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IVA Forum Topics

Hi all I'm currently at the beginning of starting my iva process. Was advised to switch my bank...
by Wespnest on 15/11/19

Do you have any reviews for curtis faraday? We cannot find many and unsure if to proceed with an iva...
by christine737 on 15/11/19

Can snapon tools be taken off me in an iva????
by joseph635 on 15/11/19

My husband and I have been married for one year, cohabiting for 18 months. He had debts in excess of...
by melanie734 on 15/11/19

we are about to enter an IVA. we owe £60k our mortgage ends in 4 years so we will have to sell the...
by mich283 on 15/11/19

How do I remortgage to release equity to pay into my IVA? I'm struggling to find a company that will...
by Peepaddle on 15/11/19

So today it finally landed on my door mat.. the long awaited completion certificate!! I actually...
by Emmaj on 14/11/19

Hi there, I'm about to enter into an IVA. Or at least I think I am. I've asked a lot of questions,...
by rosie472 on 14/11/19

Will I lose my car finance if I get an Iva
by nicola168 on 14/11/19

Hey so I’ve been paying my Iva since August and my work do £500 payday advance they take £50 out...
by Lauren1995 on 14/11/19

Hi all Newbie here. Long time watcher first time poster. Will try to keep this simple. My IVA...
by Stews123 on 14/11/19

Hi My IVA was due to complete in Nov 2017 I had no equity in the house so they extended it an extra...
by Emma.gr on 14/11/19

Started an Iva in October Had a letter from bank and credit card today they are still adding late...
by jade176 on 13/11/19

Sorry if this has been answered before. I am paying nearly double the monthly amount on my IVA since...
by DeeA on 13/11/19

Good morning, I’ve started an IVA application with CreditFix and have the paperwork to sign but...
by rosie472 on 13/11/19

Creditors accepted full and final & weight is slowly being removed from shoulders. However, we are...
by Johndd46 on 13/11/19

Hi. My husband has IVA program. Now it is time to do an annual review. Me, his wife not working, I...
by kamila on 11/11/19

Hi, I've been on I've for last 7 month the outstanding IVA balance originally was 5000£, and I'm...
by andzeijs on 11/11/19

Had a joint Iva with my wife but we have now been separated for 16 months. We have continued to pay...
by stephen427 on 11/11/19

Hi. I'm 5 years 5 months into my IVA with 7 more monthly payments to go. About 5 months ago I got a...
by fishface on 09/11/19

Hi. I am 5 years and 4 months into my IVA with only 8 more payments of £85 per month to go with a...
by fishface on 09/11/19

I am 4 and half years into a 6 year IVA paying £150 a month. I don’t own a house can I offer a...
by Sava on 09/11/19

can creditors take my pension pot after bankruptcy discharge
by jayne.64 on 08/11/19

I have being in an IVA for 5 years the IVA tried to releases equity in my house ,but apparently...
by phil282 on 08/11/19

Hi my question is if I have an active mortgage and two secured loans which are not part of the iva I...
by danielle826 on 07/11/19

Hi I am currently making all payments but I am working 7 days a week. I want to ask my creditors to...
by amanda778 on 07/11/19

My wife and I had a joint account with HSBC. An IVA is in just her name was agreed upon, which all...
by ciaran on 07/11/19

i was in a IVA for 4 years then lost my job, i borrowed £2000.00 from a family member and explained...
by chris806 on 07/11/19

Hello all. My name is paul and I need some advice please. My wife and I are 6 months into our IVA...
by paul896 on 07/11/19

This months (Octobers) Post of the month has been pulled out of the hat and, as last months was not...
by Foggy on 07/11/19

Hi. What are consequences of selling a house while on iva and not informing iva practitioner about...
by martin236 on 06/11/19

My IVA was approved, but a main creditor didnt take part at all, can they do anything to stop the...
by spark on 06/11/19

It's with great sadness that I am forwarding on a message from Ryan one of our mortgage experts. ...
by luluj on 06/11/19

I've had an email from Aperture Debt Solutions who say they have funds to send me from a closed IVA...
by essexlady on 06/11/19

I know someone who is going down iva path with approx £30,000.00 debts due to over spending. She is...
by margaret644 on 06/11/19

My husband took out an IVA without telling me a year ago for an £18k debt. I was obviously really...
by Lal55 on 06/11/19

Hi Guys, I've been a long time lurker on the forum and have a question i'd like some help with. ...
by SkintDaddy on 05/11/19

Hi guys! Me and my partner have gone through all of our options in regards to debt management and we...
by joe958 on 04/11/19

I started an iva with creditfix and I am due to go off on maternity leave next month. I have phoned...
by Missmoo84 on 04/11/19

Hi wondering if you can help, started with IVA a few months ago, had 2 bank accounts in same bank ...
by karen552 on 04/11/19

Hi I need some advice. I have just over a year left of my IVA. I am paying £438.59 into my IVA each...
by nick314 on 04/11/19

I have a blocked account with my previous bank due to IVA it’s just dawned on me that I put a...
by karen552 on 04/11/19

I’ve gone with a certain company and done an IVA I believe I was fooled into the figures to put me...
by karen552 on 04/11/19

Asking some info went into my 2 and half years ago in that time me and ex broke up and are trying...
by ashbock123 on 03/11/19

What percentage of IVA’s proposed actually get accepted these days? I have just signed my...
by eek1234 on 03/11/19

Just Completed my Iva 3 years early thanks to a lump sum - but my question is - I k ow it stays on...
by owen134 on 02/11/19

in September 2016 I took an IVA with 3 creditors total £7915.26. My IVA has been set at 6 years. I...
by alexandra695 on 02/11/19

I'm hoping someone can help me with this one. A little back story; I went into an IVA due to the...
by mel865 on 02/11/19

Hi My story is a weird one, in 2009 I took out an IVA with a practitioner who turned out to be a...
by gazzio on 01/11/19

i have completed my iva and no one has got in touch with me to tell me i have paid up to date i was...
by jeanette621 on 01/11/19

Hi, if I have an iva and I can borrow more money if I need ?
by anghel on 01/11/19

Currently in a iva and today I got to upgrade for free with my provider but I tried getting the same...
by Jessie91 on 31/10/19

The service I received from Creditfix during the them of my IVA was excellent and without...
by mr174 on 31/10/19

I am officially solvent whoop whoop I checked the register this morning before work and I am off it...
by sam666 on 31/10/19

Can that take my back pay from pip
by dean420 on 31/10/19

Entered into an Iva on 24-10-19 Couple of days later I received a cheque for ppi of £2700. The...
by jade176 on 30/10/19

Hi We were in an IVA what failed in May 2013. April 15th 2013 was the date of our last payment. ...
by CassyandClay on 30/10/19

Hi I was wondering if anyone can help answer a few questions. I entered an IVA in 2012. This dropped...
by Natedrake on 30/10/19

We’re putting a full and final offer in and just wondering if it’s a good offer and likely to be...
by michael414 on 30/10/19

Hi there, My husband and I have been in an IVA for 4 years now. We own a shared ownership property...
by katie273 on 29/10/19

I'd just like to thank everybody who commented on my recent post. I appreciate your input. You are...
by jill467 on 29/10/19

Recently had a call from one of my creditors and they have advised that I was miss sold my Iva as I...
by Rp41635 on 28/10/19

Hi. I have just entered an IVA but over the past couple of months we have found it difficult to pay...
by fiona608 on 28/10/19

Nearing the end of IVA, Have not got a completion certificate yet. I wanted to join up to LoqBox, ...
by sandybrowneyes2002 on 28/10/19

if I transferred £300 to my daughter every month for them to give it back to me weekly would the...
by dorothy245 on 28/10/19

I’m about 4 weeks into my Iva, my first payment has left my bank but I’m still getting texts &...
by Dena1978 on 28/10/19

I have paid nearly £6000 in 5 years and the final review is due. During this period also claimed ...
by jill467 on 27/10/19

My husband has just completed his iva by paying off a lump sum but one if the debts was in joint...
by sherie on 27/10/19

I had virgin media and virgin mobiles..i was told not to pay any creditors as i was not permitted to...
by francis on 26/10/19

Hi All, This is for those who are currently still in their Iva or just starting.... you may think...
by Tashie08 on 26/10/19

Hi all. Just wondering if anyone has experience of credit fix UK? I have just entered into IVA last...
by fiona608 on 26/10/19

HI, Basically this year I left my job to concentrate on self employment, it didnt work well and I...
by spark on 25/10/19

Hi. I am currently in an IVA. Been in it a year. I have recently been awarded some money following...
by simon770 on 25/10/19

Our IVA was approved today! We are over the moon. Just waiting on the results pack to see who voted...
by DannyC1985 on 25/10/19

Can I have a money mona card that you top up no credit checks
by paul647 on 25/10/19

Hello! I have joined.
by Christian Mayorca on 25/10/19

My sister is being made redundant from her job, she is only going to receive around £1000...
by mary396 on 25/10/19

Hi I'm currently 12 months into my iva paying £500 per month which is fine but I've just been made...
by steve435 on 24/10/19

Hi all Really neverous times ahead. We have gone through our joint IVA with our MOC tomorrow! Our...
by DannyC1985 on 24/10/19

Hi all, does anyone know if you are allowed to keep any tax rebate from the previous year. I knew I...
by Debtbuster on 24/10/19

My husband is about to receive a compensation claim for a personal injury and we have an IVA. How do...
by shaz408 on 24/10/19

Hi my IVA has been failed by my IP. I’ve tried my utmost to make arrangements with them but...
by stephen558 on 24/10/19

Anyone else really struggling towards the end of their IVA? I think because I am paying such a...
by MrsDebt on 23/10/19

I’m in a iva and have been for a few months all my creditors have left me alone except one...
by Jessie91 on 23/10/19

Got a meeting on creditors on Thursday 24/10/19 Today 22/10/19 I’ve received a letter from...
by jacqueline179 on 22/10/19

Hi, We entered into an iva back in March and since then our payment has increased due to a pay rise...
by Carra_Rud on 22/10/19

Hi IVA has been going fine since August this year most of my accounts are shown closed / subject...
by Hultonlady19 on 22/10/19

Hi My partner had a Full and Final offer accepted in September. I'm just now checking and getting...
by ladymarmite on 21/10/19

Hi, me and my partner recently took an Iva out in July this year. I have recently been promoted and...
by shana on 19/10/19

my son is thinking of paying off my remaining agreed iva debt, once this has been paid and accepted...
by stuart453 on 19/10/19

Hi can someone help I have just received my cert of completion after 3yrs in an IVA with a full and...
by Zippy6971 on 18/10/19

I have a dro inplace and ha e just got dates to attend a redetermination hearing do I need to attend...
by andrew125 on 18/10/19

Would I be able to keep spending on my credit card and spend my overdraft before my IVA becomes...
by mandie on 18/10/19

I am in shared ownership thinking of selling I’ve an Iva at the moment I’ve been asked to sign...
by susan215 on 18/10/19

I have an IVA that is due to finish December 2019 (In 2 months). I have never missed a payment. 18...
by natalie321 on 18/10/19

I am currently in the process of applying for an iva with creditfix if I encounter problems with...
by shane992 on 18/10/19

Hi Everyone, I'm currently in an IVA and the fix term on my mortgage is due shortly. What are the...
by simon363 on 17/10/19

We completed our IVA in 2015 and things have been good since, until recently when we enquired about...
by Squidward on 17/10/19

Hi Does anyone have any experience of Payplan s final review. My last payment is due in a few...
by Ebere123 on 17/10/19

Please could posters refrain from dragging up ancient posts for no good reason as this clutters up...
by Foggy on 17/10/19