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IVA Forum Topics
looking to replace my wifes car, we are in an interlocking IVA. The care is 8 years old and is...
by
adam355
on 07/05/21
I’ve spoke to Giraffe money yesterday and they said that they will deal with me from the start to...
by
beata
on 07/05/21
I just want to say a massive thank you to everyone on this forum. I have just had my IVA accepted...
by
flipflop105
on 06/05/21
Hi Guys, I’m now over 3 yrs into my IVA and I have a glimmer of hope to end it early as my Boss...
by
Bigdebts
on 06/05/21
CreditFix. Currently been in an IVA for 8 months paying £100 per month. Full settlement Balance...
by
Missv
on 05/05/21
Imp splitting up with my partner will I be able to rent / part buy at all now im looking for...
by
amanda763
on 05/05/21
I need a copy of my IVA completion certificate but Aperture have ceased to be as far as I know and...
by
amanda448
on 05/05/21
https://www.moneysavingexpert.com/news/2021/05/debt-crisis-breathing-space-mental-health/
by
kallis3
on 05/05/21
Did anyone heard about Giraffe money (Iva company) and have, had any experience with them?
by
beata
on 05/05/21
Mortgage help: Hi Ryan, I'm looking for some guidance regarding obtaining a mortgage after...
by
DJ92
on 04/05/21
Currently a hypothetical question but if via equity release you finish IVA at year 5 and receive...
by
Cupcake08
on 04/05/21
Hey! I am due my first annual review for my IVA with Financial Support Systems in the next couple...
by
daisies
on 04/05/21
I'm having problems with ebengate ..how do I find out whom is there governing body ?....who could...
by
lindsey924
on 04/05/21
Hi I am in a iva I have a pcp with Arnold Clark I've had my car for 2 years can I change my car for...
by
melissa990
on 04/05/21
I just checked my bank (a daily habit, I am aghast when anyone says they don't check their account...
by
Mrs_Brown
on 04/05/21
The principle beyond a Full & Final IVA Good afternoon all I would like some advice, With the...
by
dave447
on 04/05/21
I have just completed my IVA. A company (IDRWW) that addeda debt to my IVA from overseas (2008),...
by
mark987
on 04/05/21
My IVA agreement says that I need to obtain child maintenance from my ex partner. I was trying to...
by
agusia
on 04/05/21
I have recently been taking care of a family’s friend relative as they are unwell , I did this...
by
lauren923
on 04/05/21
Hi All, That time has come around again, it's Post of the Month This time we are going for not so...
by
Foggy
on 04/05/21
Hello, I am currently debating on wether to enter into an IVA but I am worried about what will...
by
rachel637
on 04/05/21
Me and my partner and 2 kids have been in a iva for 4 years we started monthly payments off £184...
by
dan844
on 04/05/21
Hello, my brother is currently in year 6 of his IVA and due to finish in November this year. It was...
by
Slekclarke
on 03/05/21
Hello I’ve just taken out a Iva and just doing some researching is it possible if my partner had a...
by
rebecca789
on 03/05/21
Hi, So thankfully my 6years on my IVA is nearly complete, was a lump sum agreement. However I...
by
wayne106
on 03/05/21
I just started a new job last week and it’s now 4 weekly pay not monthly like my old job was. I...
by
Jessie91
on 03/05/21
I entered my IVA in November 2020. I have a friend who is offering to gift me the lump sum, I pay...
by
bobbie
on 02/05/21
I currently pay £308 a month toward my IVA. My yearly review was September 2018 at a time when gyms...
by
gemma685
on 01/05/21
Hi All, My IVA with CredfitFix is almost over as far as I'm concerned as my credit report now shows...
by
couton
on 01/05/21
Still getting phone calls from various debt collection companies 2 month after receiving my...
by
alan150
on 01/05/21
Im thinking to apply for IVA. If my children have money in trust account, will this affect anything...
by
barbara154
on 01/05/21
I have been in an iva for 4 years my payments started at 184 and have gone up over the years paying...
by
dan844
on 01/05/21
I have a car on leas and have 2 months left to pay, then a balloon payment. This was explained to...
by
gavin156
on 30/04/21
Hello, my name is mark xxxxxx Few years ago around 8years approximately i and my girlfriend at the...
by
mark456
on 30/04/21
My landlord is selling the house me and my 3 kids live in. I have an IVA which ends in August this...
by
tracy282
on 29/04/21
If I am in an IVA can my partner get a loan
by
gary913
on 29/04/21
Hi all, I am currently in an IVA with Stepchange which is due to finish in February 2022 but I’ve...
by
Beth2022
on 28/04/21
Hello, can i apply for an IVA in UK if i no longer live in UK?
by
sandrinio
on 28/04/21
Hello, My partner is buying a house and was hoping to put my name on the mortgage. The full deposit...
by
ebonee
on 28/04/21
Hi there I have question I recently closed my bank account after 2 month after the Iva as the...
by
didi.borisova7
on 28/04/21
Hi, I am looking to move out with my partner and we thought about shared ownership but I’m just...
by
vicki762
on 27/04/21
I am an accountant acting for an elderly couple (aged 76) in an IVA. The wife has cancer and the...
by
paul702
on 27/04/21
Hi I have searched forum first and can see CRAs a law unto themselves Key dates 26.10.18 entered...
by
Marmite
on 27/04/21
I have just received a letter from DCBL Runcorn for an alleged parking fine on 7th June 2018 for...
by
judith499
on 26/04/21
Hello I just wanted to let you know my full and final iva was paid very recently so all I am...
by
Jellybeans
on 26/04/21
can you tell me more about cva
by
allan
on 25/04/21
Have joint Iva pay 110 per month. Wife has multi myeloma and receives max attendance allowance of...
by
david982
on 25/04/21
Morning, We are currently in an IVA and have offered a Full and final, which we should hear the...
by
stacey966
on 25/04/21
My IVA was completed In January this year I ended it 14 months early after my full and final offer...
by
stu1970
on 25/04/21
Hey guys, On what’s has been quite a stressful few weeks ( I had a stroke but hopefully on the...
by
T9UPS
on 25/04/21
Hi, I would like some advice on my current mortgage situation please. I currently have a mortgage...
by
Craigdoo007
on 24/04/21
I might have to go into IVA. How my day to day life would look like (from financial point of view)....
by
barbara154
on 24/04/21
Hi all, Before I contact my IVA Supervisor for exhortation I figured I would look for guidance on...
by
tobacare
on 24/04/21
Hi, my IVA should finish in May but I believe it will go on for another 12 months because of equity...
by
Phoenix11
on 23/04/21
Hello there. We complete our Iva after 6 years in January 2022 What our the chances of us been...
by
bev205
on 23/04/21
Hi, I’m wondering if I have good grounds to complain. First of all the way they valued my assets...
by
amit919
on 23/04/21
Needlessly stressful. Now in month 59, have previously provided 2 mortgage redemption statements...
by
Cupcake08
on 23/04/21
Just got my completion certificate after a F&F was accepted on 18 March, I was expecting it being...
by
Kaybee
on 22/04/21
Hi all, I agreed to an IVA in 2017 which valued my IVA at £7740, and was agreed to by my creditors....
by
ccgunns
on 22/04/21
We are in the 1st year of the IVA, not really working as monthly budgets are worked out over 12 pay...
by
jamie584
on 22/04/21
Hi all, First time posting but interested to see what people think about my offer and the...
by
zalorick
on 21/04/21
Aperture Trusts has recently joined the forum and I would just like to re-post, here, part of their...
by
Foggy
on 20/04/21
I had an IVA with Mitchell and Farrar, between 2012 and 2015, I am seeking my file, as they had...
by
ms
on 19/04/21
Hi, Just wondering if anyone has had a similar experience or if the experts can shed some light,...
by
bbk15
on 19/04/21
My son took out an IVA as he had debts of £8695 which he was unable to pay back. The total...
by
robin726
on 19/04/21
This past year has been a massive struggle and my employer made me take a four month wage reduction...
by
laura414
on 17/04/21
Hi everyone I'm wondering if any of you could tell me how one off grants for covid is treated in an...
by
Trying 2
on 17/04/21
I have a few complaints against my IP and wondering about what I can do. It seems that once you...
by
jman369
on 16/04/21
Hi wondering if anyone can help. Myself and ex husband had ivas that started in 2008 ended in 2013....
by
sarah737
on 16/04/21
Hello everyone. I have just completed my 4. Annual review and so glad that it has been going...
by
Oya
on 16/04/21
Hi, I am in the first year of my IVA, had no issues so far but I am so concerned at the moment and...
by
jessfacehunt
on 16/04/21
Hi, I put in a full and final offer to my IVA company on March 8th. I’ve had to chase them and...
by
Deltamonkey
on 15/04/21
Hi I had an IVA in 2010 and completed successfully in 2016. I am now applying for jobs in financial...
by
B.18
on 15/04/21
Hi there, so I recently got approved for an iva a month ago. With forgetfulness and stupidity I...
by
bazz
on 15/04/21
I had an iva which has been settled for at least 4 years I have just found out from the land...
by
david943
on 14/04/21
I have been in my IVA for 2 years, I have recently had a change in circumstances- my step son is now...
by
kerry158
on 14/04/21
We made our final payment on our 7 year IVA in July 2020, we have had several IP's including, Grant...
by
fiona594
on 14/04/21
Hi, I took out an IVA in August 2020, £32k debt, reduced to £12,000.00 over 60 months = £200.00...
by
LutonStudent
on 14/04/21
I have just entered an IVA and the more I read about it the more stressed and upset I am getting, me...
by
vicki762
on 14/04/21
I am in my 2nd year of an Iva with credit fix first yearly review last September went fine I...
by
lisa517
on 13/04/21
Good Evening, Thank you to all those that have asked questions and contributed - it's put my mind...
by
pjim
on 12/04/21
I am desperate for a copy of my IVA closing certificate as I have lost mine, I can’t log in for...
by
james266
on 12/04/21
Hello, I’m currently in the process of going through an IVA with the creditors meeting being held...
by
louisa813
on 12/04/21
Hi, I’m looking for some advice about what a full and final offer should be. I currently still owe...
by
andrew349
on 12/04/21
Hi There,
i want to terminate my IVA early.
by
sud
on 12/04/21
Due to covid-19 my new business I set up in February 2020 as not gone to plan I currently have...
by
P-H4
on 12/04/21
Just applied for a new position. It asks whether you have been guilty of a civil offence. Also could...
by
Lightbulb
on 11/04/21
I am looking to offer a full and final settlement towards my IVA. I currently owe 32 months of...
by
scott740
on 11/04/21
Can I take mortgage payment holiday during IVA
But this would increase mortgage payment
by
rosepetal1
on 10/04/21
i have a mobility car which is paid by my pip. if i go on a iva or bankrupcy would this affect me...
by
nigel902
on 09/04/21
I married 3 years after starting my iva, my partner doesn't know that i have an iva. Do i need to...
by
clara
on 09/04/21
My mom has offered to pay off my IVA as she didn’t know I was in debt. My Nan is ill and my mom is...
by
k
on 09/04/21
Hi I was in an IVA from 2010 until 2015 that I paid off over 75% of my dept how ever there was a...
by
robert369
on 09/04/21
Hi all hope you are well .Recentley had my review with ebenegate who increased my payments from 353...
by
Colin351973
on 09/04/21
I am a first time buyer. End of this month we are due to complete the transcation and completion. I...
by
diljayakody1805
on 09/04/21
I have received business grants but also I am on an IVA air will this affect my IVA will I have it...
by
lucyanne
on 09/04/21
I need a car but am in a IVA due to being a contractor and doing a lot of mileage. I worried about...
by
Jag Bola
on 08/04/21
I have an IVA I might be made redundant how much money could I keep to pay my bills before I need...
by
lynn200
on 08/04/21
My IVA started in May 2018 and in June of last year I decided to take part in a salary exchange...
by
rhythmb
on 08/04/21
If I have for example £100 budget for petrol and £200 for food and household goods and I only...
by
Zebra555
on 07/04/21