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IVA Forum Topics
Late last year, after the completion of my six year IVA, I complained to Hoist Portfolio...
by
SteveUK
on 19/09/19
Hi,my husband and I are in our sixth year of our IVA..the house was valued last year and as we could...
by
Nic68
on 19/09/19
I recently completed our first yearly review, and the process wasn't even half as traumatic as I had...
by
Rlh1994
on 18/09/19
Individual Voluntary Arrangement (IVA)
by
Moses007
on 18/09/19
I had an IVA commence on 27th December 2013. I was discharged from the IVA on the 3rd November 2014...
by
ryan231
on 18/09/19
My husband and I have a joint IVA. I need a new car (mine is 10 years old, worth £300 max, on its...
by
anna912
on 17/09/19
4 and a half years into iva and now being asked to release equity. I have paid in monthly and the...
by
SillyMark
on 17/09/19
Hi thought I would post just to let everyone Know my f&f was excepted today I have been in a Iva...
by
katana2471
on 17/09/19
Hi, I've entered in an IVA in 2013 but failed after a few months as they were asking me for more...
by
beth
on 17/09/19
Hi, I have received a statement from Ace requesting payment for something I have never ordered. I...
by
taylor941
on 17/09/19
Hi all, Would I be able to get a decision in principle while still on iva register. Drops off...
by
AL28
on 17/09/19
Ive been waiting an age for my ex partner's iva to end so i can move on with my life. She lives in...
by
martin492
on 17/09/19
Hi, what is the maximum amount of cash I can pay into my bank account, without a penalty. I ask this...
by
paul914
on 17/09/19
I have been enquiring with Creditfix to try and get an idea if I will have to release equity on my...
by
Dinnynat
on 17/09/19
Hi again everyone! In June, Aperture requested for Income & expenditure review, which I sent, then...
by
Jasmin.75
on 17/09/19
I have just been informed by letter that my mortgage equity release in month 54 has been rejected,...
by
Oakley1
on 16/09/19
An IVA is an agreement that is made with your creditors to pay off your debts over a set period of...
by
jhonpaul12
on 16/09/19
So hey all! Hope we are all well :) so basically I’m in my Iva and I’m a year in. So 4 years...
by
MrBT96
on 15/09/19
A family member has offered a lump sum to help me settle my Iva. They have written to him and...
by
leigh895
on 15/09/19
I am going to need to enter an IVA or declare myself bankrupt. I have high debts and my income has...
by
dsyork
on 15/09/19
Regarding Max Recovery, I am reading a lot of good posts about them but they seem to be sticking it...
by
Phoenix11
on 15/09/19
Hello I’m currently looking for a place to rent at the moment with my partner, but the thing is we...
by
Rachelola23
on 15/09/19
Hi, I came clean to my husband this week about the level of debt I have and after putting it all on...
by
Bethlouise
on 15/09/19
Hi I have my completion certificate and credit files are clear, still on register until end of...
by
Allywally
on 14/09/19
I've just contacted my IVA co to ask about an early settlement based on my ex offering to buy my...
by
JustPlainStupid
on 14/09/19
Just in the process of starting an iva How long does it take from agreeing to let them contact the...
by
Clairebear
on 13/09/19
Hi I have a problem with my IVA company. Basically it was agreed that i sell my house to pay 100% of...
by
warren530
on 13/09/19
Hi All Complete newbie to the forum but I desperately need some support! Long story short - Started...
by
Vicky81
on 12/09/19
Hi All, I first posted on here about 7 years ago, when I was completely skint, neck deep & rising in...
by
TotalMoron
on 12/09/19
Hi, I just wondered I am coming upto my first annual review. I have a lifetime ISA which currently...
by
kyle197
on 12/09/19
Hi, i am renting at present. If i was to move into a house share that came with certain bills paid...
by
nigel304
on 12/09/19
Hi, I offered to gift a lump sum to my partner to settle her IVA which was accepted. I placed a...
by
lloyd434
on 12/09/19
While in an IVA, if I received a substantial salary increase or bonus, the terms state that my...
by
mel990
on 11/09/19
Hi Ime in a IVA and have 12 mth to go i have recently had a letter saying based on information there...
by
tracypurvis
on 11/09/19
Hi, my IVA was completed in 2016, I have been trying to rebuild my credit score so that I can...
by
michelle916
on 11/09/19
Anyone with freeman jones know how many months worth of payslips/bank statements they ask for at the...
by
bianca
on 11/09/19
I have a touring caravan but I want/need to enter IVA to clear my debts, will they make me sell it?...
by
terry819
on 11/09/19
Hi,
If I get an IVA will it need to involve my husband?
by
louise618
on 11/09/19
I have an existing iva agreed in 2016 £12,000 which i have been paying £200 per month. I thought...
by
kathryn453
on 11/09/19
Hi, I have been considering an Iva for a while as me and my wife have racked up a lot of debt. There...
by
mark343
on 11/09/19
Hi, I have seen advertised a company called sprout loans that offer a way to get out of your IVA...
by
George.98
on 10/09/19
I have a debt with barclaycard. Want to clear it with an iva. Will barclay S freeze my account
by
richard661
on 10/09/19
Hi, I opened an Iva with creditfix last month and this month was my first payment.. when setting up...
by
LeeRogers84
on 10/09/19
do i have to send copies of bank accounts they have proof of income?
by
Sandra.11
on 10/09/19
I've spent the last 10-15 years struggling with credit card debt, and have finally decided that...
by
ian480
on 10/09/19
Hi all StepChange has advised I contact my creditors about the IVA and tell them that I have been...
by
19ryanh93
on 10/09/19
Hi I moved in with my boyfriend and my annual review is due I will be telling them of the changes...
by
corrine
on 09/09/19
I finished my iva 2 months ago. Now I am getting letters from LC Asset Sàrl saying they have bought...
by
Shell5271
on 09/09/19
Hi.... I need to write a covering letter to the insolvency service to remove my IVA from the...
by
marcus472
on 09/09/19
I have been searching this forum but I can't seem to find any prior threads about this. I have been...
by
Nikl
on 09/09/19
I finished my IVA September 2018 after taking it out September 2017(F&F). Some defaults are still...
by
Nikl
on 09/09/19
Hi I would appreciate if you could give me some advice. I settled my Iva July this year. It is due...
by
anthony795
on 09/09/19
Hi my mum is in an IVA for three 3 years now with CF and they have just asked for her p60 and pay...
by
kate676
on 09/09/19
Hi We are with Freeman Jones previously HB for our IVA and our last payment was made on the 1st...
by
Clarky27
on 08/09/19
I’ve been in my IVA for a year. Our total amount of debt in the IVA is £20000 and over the course...
by
gemma685
on 08/09/19
I received an email from Aperture titled former DFD Iva saying the closed Iva came to them on 2017...
by
Kel9091
on 08/09/19
I've been in a iva for 3yrs and just had to pay some inheritance into the iva which I've asked if...
by
Zippy6971
on 07/09/19
Previous thread: https://www.iva.co.uk/forum/f-f-offer-advice-please-t87869 tl:dr IVA started...
by
Marty171
on 07/09/19
Hi All My lodger has just moved out. I need a review to adjust my payments as they take this into...
by
cbdawg
on 07/09/19
i failed my iva 5 years then went bankrupt what would happen to a windfall if i received one
by
jayne.64
on 06/09/19
Hi, I have completed 2 years of my IVA arrangement, I pay £144 a month and have 4 years left, my...
by
middle458
on 06/09/19
I am currently looking at entering an IVA through step change as our circumstances are due to change...
by
lucy106
on 06/09/19
Hi I am concerned I have got advice from an Iva provider about my debts and they feel an Iva is the...
by
mike709
on 06/09/19
Hello! I have recently entered into an IVA with Freeman Jones. All creditors have stopped taking...
by
emma956
on 06/09/19
Hi Does anyone have the mailing address or email for the data controllers at: Bank of Ireland (...
by
Flavour79
on 06/09/19
Hi, I have recently split with my partner. I have a son who I will have 50/50 care of. I've been...
by
Londonchris
on 06/09/19
Checked my credit score today as I now do religiously as looking to get a mortgage at the end of the...
by
AL28
on 05/09/19
Hey guy long time since I’ve been on here due to family issues but anyway my Iva 2nd payment is...
by
Lauren1995
on 05/09/19
How can I obtain a copy of my IVA certificate? It is many years ago and I can't remember who the...
by
tracey713
on 04/09/19
How do the IVA companies calculate how much you have to pay the creditors from your monthly wage
by
ray582
on 04/09/19
My iva has been terminated with creditfix. Can I apply to other companies. I have not paid for a...
by
paul383
on 04/09/19
Hello, I was wondering if I could get some guidence. I have 28 months left of my IVA and pay...
by
casey
on 04/09/19
My current IVA company are in the process of transferring my IVA to another company, I used to pay...
by
rob566
on 04/09/19
Hi, I'm just starting my journey and though I can see the benefits in the long run, it's still a...
by
epalmer
on 03/09/19
Hello, I may be getting a critical illness payout soon. If I do, this would be just over £82000,...
by
sarah859
on 03/09/19
Hi, I was in an IVA that was completed in 2006. A company has recently found PPI dating back 1994...
by
paul973
on 03/09/19
Hi. My IVA has finished. I was in breach of IVA for not informing that I had changed jobs and and...
by
heath843
on 03/09/19
Hi all, My Iva was completed on 1st July 2019 via F&F I have asked one of my creditors why the full...
by
Pigger479
on 03/09/19
will be the iva effect my application for eu settlement?
by
agnieszka
on 03/09/19
Hello we completed an IVA in May 2016 with Debt Free Direct, we are still receiving statements from...
by
sarah744
on 02/09/19
Will my name be taken off the insolvency register automatically, or do I need to do something first?...
by
sandra431
on 02/09/19
A few 'in the hat' this time and the one that came out was this one ........ This months recipient...
by
Foggy
on 02/09/19
I am coming to the end of my first year of my IVA. What financial evidence do I have to provide to...
by
ray582
on 02/09/19
I was wondering if anyone could help. I have three names (maiden name, married name (now divorced),...
by
Nikl
on 02/09/19
I received a letter from a solicitor demanding £150 for a parking ticket and threatening to take me...
by
JustPlainStupid
on 01/09/19
Good Evening Please can you help me i am interested in a iva I am currently paying via a dmp plan...
by
james468
on 31/08/19
Hi, i took out an iva with payplan in 2006, completed in jan 2011 with a full and final settlement,...
by
casper90
on 31/08/19
I have an HP agreement with Barclays, has anyone had their car taken back when entering into an Iva?...
by
beejay
on 31/08/19
Hi I'm just about to go into an iva but I was wondering if I can pay insurance in whole annually...
by
jennette
on 31/08/19
Have I been Mis-sold and where do I go from here?
by
john187
on 31/08/19
I signed up to Aperture over a year ago my job changed did not pay as well as my last job, i sent...
by
gene278
on 31/08/19
I’ve only been in an iva for 1 month, but parents have offered to clear it , Can I ask for a final...
by
steven614
on 31/08/19
Hi First post in yonks. I completed my IVA in Nov 2016. I’ve just been looking at my credit...
by
headbanger
on 30/08/19
Hi all. I asked you about this before, however, I will not let this drop and things are proceeding....
by
Chrisdude
on 30/08/19
I am in the process of setting up an IVA. I live with my partner but she is in no way connected to...
by
tony231
on 30/08/19
I just want to say to all those that are starting there journey or are still in the IVA it may seem...
by
sam666
on 30/08/19
Best mortgage broker for a first time buyer after an IVA? IVA will be off record at the end of...
by
GMann
on 30/08/19
All Sorry for all the questions that might sound silly. Ive got the paperwork through today and in...
by
19ryanh93
on 29/08/19
So, today I received my completion certificate. It's been 6 long years, but I did it! I went with...
by
Goffy1
on 29/08/19
Today I woke up to £435 in my account from child tax credits, no idea what is for as we only get...
by
Debtbuster
on 29/08/19