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IVA Forum Topics
Wondering if you can get a home loan with a bad credit score?
by
terri
on 24/10/21
Hi there, I have 4000 remaining to pay in my iva. I’m an 3 years into it. My dad has offered to...
by
sarah236
on 24/10/21
If my mother gives me cash do I have to declare it
by
mick245
on 24/10/21
I have finally told my mum and dad about the IVA 3 years in. They have told me they want to get it...
by
Bubbly
on 24/10/21
What is the typical repayment on a £6400 debt if paid off 10 months early. paying £102.00 per...
by
hugh955
on 24/10/21
Hi i started my IVA in June 2020 a number of years ago i opted out of my pension and took out a...
by
beverley824
on 24/10/21
Hi Everyone I hope you might be able to put my mind at ease. I’m approaching the first...
by
elizabeth379
on 24/10/21
Hi My full & Final was accepted 1st October and paid on the 4th. While I wait for my certificate,...
by
wendy297
on 24/10/21
Hello, I'm currently in am iva and have about 3 years left but only £3350 to pay. I have recently...
by
meg1985
on 19/10/21
Hi, So I’ve received the request for my review and for my bank statements it’s asked to be...
by
Anxiousallthetime
on 18/10/21
My partner has a pay rise due but unsure if we declare it now or later ...please advise
by
Ivorj
on 18/10/21
Our Iva started December 2017. We took a payment break due to maternity leave so our last payment is...
by
Anxiousallthetime
on 17/10/21
Hi there, I have started IVA 3 years ago and I have 2 more years to go. When my IVA finishes we are...
by
sarah341
on 16/10/21
Hi is it possible to make my full and final settlement payment from myself rather than a giftor?
by
heidi667
on 16/10/21
Is it possible to appeal an annual review? I’m earning a bit less than in the previous years...
by
markaw74
on 16/10/21
Direct debits can i set up a new one while on a iva
by
michelle903
on 16/10/21
We have just sold house my ex has IVA has given solicitor name does at the end when mortgage fees...
by
maria858
on 16/10/21
My first review is coming up on December 15th with McCambridge Duffy. does anyone know what I will...
by
bella102
on 16/10/21
My wife is buying a property which I will live in. Nothing is changing for me in terms of how much I...
by
carl153
on 16/10/21
Hi I'm being made redundant very soon I have an IVA in place but my worry is I am not well enough...
by
Tracyb
on 16/10/21
Hi. My IVA got accepted today. I currently live at home with my mum and my daughter. Recently...
by
shakila
on 16/10/21
My IVA was satisfied in May 2007. I am trying to sell my house but there is still a restriction on...
by
tim948
on 16/10/21
Hi there, if I family member wanted to take out a loan in their name to offer and full and final...
by
lauren711
on 16/10/21
My husband had a large debt (3 figures) following a decision he made in 2006 to support a relative...
by
NescafeGold13
on 14/10/21
Morning I have an interlocking IVA with my husband and our last payment of £650 is due at the end...
by
sosilly
on 12/10/21
Hello all, just looking for some advice or for some one with some experience in this to shed some...
by
jman369
on 12/10/21
Hi, I need some help with my IVA thats complete. I started an IVA in March 2018 and made a full and...
by
GullyP123
on 11/10/21
Hi....my husband and I are doing our 4th annual review with Payplan. My husband is self employed...
by
Coline81
on 11/10/21
What would be a reasonable full and final offer for completing my IVA?? I currently pay £435 a...
by
rachael606
on 11/10/21
I have been offered a new job which states I could be dismissed if I go into an agreement with...
by
sasha582
on 11/10/21
I’m getting divorced and have had to leave our home. The divorce settlement will be to help get a...
by
brian792
on 11/10/21
We agreed to an IVA out of desperation. We are on benefits and my wife is my full time carer. We...
by
steve884
on 11/10/21
Hi I need to move out and my family offered to pay the deposit for a new place and this will be a...
by
veronica302
on 11/10/21
Hello all, I'm a bit worried as one of my creditors is reporting a missed payment on my credit...
by
jman369
on 09/10/21
I received a letter from HMRC at the end of July saying they would be seeking to recover £1200...
by
grybertie@msn.com
on 06/10/21
I have offered to pay a friends IVA off but I’m a bit put out by the letter I received from...
by
ann728
on 06/10/21
We recently had a full and final offer accepted but unfortunately at the last minute this fell...
by
cjk616
on 06/10/21
Hi is it possible to buy a house with an IVA in year 5? We have had our final review and just in the...
by
heidi667
on 06/10/21
Was with an IVA company, they closed down and I got passed over to 4 other different companies, in...
by
clint
on 06/10/21
Hi I'm in the middle of my IVA and been given notice to leave my flat , if I may need a deposit of...
by
veronica302
on 06/10/21
The sale of my house completed on 29/9/21 and the balance from the sale, 65k, was received by them...
by
susan489
on 06/10/21
I am just considering a IVA as I have £11,000 debt I understand that I will most likely pay about...
by
carol458
on 06/10/21
Can I join a credit union after an IVA? I closed previous account prior to starting the IVA. I...
by
carole525
on 06/10/21
I’ve been paying into an IVA since 17th December 2020 and it’s still not showing on the...
by
robert295
on 06/10/21
Hi! I've been talking to a debt advisor and the best solution for me would be IVA. I'm concerned...
by
n
on 06/10/21
I started in an IVA a year ago, it is up for review soon. Financially I now receive an extra...
by
sarah620
on 06/10/21
Am thinking of going on an iva but am in the middle of becoming a driving instructor would being on...
by
julie324
on 06/10/21
I have just been offered a role at an insurance firm. When doing the pre screening Interview they...
by
LB22
on 06/10/21
I received my army pension lump sum today of £7,000, I currently have an IVA, will they take this...
by
sam894
on 06/10/21
Hi all, Successfully completed my IVA around 2007 so over 15years or so. but have since lost my...
by
andydragon
on 05/10/21
Hi I am new to this forum and I have been sat here reading different posts for about 3 hours. I have...
by
Ginger42
on 02/10/21
Last night I realised that I will be making payment no 45/60 today. Sure enough it now shows on my...
by
Mrs_Brown
on 01/10/21
Hi All, So I have my meeting on 20th of this month. I'm worried about them no accepting as I have...
by
A_MPK88
on 30/09/21
I am almost at the end of year 5 of a 6 year IVA - I know it's too soon to worry about the...
by
mel865
on 30/09/21
Please can someone advise me. I am in a iva 5 year plan and am now 6 months into the 6th year, which...
by
jackie611
on 29/09/21
Hi I had a debt of £10,000 from having a gambling problem I started a IVA with creditfix to repay...
by
Tonic
on 29/09/21
If I take out an IVA, how would it affect my partner as we have a joint mortgage on our home? My...
by
james364
on 27/09/21
Hi all again ..Checked my credit report and noticed some credit has dropped off have looked and...
by
suzan
on 27/09/21
I'm nearly at the end of my third year into my IVA. I was given notice by my landlady last week...
by
veronica302
on 27/09/21
I have been asking my IVA company months now for permission to gain finance for a second hand car,...
by
mark322
on 27/09/21
Hi, I am in an iva agreement. I fraudulently signed the Land Registry RX1 document on behalf my...
by
matt736
on 27/09/21
Hi I currently have a savings account for my daughter with barclays My account is also with...
by
shakila
on 27/09/21
Hello there. My iva company has extended my iva from ending 2024 to 2028. They say I have additional...
by
ste8765
on 27/09/21
Hi, i am trying to get hold of my discharge certificate. i am applying for a new mortgage and they...
by
john992
on 27/09/21
Hi I have been in a iva for about 4 years the start of this year I received a letter stating we...
by
dan844
on 27/09/21
Hello, I'm in the process of having my IVA drafted by mccambridge duffy. I am receiving PIP and ESA...
by
rmk2009
on 27/09/21
Not a questions as such. My partner and myself have just finished and gained our completion...
by
Jeffers 53
on 27/09/21
Hi, I have an IVA , I pay regular payments and declare any overtime or bounds payments. However I...
by
adrian444
on 27/09/21
My IVA has just been approved but it doesn’t cover my main debt concerns plus £3650 in fees is...
by
john864
on 27/09/21
Hi I completed my IVA 14.6.21, just received my COC Friday 17th Sept, emailed IVA register to let...
by
paula256
on 27/09/21
Can I open a small business while I’m on IVA? It’s one year exactly left to finish my IVA....
by
marco
on 27/09/21
As you know, people who start an IVA or other insolvency solution in England and Wales are listed on...
by
Financial Wellness
on 27/09/21
Hi I wish I'd found this forum months ago when I started trying to enter an IVA. My post has two...
by
Jonowi
on 25/09/21
Hi, I would like some advice if possible. I have just received my letter from Creditfix to get the...
by
MarcC
on 24/09/21
Hi all hope you are all well .Well iva running smoothly almost 2 years in and managing cautiosly but...
by
Colin351973
on 23/09/21
I'm with IVA. Just been made redundant and someone asked me to borrow the money. Am I allowed to do...
by
Linka17
on 23/09/21
Finally received completion certificate and report. 5 years and small secured loan later I am back...
by
Cupcake08
on 23/09/21
Sorry for another question. But does an IP contact my creditors before I’ve signed anything. ...
by
rptech
on 22/09/21
Hi I've got £1975 sitting in my frozen account nothing owing to the bank. This was due back from a...
by
Deedee360
on 22/09/21
Hello, I'm in the process of getting an IVA from MD. I suffer from severe anxiety, depression and...
by
rptech
on 22/09/21
Hello, I'm currently in the process of having my iva drafted. I'd like to know if pockit prepaid...
by
rmk2009
on 22/09/21
Firstly I’d like to say thank you, over the last couple of years this forum has helped a great...
by
kyle197
on 22/09/21
Hi My creditors meeting is scheduled for the 30th September however I still have Jacobs enforcement...
by
MrsPx
on 21/09/21
Just another question about the IVA. As said yesterday I am awaiting documents to send to...
by
A_MPK88
on 21/09/21
HI all, my wife has an IVA from debt she accumulated before we were together and she is now in the...
by
nekrom4n
on 21/09/21
Hi all, so I've been on and off this forum for the past year and after the realisation I was just...
by
A_MPK88
on 20/09/21
What information does the IP ask for in a yearly review? I'm due 9k windfall soon. I'm pretty sure...
by
surfingruthie53
on 19/09/21
I am currently going through an iva but I always use kalarna
Will an iva stop me using this service
by
helen839
on 19/09/21
Hi, I’ve entered into an Iva with Logan-Whyte, they really don’t give you much detail and...
by
jrb.95
on 19/09/21
Hello all I have completed my iva over 3 years ago and one of the creditors was virgin cc. Done an...
by
sam666
on 19/09/21
could I take out a business loan to buy a Village Pub and restaurant business? I need £200,000.00...
by
nacine
on 19/09/21
Hi all, I am after some advise on my current situation. This week I have been offered/given a...
by
LJColeman
on 18/09/21
Good evening hope someone can enlighten me as i am a little lost, i got approved for my IVA back in...
by
pauls
on 18/09/21
Is there public records that an IP can check to see if I'm a beneficiary to an inheritance?
by
surfingruthie53
on 17/09/21
Hi all, I have 9 months remaining on my IVA and I have had a big reduction in my income due to...
by
Salba
on 16/09/21
Morning :roll: My question is ,I have savings in a credit union of about £2100. Am I right in...
by
surfingruthie53
on 16/09/21
Hi, I'm getting pretty frustrated trying to find information that makes sense and matches up...
by
Jul
on 15/09/21
Long time reader, first time poster - hello all! I guess I'm after a bit of reassurance and perhaps...
by
JenFace
on 15/09/21
Hi, need desperate help. We’re technically 3 years into our joint iva which includes a 9 month...
by
Anxiousallthetime
on 14/09/21
so after many delays...…….covid19, creditors slow to claim their money, and just general...
by
Oakley1
on 14/09/21