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IVA Forum Topics

I have an IVA - and I am 6 weeks from finishing (Payment due 1st August and last one 1st Sept) The...
by elfranko on 17/07/19

So hey all I hope we are all well! :D so just a quick one, I’ve currently turned self employed...
by MrBT96 on 16/07/19

Just wanted to give a bit of feedback for Zebra money. After completing my IVA in Feb 2018. They...
by recovering on 16/07/19

I am suppose to make a payment on the 18th, unfortunately my wife's carers allowance was stopped on...
by paul250 on 16/07/19

My IVA began in April 2015, in February 2018 a variation was accepted to sell my property and give...
by nicola423 on 16/07/19

Do credit unions usually accept IVA’s? I have three coming out of a pay slip at work that are...
by emma956 on 16/07/19

Hi could anyone tell me should i recieve a yearly statement from creditfix as i was with...
by Zippy6971 on 16/07/19

Hi all. Age old question but I'm looking for a customised answer :) I'm 15 months into an IVA. The...
by QuestWan on 16/07/19

Hi, i posted a question on the 7th July regarding how to dissociate my daughter on my credit file so...
by Dora06 on 15/07/19

My IVA has been approved and will be starting in August. After a conversation with Family this week...
by DanBaratheon on 15/07/19

I'm in a joint IVA with my husband. I have paid off nearly half of what they worked out what needed...
by lu on 15/07/19

Hi guys. Nearly 2.5 years into IVA (my own). Just had review which has flagged up some issues. Did...
by Johng79 on 15/07/19

We completed our IVA in 2017 but we have recently received a letter for Aperture (who dealt with the...
by stagbar13 on 15/07/19

Hi There, I am new to this. Just had my IVA approved via McCambridge Duffy, all positive so far. I...
by Newneg789 on 15/07/19

Okay so one of my creditors is Barclays and I took out finance with them which is in my Iva will I...
by Lauren1995 on 14/07/19

I need to renew my car insurance in the next 48 hours and I am a year into my IVA. I can't afford to...
by jackie273 on 14/07/19

I have been in an iva with creditfix since Dec 2017 for about 8.5k. I have recently had an rta which...
by clare146 on 14/07/19

Hi Can a car loan be included in a IVA
by emma810 on 14/07/19

My creditors meeting is booked for Wednesday. Too say I’m anxious is an understatement. I owe...
by laura941 on 13/07/19

Hi my IVA is officially over! It ended early via F&F. My question can I start taking steps to...
by Pigger479 on 13/07/19

HI I want to know if I am qualifying IVA refund
by selma on 12/07/19

Hi I have completed IVA August 2018 but received the certificate in March 2019 Now Appeture has ...
by Mamun.11 on 12/07/19

I entered into an IVA with McCambridge Duffy in 2004 until 2009 and fully completed it. I have...
by Kates on 11/07/19

Good evening, After a long two weeks waiting for my creditors meeting, I was called by Payplan...
by Ajackson1707 on 11/07/19

Hello, my creditors meeting is on the 22nd of this month. My 2 main creditors are Natwest and...
by degufan on 11/07/19

hello. My ex partner entered into an IVA which also included our joint account and this is now...
by emily510 on 11/07/19

HI IVA has ended in march, debt £10,000 just done a ppi and got back £30.000 which the bank sent...
by carl630 on 11/07/19

what are my chances of being accepted? being accept will change my life stress and worth free... I...
by Lauren1995 on 10/07/19

I just applied for a Iva, and forgot I signed up to amazon music with my credit card last month and...
by Lauren1995 on 10/07/19

Good evening all, I really need some solid advice if i may. I will try and cut a very long story as...
by Nevergetabreak on 09/07/19

You are able to offer a full and final if you wish and you have the money.
by kallis3 on 09/07/19

I’ve recently been accepted for an IVA through a 3rd party company (CreditFix) but when going...
by DanBaratheon on 09/07/19

I'm trying to make a payment to IVA through the portal does anyone know what month and narrative...
by norman on 09/07/19

When responding to a post, please could you check the date of the original post and only respond if...
by Foggy on 09/07/19

Hi, I've currently sent my proposal off today but have only just realised that I did not say about...
by Reece321 on 09/07/19

Hi Ive recently divorced and been saddled with debt, regretably entered into an iva , we still have...
by andrew777 on 08/07/19

Hi i apploed for a IVA with cleardebt in 2014. The case failed for some reason and the IVA was...
by benn on 08/07/19

How do you make a monthly payment for IVA by ForestKing and whether we have access to our payments?
by rob461 on 08/07/19

Hi good people I am on IVA since January this year and due my irregular payroll periods (4 times a...
by Czaku85 on 08/07/19

I need to get finance for new transport so I can get to work as my vehicle has died. but I need...
by roland on 07/07/19

Im worried about declined Iva, the debt I owe are 14k to natwest,credit cards 2k( capitol one and...
by Lauren1995 on 07/07/19

Hello, after abit of advice please... My husband and i entered into our iva contracts in February...
by Dora06 on 07/07/19

I applied for an Iva and my meeting date is 23th of July, im worried about not being accepted, i...
by Lauren1995 on 07/07/19

My IVA completed at the end of May, the credit Reference Agencies reports are all noted as completed...
by claire876 on 06/07/19

I had a Co-op cash minder basic account (very happy with it) throughout my IVA which finished...
by sue934 on 06/07/19

so when your answering the mortgage questions they seem to ask now if you have had any adverse...
by Mark Bruton on 06/07/19

My husband had heart attack and now heart failure we can claim on our critical illnes policy does...
by sarah963 on 06/07/19

My 6 year IVA ended last September Select told me I could not remortgage so the 12 extra months...
by norman on 06/07/19

My completition certificate arrived this morning and dissapointingly its looks nothing like a...
by Pigger479 on 06/07/19

Hi there, my partner started an iva with credit fix in 2014 and was told his last payment would be...
by mel109 on 05/07/19

Hi my Iva is with freeman jones and it is due to finish on 13th July 2019 as you can expect we are...
by bev360 on 05/07/19

I need Public Liability Insurance for my company for a new client/agency contract. I've called my...
by nicci150 on 05/07/19

My creditors meeting was today at 12, haven't heard anything yet. Is that bad new coming my way?
by kirsty516 on 04/07/19

We had a full and final iva, started august 2013, completed september 2014... yesterday we received...
by Shaz.03 on 04/07/19

Hi So I finished my Iva in 2015 , so just over 4 years ago with DFD, it has since been taken over...
by Angeleyes on 04/07/19

I completed an IVA in 2014 and received the completion certificate. I have recently gone through a...
by ian124 on 04/07/19

We have become a little lax on this of late, but could Experts please remember this paragraph in...
by Foggy on 04/07/19

HI, I have thought about taking my tax free portion of a small pension pot I have in order to get a...
by alan871 on 04/07/19

I can hardly believe it but I received my completion certificate today. IVA was approved on 25th...
by Allywally on 03/07/19

Hi all completed iva april 2017 via F%F . Have today had a letter from my old bank to say they...
by vaughan on 03/07/19

Hi I have put forward my f&f to my company. They are saying it's going to take upto 8 weeks to...
by Dan2991 on 03/07/19

Hi quick question, my Iva completed on 7.5.19 on my credit file everything has dropped off apart...
by Sally1966 on 03/07/19

Hello I’m on IVA and have made my first two payments of £90 . But just now i realise that i have...
by Liepa87 on 03/07/19

Hi I have 3 months left of my Iva and been in a 6 year contract . I now am moving in with my...
by krissy on 03/07/19

I am after some advice on my Iva proposal. My proposal has been approved but with a modification...
by ant856 on 03/07/19

hi im going through an iva , but not had creditors meeting yet im worried it wont get accept by...
by Louise.69 on 02/07/19

Good evening all, I finished my IVA last September, got my certificate in April and started a PPI...
by Boots on 02/07/19

So I have been on my Iva now for 3 years 6 months. I have 2 years 6 months remaining end of 2021. My...
by rj on 02/07/19

After reaching the age of 55 I took one of my pension pots over a period up to Dec 1998 with the...
by garry477 on 02/07/19

Hi there I’m in serious debt I’m a single mum I work and I feel there is no way out, I feel I...
by nicola133 on 02/07/19

Have been reading a lot of the recent posts with interest especially around PPI and the possibility...
by redboxtree on 02/07/19

Hi. I took out an IVA six years ago, I paid it off in two. Now the six years is up can I get a joint...
by Rob.d on 02/07/19

Friends, I need help writing a research paper at the university that deals with behavioral...
by Jodess on 01/07/19

Does a bereavement payment and a monthly amount for 18 months count as a winfall
by darren298 on 01/07/19

Hi I’m currently in a Iva, I want to cancel this, once it is cancelled do they still have a right...
by andrew212 on 01/07/19

Only a week until my creditors meeting and so far I’ve had no calls or letters from my creditors -...
by Hultonlady19 on 01/07/19

I’ve been accepted for an IVA but haven’t signed up yet, I’m currently overdrawn by £600...
by Lewism26 on 01/07/19

High, i have been asked to try and remortgage. The house is valued at 205000 we still owe 105000 on...
by paul737 on 01/07/19

Hi I have been out of a Iva now for two years and recently claimed a ppi policy which as been given...
by ian824 on 01/07/19

There’s a post from debt camel that Aperture have said they are no longer accepting IVA...
by Hultonlady19 on 30/06/19

Coming to the end of my IVA Varden Nuttall thay say i owe them £4465 i have ask about it and thay...
by ken on 30/06/19

Hi Need some advice, I have been in Iva for couple of months and it’s still taking some time to...
by tasha_shero33 on 30/06/19

Hi , we have just recieved a letter asking us for 2 mortgage applications and 2 house valuations as...
by paul737 on 30/06/19

Hi just upgraded my phone just two pound more what iam paying now my first review is next year I...
by Dean4800 on 29/06/19

Hi - completed IVA in November and had a start date of 7/6/13. IVA has now dropped off credit files...
by ali906 on 29/06/19

I just sold my home and the iva demands of the me to pay iva in full. I have have paid them almost...
by victoria777 on 29/06/19

Hi, when making a full and final settlement offer should I offer the full amount remaining or what...
by Phoenix11 on 29/06/19

Hi, I have just completed my first I&E review, it's looking like (all being well), our payment will...
by Rlh1994 on 28/06/19

Hi All Completed my Iva in 2013, certificate and completion report followed about 4 month .On the...
by jos on 28/06/19

I’ve just recieved an email from one of my creditors thanking me for a payment. This was one of my...
by Pigger479 on 28/06/19

Can an iva company take your tax refund? Do hmrc pay the money directly to you, or to the iva...
by gemma736 on 28/06/19

Hi I started my Iva in 2017 my original debt was for 10k it got reduced to £8500 I’ve paid £3260...
by dionne744 on 28/06/19

Hi I'm just beginning an IVA. Would this affect my car insurance renewal premium. Luckily I always...
by r on 28/06/19

Hi guys, I'm in an IVA at the moment (approx 7 months) but I would like to explore the opportunity...
by adam341 on 27/06/19

Hi we have been on our Iva for 6yrs and our end date is 13/7/2019 can’t come quick enough tbh. My...
by bev756 on 27/06/19

I have 2 cars on finance, and now just waiting for a creditors meeting. Do I need to inform my...
by shana on 26/06/19

My ex-wife (or soon to be) has had a mortgage offer that would allow her to buy my share of the...
by JustPlainStupid on 26/06/19

My debts were £9k . I have finished my IVA in Feb 2019 and in total I paid in £13.500. Freeman...
by kat574 on 26/06/19

I’m in the process of having an iva in place but in my tenancy agreement it says that the landlord...
by jodie722 on 26/06/19

Can you join if you have a debt for £5000 with different companies
by catherine954 on 26/06/19