for a while...
by
Baldylocks
on 29/12/21
Hello there! Every year because my income varies and has more than one source, I complete a manual...
by
PigsInSpace
on 29/12/21
Ok, I'm in my fina year of my IVA, over the years I paid whatever and generally just went along as 5...
by
mrhall88
on 28/12/21
Hi, I haven’t been on the forum for a while as I’ve had one of the worst years of my life. I...
by
Blade2004
on 28/12/21
Hi. Im back after a long time. Was having trouble logging in. My first year of iVA is nearly up...
by
Irma
on 28/12/21
Great news I had my F&F settlement accepted mid month but now that’s sorted I’d like to build my...
by
Jlml87
on 25/12/21
So after six long years, my IVA finally completed today and I’m over the moon! I’ve struggled...
by
laura414
on 23/12/21
Hi there, this is my first post :)! I am currently 20 months in to an IVA with Payplan and I pay...
by
DD2021SH
on 22/12/21
Hi all, Just had a weird email from a creditor, I've emailed my IP to find out what's going on as my...
by
panda_face
on 20/12/21
Hi all again,,after doing a f & f settlement and moneys all paid Just a couple of questions I would...
by
Suki12
on 19/12/21
I want to buy a home, but don't have enough money for a down payment. How can I get a loan?
by
harvey342
on 18/12/21
Hi guys ,,,Done a F& F settlement with sprout loans and got accepted ,,,can’t believe how happy I...
by
Suki12
on 18/12/21
I'm happy I'm able to come back and write this post after being a member of the forum since 2017....
by
vikkib1212
on 17/12/21
Hi, Have been in an iva for 3 years now. Last year sunny loans went bust and sent me an email...
by
davethevan
on 16/12/21
Hi So I am 38 months into my IVA. My debt initially was 19k and 15k went into the Iva as some...
by
Cprh2502
on 15/12/21
Hello Experts :D Hope you are well! Sorry to start another topic but can someone please help me,...
by
Sioonoo
on 14/12/21
Hi all, I am about to enter an IVA and as everybody I am full of questions. I contacted...
by
baguette22
on 13/12/21
I have posted just once before but finally went through with attempting my IVA in the last few...
by
bee900
on 13/12/21
Hi all. My 2nd review is coming up and my IVA was transfered to a new company (though it has the...
by
Pryde
on 12/12/21
How do I fix a bad credit score for a home loan, car loan, mortgage, or any other purpose
by
mrbretlee6
on 10/12/21
Hello I was told by my Practitioner following my completion certificate that my IVA will remain on...
by
Sioonoo
on 07/12/21
Good afternoon Hope you’re all well, I was hoping for some IVA advice if possible. My IVA ended...
by
Sioonoo
on 06/12/21
I currently rent a home through an estate agents but when I first rented this home I wasn’t in a...
by
Jessie91
on 04/12/21
HI All, Just wanted to update since some of my last posts - I have now paid my debts in full at the...
by
mushmansax
on 02/12/21
Hi All, I have cancelled my IVA by letting it fail as I now qualify for a DRO. The variation...
by
LutonStudent
on 01/12/21
Hello My 2nd creditors meeting is Dec 2nd after a 14 day postponement. I really feel like they are...
by
Tr00per
on 29/11/21
Hi All, I have noticed that my Barclaycard with £1500 on (which went into my IVA last year) has...
by
LutonStudent
on 29/11/21
Hello I am new to the forum and having sleepless nights. My IVA was rejected last week. I'm with...
by
Tr00per
on 27/11/21
Hi I have been contacted today by my IVA administrator and told that I owe over £2000 in arrears...
by
Lucy Betts
on 25/11/21
Hi, I had a variation meeting at the end of May and a full and final was agreed, and the funds were...
by
Deltamonkey
on 25/11/21
I settled a lump sum IVA in June 2019 - I am in discussions already regarding mortgage requirements...
by
Bakersue6543
on 24/11/21
I have already commented on a post about this but I just wanted other peoples opinions My ex husband...
by
Widdle
on 24/11/21
Hello. This is year in March me and my wife started an interlocking IVA with Financial Support...
by
EduLaur91
on 24/11/21
Been following this forum from 2016 when hubby and I first took out the IVA and the forum has been...
by
Honeybee1980
on 23/11/21
I've applied for IVA while I was single. I've been with creditfix for almost a year now. I've been...
by
Linka17
on 22/11/21
Hi Guys Just checking in . Well it’s 5 months now since started my IVA. Would just like to say you...
by
Bob451
on 21/11/21
I am currently 3.5 years into an IVA with Payplan. I have to be honest, at the start of the IVA I...
by
Parki1979
on 21/11/21
Hello, advice needed please. Currently in an iva with stepchange. I live alone with one adult...
by
KatherineSW
on 20/11/21
Hi there, how am I coping, terrible to be honest. Heres the deal (and Im sure nothing you havn't...
by
Ferg777
on 19/11/21
Hi, I'm 12 months into my IVA, I owe approx. £29K at the start and payments are at £190PM. ...
by
LutonStudent
on 17/11/21
So I'm onto my third review As the debt I have wasn't too substantial when I received my iva it...
by
lecky
on 15/11/21
Slightly round about post here ..... I remember, not so long ago, a poster a asking about being able...
by
Foggy
on 10/11/21
Hi everyone just a question really I’m 2 years into my Iva and I’m struggling with the adapting...
by
Jessie91
on 09/11/21
Hi everyone, I really want to pay off my IVA but I'm confused if the offer has to be close to the...
by
Johnson66
on 07/11/21
Just submitted my 4th review this week and now the wait begins. Each time I get an email I jump and...
by
Mrs_Brown
on 06/11/21
Desperate for advice. Set up an IVA and company has taken 1 payment of ££100. The IVA person has...
by
Adamant
on 03/11/21
Hi, I am in a bit of a quandary here & hoping that anyone with legal knowledge of the workings of...
by
stupotty65
on 02/11/21
Can i tell creditfix that I started recieve benefits sending them an email? Or does it have to be a...
by
Linka17
on 01/11/21
I will probably be moving out of the UK soon for work and have a car that is on finance (HP) that I...
by
jawad
on 01/11/21
Hi, I'm wondering if I can get some advice - I apologise for how long this explanation might be! I...
by
EllieJay141
on 30/10/21
My IVA started in May 2020 and one of my creditors unknown to me until recent months wasn't added to...
by
djduncie
on 26/10/21
Hi I have just been accepted on to an IVA (07/10) and received a sizeable rebate from HMRC on 04/10...
by
iainm342
on 25/10/21
Wondering if you can get a home loan with a bad credit score?
by
terri
on 24/10/21
Hi there, I have 4000 remaining to pay in my iva. I’m an 3 years into it. My dad has offered to...
by
sarah236
on 24/10/21
If my mother gives me cash do I have to declare it
by
mick245
on 24/10/21
I have finally told my mum and dad about the IVA 3 years in. They have told me they want to get it...
by
Bubbly
on 24/10/21
What is the typical repayment on a £6400 debt if paid off 10 months early. paying £102.00 per...
by
hugh955
on 24/10/21
Hi i started my IVA in June 2020 a number of years ago i opted out of my pension and took out a...
by
beverley824
on 24/10/21
Hi Everyone I hope you might be able to put my mind at ease. I’m approaching the first...
by
elizabeth379
on 24/10/21
Hi My full & Final was accepted 1st October and paid on the 4th. While I wait for my certificate,...
by
wendy297
on 24/10/21
Hello, I'm currently in am iva and have about 3 years left but only £3350 to pay. I have recently...
by
meg1985
on 19/10/21
Hi, So I’ve received the request for my review and for my bank statements it’s asked to be...
by
Anxiousallthetime
on 18/10/21
My partner has a pay rise due but unsure if we declare it now or later ...please advise
by
Ivorj
on 18/10/21
Our Iva started December 2017. We took a payment break due to maternity leave so our last payment is...
by
Anxiousallthetime
on 17/10/21
Hi there, I have started IVA 3 years ago and I have 2 more years to go. When my IVA finishes we are...
by
sarah341
on 16/10/21
Hi is it possible to make my full and final settlement payment from myself rather than a giftor?
by
heidi667
on 16/10/21
Is it possible to appeal an annual review? I’m earning a bit less than in the previous years...
by
markaw74
on 16/10/21
Direct debits can i set up a new one while on a iva
by
michelle903
on 16/10/21
We have just sold house my ex has IVA has given solicitor name does at the end when mortgage fees...
by
maria858
on 16/10/21
My first review is coming up on December 15th with McCambridge Duffy. does anyone know what I will...
by
bella102
on 16/10/21
My wife is buying a property which I will live in. Nothing is changing for me in terms of how much I...
by
carl153
on 16/10/21
Hi I'm being made redundant very soon I have an IVA in place but my worry is I am not well enough...
by
Tracyb
on 16/10/21
Hi. My IVA got accepted today. I currently live at home with my mum and my daughter. Recently...
by
shakila
on 16/10/21
My IVA was satisfied in May 2007. I am trying to sell my house but there is still a restriction on...
by
tim948
on 16/10/21
Hi there, if I family member wanted to take out a loan in their name to offer and full and final...
by
lauren711
on 16/10/21
My husband had a large debt (3 figures) following a decision he made in 2006 to support a relative...
by
NescafeGold13
on 14/10/21
Morning I have an interlocking IVA with my husband and our last payment of £650 is due at the end...
by
sosilly
on 12/10/21
Hello all, just looking for some advice or for some one with some experience in this to shed some...
by
jman369
on 12/10/21
Hi, I need some help with my IVA thats complete. I started an IVA in March 2018 and made a full and...
by
GullyP123
on 11/10/21
Hi....my husband and I are doing our 4th annual review with Payplan. My husband is self employed...
by
Coline81
on 11/10/21
What would be a reasonable full and final offer for completing my IVA?? I currently pay £435 a...
by
rachael606
on 11/10/21
I have been offered a new job which states I could be dismissed if I go into an agreement with...
by
sasha582
on 11/10/21
I’m getting divorced and have had to leave our home. The divorce settlement will be to help get a...
by
brian792
on 11/10/21
We agreed to an IVA out of desperation. We are on benefits and my wife is my full time carer. We...
by
steve884
on 11/10/21
Hi I need to move out and my family offered to pay the deposit for a new place and this will be a...
by
veronica302
on 11/10/21
Hello all, I'm a bit worried as one of my creditors is reporting a missed payment on my credit...
by
jman369
on 09/10/21
I received a letter from HMRC at the end of July saying they would be seeking to recover £1200...
by
grybertie@msn.com
on 06/10/21
I have offered to pay a friends IVA off but I’m a bit put out by the letter I received from...
by
ann728
on 06/10/21
We recently had a full and final offer accepted but unfortunately at the last minute this fell...
by
cjk616
on 06/10/21
Hi is it possible to buy a house with an IVA in year 5? We have had our final review and just in the...
by
heidi667
on 06/10/21