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IVA Forum Topics
Hi all I'm currently at the beginning of starting my iva process. Was advised to switch my bank...
by
Wespnest
on 15/11/19
Do you have any reviews for curtis faraday? We cannot find many and unsure if to proceed with an iva...
by
christine737
on 15/11/19
Can snapon tools be taken off me in an iva????
by
joseph635
on 15/11/19
My husband and I have been married for one year, cohabiting for 18 months. He had debts in excess of...
by
melanie734
on 15/11/19
we are about to enter an IVA. we owe £60k our mortgage ends in 4 years so we will have to sell the...
by
mich283
on 15/11/19
How do I remortgage to release equity to pay into my IVA? I'm struggling to find a company that will...
by
Peepaddle
on 15/11/19
So today it finally landed on my door mat.. the long awaited completion certificate!! I actually...
by
Emmaj
on 14/11/19
Hi there, I'm about to enter into an IVA. Or at least I think I am. I've asked a lot of questions,...
by
rosie472
on 14/11/19
Will I lose my car finance if I get an Iva
by
nicola168
on 14/11/19
Hey so I’ve been paying my Iva since August and my work do £500 payday advance they take £50 out...
by
Lauren1995
on 14/11/19
Hi all Newbie here. Long time watcher first time poster. Will try to keep this simple. My IVA...
by
Stews123
on 14/11/19
Hi My IVA was due to complete in Nov 2017 I had no equity in the house so they extended it an extra...
by
Emma.gr
on 14/11/19
Started an Iva in October Had a letter from bank and credit card today they are still adding late...
by
jade176
on 13/11/19
Sorry if this has been answered before. I am paying nearly double the monthly amount on my IVA since...
by
DeeA
on 13/11/19
Good morning, I’ve started an IVA application with CreditFix and have the paperwork to sign but...
by
rosie472
on 13/11/19
Creditors accepted full and final & weight is slowly being removed from shoulders. However, we are...
by
Johndd46
on 13/11/19
Hi. My husband has IVA program. Now it is time to do an annual review. Me, his wife not working, I...
by
kamila
on 11/11/19
Hi, I've been on I've for last 7 month the outstanding IVA balance originally was 5000£, and I'm...
by
andzeijs
on 11/11/19
Had a joint Iva with my wife but we have now been separated for 16 months. We have continued to pay...
by
stephen427
on 11/11/19
Hi. I'm 5 years 5 months into my IVA with 7 more monthly payments to go. About 5 months ago I got a...
by
fishface
on 09/11/19
Hi. I am 5 years and 4 months into my IVA with only 8 more payments of £85 per month to go with a...
by
fishface
on 09/11/19
I am 4 and half years into a 6 year IVA paying £150 a month. I don’t own a house can I offer a...
by
Sava
on 09/11/19
can creditors take my pension pot after bankruptcy discharge
by
jayne.64
on 08/11/19
I have being in an IVA for 5 years the IVA tried to releases equity in my house ,but apparently...
by
phil282
on 08/11/19
Hi my question is if I have an active mortgage and two secured loans which are not part of the iva I...
by
danielle826
on 07/11/19
Hi I am currently making all payments but I am working 7 days a week. I want to ask my creditors to...
by
amanda778
on 07/11/19
My wife and I had a joint account with HSBC. An IVA is in just her name was agreed upon, which all...
by
ciaran
on 07/11/19
i was in a IVA for 4 years then lost my job, i borrowed £2000.00 from a family member and explained...
by
chris806
on 07/11/19
Hello all. My name is paul and I need some advice please. My wife and I are 6 months into our IVA...
by
paul896
on 07/11/19
This months (Octobers) Post of the month has been pulled out of the hat and, as last months was not...
by
Foggy
on 07/11/19
Hi. What are consequences of selling a house while on iva and not informing iva practitioner about...
by
martin236
on 06/11/19
My IVA was approved, but a main creditor didnt take part at all, can they do anything to stop the...
by
spark
on 06/11/19
It's with great sadness that I am forwarding on a message from Ryan one of our mortgage experts. ...
by
luluj
on 06/11/19
I've had an email from Aperture Debt Solutions who say they have funds to send me from a closed IVA...
by
essexlady
on 06/11/19
I know someone who is going down iva path with approx £30,000.00 debts due to over spending. She is...
by
margaret644
on 06/11/19
My husband took out an IVA without telling me a year ago for an £18k debt. I was obviously really...
by
Lal55
on 06/11/19
Hi Guys, I've been a long time lurker on the forum and have a question i'd like some help with. ...
by
SkintDaddy
on 05/11/19
Hi guys! Me and my partner have gone through all of our options in regards to debt management and we...
by
joe958
on 04/11/19
I started an iva with creditfix and I am due to go off on maternity leave next month. I have phoned...
by
Missmoo84
on 04/11/19
Hi wondering if you can help, started with IVA a few months ago, had 2 bank accounts in same bank ...
by
karen552
on 04/11/19
Hi I need some advice. I have just over a year left of my IVA. I am paying £438.59 into my IVA each...
by
nick314
on 04/11/19
I have a blocked account with my previous bank due to IVA it’s just dawned on me that I put a...
by
karen552
on 04/11/19
I’ve gone with a certain company and done an IVA I believe I was fooled into the figures to put me...
by
karen552
on 04/11/19
Asking some info went into my 2 and half years ago in that time me and ex broke up and are trying...
by
ashbock123
on 03/11/19
What percentage of IVA’s proposed actually get accepted these days? I have just signed my...
by
eek1234
on 03/11/19
Just Completed my Iva 3 years early thanks to a lump sum - but my question is - I k ow it stays on...
by
owen134
on 02/11/19
in September 2016 I took an IVA with 3 creditors total £7915.26. My IVA has been set at 6 years. I...
by
alexandra695
on 02/11/19
I'm hoping someone can help me with this one. A little back story; I went into an IVA due to the...
by
mel865
on 02/11/19
Hi My story is a weird one, in 2009 I took out an IVA with a practitioner who turned out to be a...
by
gazzio
on 01/11/19
i have completed my iva and no one has got in touch with me to tell me i have paid up to date i was...
by
jeanette621
on 01/11/19
Hi, if I have an iva and I can borrow more money if I need ?
by
anghel
on 01/11/19
Currently in a iva and today I got to upgrade for free with my provider but I tried getting the same...
by
Jessie91
on 31/10/19
The service I received from Creditfix during the them of my IVA was excellent and without...
by
mr174
on 31/10/19
I am officially solvent whoop whoop I checked the register this morning before work and I am off it...
by
sam666
on 31/10/19
Can that take my back pay from pip
by
dean420
on 31/10/19
Entered into an Iva on 24-10-19 Couple of days later I received a cheque for ppi of £2700. The...
by
jade176
on 30/10/19
Hi We were in an IVA what failed in May 2013. April 15th 2013 was the date of our last payment. ...
by
CassyandClay
on 30/10/19
Hi I was wondering if anyone can help answer a few questions. I entered an IVA in 2012. This dropped...
by
Natedrake
on 30/10/19
We’re putting a full and final offer in and just wondering if it’s a good offer and likely to be...
by
michael414
on 30/10/19
Hi there, My husband and I have been in an IVA for 4 years now. We own a shared ownership property...
by
katie273
on 29/10/19
I'd just like to thank everybody who commented on my recent post. I appreciate your input. You are...
by
jill467
on 29/10/19
Recently had a call from one of my creditors and they have advised that I was miss sold my Iva as I...
by
Rp41635
on 28/10/19
Hi. I have just entered an IVA but over the past couple of months we have found it difficult to pay...
by
fiona608
on 28/10/19
Nearing the end of IVA, Have not got a completion certificate yet. I wanted to join up to LoqBox, ...
by
sandybrowneyes2002
on 28/10/19
if I transferred £300 to my daughter every month for them to give it back to me weekly would the...
by
dorothy245
on 28/10/19
I’m about 4 weeks into my Iva, my first payment has left my bank but I’m still getting texts &...
by
Dena1978
on 28/10/19
I have paid nearly £6000 in 5 years and the final review is due. During this period also claimed ...
by
jill467
on 27/10/19
My husband has just completed his iva by paying off a lump sum but one if the debts was in joint...
by
sherie
on 27/10/19
I had virgin media and virgin mobiles..i was told not to pay any creditors as i was not permitted to...
by
francis
on 26/10/19
Hi All, This is for those who are currently still in their Iva or just starting.... you may think...
by
Tashie08
on 26/10/19
Hi all. Just wondering if anyone has experience of credit fix UK? I have just entered into IVA last...
by
fiona608
on 26/10/19
HI, Basically this year I left my job to concentrate on self employment, it didnt work well and I...
by
spark
on 25/10/19
Hi. I am currently in an IVA. Been in it a year. I have recently been awarded some money following...
by
simon770
on 25/10/19
Our IVA was approved today! We are over the moon. Just waiting on the results pack to see who voted...
by
DannyC1985
on 25/10/19
Can I have a money mona card that you top up no credit checks
by
paul647
on 25/10/19
Hello! I have joined.
by
Christian Mayorca
on 25/10/19
My sister is being made redundant from her job, she is only going to receive around £1000...
by
mary396
on 25/10/19
Hi I'm currently 12 months into my iva paying £500 per month which is fine but I've just been made...
by
steve435
on 24/10/19
Hi all Really neverous times ahead. We have gone through our joint IVA with our MOC tomorrow! Our...
by
DannyC1985
on 24/10/19
Hi all, does anyone know if you are allowed to keep any tax rebate from the previous year. I knew I...
by
Debtbuster
on 24/10/19
My husband is about to receive a compensation claim for a personal injury and we have an IVA. How do...
by
shaz408
on 24/10/19
Hi my IVA has been failed by my IP. I’ve tried my utmost to make arrangements with them but...
by
stephen558
on 24/10/19
Anyone else really struggling towards the end of their IVA? I think because I am paying such a...
by
MrsDebt
on 23/10/19
I’m in a iva and have been for a few months all my creditors have left me alone except one...
by
Jessie91
on 23/10/19
Got a meeting on creditors on Thursday 24/10/19 Today 22/10/19 I’ve received a letter from...
by
jacqueline179
on 22/10/19
Hi, We entered into an iva back in March and since then our payment has increased due to a pay rise...
by
Carra_Rud
on 22/10/19
Hi IVA has been going fine since August this year most of my accounts are shown closed / subject...
by
Hultonlady19
on 22/10/19
Hi My partner had a Full and Final offer accepted in September. I'm just now checking and getting...
by
ladymarmite
on 21/10/19
Hi, me and my partner recently took an Iva out in July this year. I have recently been promoted and...
by
shana
on 19/10/19
my son is thinking of paying off my remaining agreed iva debt, once this has been paid and accepted...
by
stuart453
on 19/10/19
Hi can someone help I have just received my cert of completion after 3yrs in an IVA with a full and...
by
Zippy6971
on 18/10/19
I have a dro inplace and ha e just got dates to attend a redetermination hearing do I need to attend...
by
andrew125
on 18/10/19
Would I be able to keep spending on my credit card and spend my overdraft before my IVA becomes...
by
mandie
on 18/10/19
I am in shared ownership thinking of selling I’ve an Iva at the moment I’ve been asked to sign...
by
susan215
on 18/10/19
I have an IVA that is due to finish December 2019 (In 2 months). I have never missed a payment. 18...
by
natalie321
on 18/10/19
I am currently in the process of applying for an iva with creditfix if I encounter problems with...
by
shane992
on 18/10/19
Hi Everyone, I'm currently in an IVA and the fix term on my mortgage is due shortly. What are the...
by
simon363
on 17/10/19
We completed our IVA in 2015 and things have been good since, until recently when we enquired about...
by
Squidward
on 17/10/19
Hi Does anyone have any experience of Payplan s final review. My last payment is due in a few...
by
Ebere123
on 17/10/19
Please could posters refrain from dragging up ancient posts for no good reason as this clutters up...
by
Foggy
on 17/10/19