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Hi, Just wondering if anyone had any update on the length of time Aperture were taking to close...
by Stephanie.k on 20/01/20

Hi has any one entered an iva when they have car finace with 247 car finace
by ian837 on 20/01/20

Looking to go down the iva route in the next few weeks, I have a salary sacrifice for a loan taken...
by john866 on 20/01/20

We have an IVA but my husband has been gambling heavily in the last 3 months and we are due our...
by barbar on 20/01/20

A PPI claim with Egg was put in prior to deadline in August and they have only until now made a...
by emma682 on 19/01/20

Don't get Amigo loan they are rip offs and interest his high .they shold put a age cap on as...
by marie812 on 19/01/20

I had an IVA agreed in October 2019 by Credit fix. I was allowed to keep my car on finance from PCF...
by jade582 on 19/01/20

Hello I am over 2 years into an IVA and had no issues so far. I have been told by work that I may...
by Trulou on 19/01/20

Hi if business partner can be included as creditors on IVA or should be excluded as an associate...
by arat on 19/01/20

Can you have a overdraft in a iva
by kathryn491 on 18/01/20

My husband and I entered an IVA in January 2014, this was extended for one year as we couldn’t...
by Tatty280 on 18/01/20

Hi several years ago I had an IVA which was successfully completed, unfortunately I have found...
by amanda751 on 18/01/20

Hey so I had a paypal account and owed money to paypal credit I’ve noticed they’ve like blocked...
by Lauren1995 on 17/01/20

Hi, I've just entered I to an IVA and my current account has been frozen as of yesterday. I had a...
by Earthwitchsam on 17/01/20

I'm in my second year of iva but have just started getting attachment of earnings deducted from my...
by pete436 on 17/01/20

Hi, I started my IVA in 2011 its been completed and finished since 2016 😃 however, we are now 3...
by Sam5426 on 16/01/20

How long after being accepted for an I.v.a do you receive your paperwork to electronically sinn
by dave434 on 16/01/20

My husband has taken an IVA out and unknown to me they have put a restriction on the property. The...
by j159 on 16/01/20

Does plevin have to be paid in to a completed iva thanks
by louise624 on 16/01/20

Iv just been told iv got a Iva on my house but I don’t know anything about this as iv never had a...
by mark815 on 15/01/20

I am 5 months away from finishing my iva. I was unable to release equity in year 5 so have to make...
by maureen876 on 15/01/20

Hi, I have a creditors meeting scheduled for the 28th, I’m really worried about it as I didn’t...
by temby on 15/01/20

Our final payment of a 6-year IVA was made to MoneyPlus in April 2019. A short while after our...
by SL99 on 15/01/20

Hi guys.....The end in one sight I’m in my final 11 months of my Iva due to finish nic 2020....wow...
by Nat77 on 15/01/20

I have been fired (contract terminated) by my employer with immediate effect. I will be paid 3...
by glenn949 on 15/01/20

Hi there I’m having issues with credit fix giving me the information required in relation to my...
by Dinnynat on 14/01/20

If u are in one IVA can u get another one
by teila on 14/01/20

My husband is looking to buy a shared ownership house, after been a year free of his 5 year IVA....
by ange433 on 14/01/20

Hi there I entered im coming up for my second review in my IVA. One of the conditions is that I show...
by sam821 on 14/01/20

So stressed. Just reached final few months, or what I thought of iva. IP try the remortgage thing...
by Daisydoo on 14/01/20

I have about 40k of debt via loans and credit cards. I'm married and the house is in my wifes name....
by Marsh14351 on 14/01/20

Hopefully someone can advise. My husband and I have been married for many many years and owned our...
by FlowingOne on 13/01/20

I completed an iva recently. I have now found out that I had a PPI claim. A cheque for £1,793 has...
by alan111 on 13/01/20

Hello all, I'm currently 3 years into my iva with PayPlan. Unfortunately it seems that me and my...
by andy694 on 13/01/20

I’m at the end of my 5th year if my IVA and my current mobile is 4 years old and I’ve been given...
by gordon694 on 12/01/20

Would I be able to get a mortgage on a shared ownership property whilst I’m still in an Iva?, I...
by susie451 on 12/01/20

My sister has asked me to gift her some money to settle her IVA early as she really is struggling ...
by chris467 on 10/01/20

We have had a few instances recently where members have 'discovered' that they had completed their...
by Foggy on 10/01/20

I’m just about to start an IVA. I have a joint acc with my husband, of which we are in the...
by LB22 on 10/01/20

Hi My IVA was started in March 2015 however my last payment is October 2020. Is the end date March...
by jemma on 10/01/20

Finally received confirmation via email that my husband and i have successfully completed our...
by Jasmin.75 on 10/01/20

Hi, I have an IVA. Last year I was made redundant after working in the same place for 10 years. Due...
by faydhar on 09/01/20

Hi I was thinking of doing PARK vouchers for next year’s Christmas shop as I struggled this year...
by zoe182 on 09/01/20

So after discussing my sorry financial situation (2nd time in this mess- I have previously had an...
by Lisa.53 on 08/01/20

Hi, I am in my final year of IVA and been asked by Creditfix to cooperate with Select with regards...
by miguel on 08/01/20

My PCP car contract with Ford comes to an end soon and as I'm in year 3 of my 6 year IVA I haven't...
by wakeywakey on 08/01/20

Hey everyone. I have just had an email asking for 3 months payslips and my most recent P60 for my...
by fiona608 on 08/01/20

Hi, I am at 32 single mother of two. I privately rent a property and am struggling to get on top...
by sarah296 on 08/01/20

Hi everyone, I have sought advice from Step Change, and Pay Plan, and await their proposals, and I...
by carl772 on 08/01/20

So long question. I have been offered a new job, contracted 3 days a week term time however this is...
by SOLAUZ on 07/01/20

Hi everyone sorry to post again and probably sounds little silly asking this. Every pay day I only...
by Jessie91 on 07/01/20

OK so bit about us so you guys can hopefully advise us. My husband has an iva only in his name not...
by blackhole on 07/01/20

Hi I defaulted on my IVA and it’s been 10 years since I started the process and 8-9 since...
by Jimmy Ray W on 06/01/20

The mortgage is paid off but I have a Tennants in common with a legal restriction that neither party...
by Carlo.09 on 06/01/20

Hi everyone I’m confused just got off the phone to the council about council tax and I pay it over...
by Jessie91 on 06/01/20

Has anyone actually completed their annual review with creditfix online passport? I know in recent...
by disneygal on 06/01/20

Hi, On Wednesday my 5 defaults will be 6 years old. ** I did a search on the forum but there were...
by GoonerDad on 06/01/20

Does anyone have any update on the length of time their IVA dropped off their credit file and were...
by Meerkat1914 on 06/01/20

Hi....moved 3 private pensions into a sipp in 2012, failed in 2016 been in a iva from 2010 to 2016...
by peter341 on 06/01/20

This months (Decembers posts) Post of the month has come around again and there were a few...
by Foggy on 05/01/20

I am currently 28 months through my IVA. Been looking at taking out a sprout loan at month 30 they...
by ashbock123 on 04/01/20

I am very likely to close an IVA through StepChange next week. At the moment a work through an...
by roy on 04/01/20

Hi and Happy New Year to you all. As we enter the new year and, indeed, a new decade I thought...
by Foggy on 04/01/20

I am asking for a friend ,and would like advice on which is the best way to go ,he broke his foot...
by norman on 04/01/20

existing car finance on a IVA , what happens
by aimee on 03/01/20

Happy New Year everyone! I need advice with regards to saving:) So, additional payment made in...
by Jasmin.75 on 03/01/20

I have been paying an IVA and am on last year (6th year due to being home owner) but cannot release...
by gordon216 on 03/01/20

Hi ive had a iva since feb and its all been fine but i have since sold my house and want to settle...
by simon688 on 03/01/20

I have had my IVA approved in November 2019 which has been such a relief! I've since been diagnosed...
by sophiecb92 on 03/01/20

Hi guys Ive been reading lately about iva as my time has come to finally admit I need some help with...
by Martin34 on 03/01/20

I applied for a iva and southampton city council denied it for non payment of council tax can this...
by paula816 on 02/01/20

Hi, I’m in a IVA (trust deed) never realised how hard it would be during one. Basically lost...
by JohnMilne on 02/01/20

Hi, I'm considering an iva for myself but not my wife as the vast majority of debt is in my name, my...
by john866 on 02/01/20

I am on a IVA for 6 years and I have been paying £102 regularly every month. Cause of my expenses I...
by michele137 on 02/01/20

Hi there, I had a couple of questions in regards of my IVA. It has been 1 year and a half I am on...
by michele137 on 02/01/20

Hi, I recently applied for an IVA which was rejected by a number of creditors. The company I used...
by rob418 on 01/01/20

I have recently had some money come through via a income protection insurance provided to me through...
by adam483 on 01/01/20

I’m just wondering if I can canvas opinion from maybe someone who’s worked in banking ( non...
by Harryl on 31/12/19

My IVA is due to finish in Feb 2020. It's likely that I may be awarded critical illness. On the...
by Ed2020 on 31/12/19

If myself and my husband are divorcing and have joint debt will we still be able to have an IVA,...
by sharon278 on 31/12/19

Hi all, I'm new here and after a bit of advice. I am coming into the final 6 months of my 5 year...
by Rejjy666 on 30/12/19

I'm about to check with step change bout asking for an IVA. Whilst I can only afford a minimal...
by paul236 on 29/12/19

Hi last payment made to I.V.A. (Aperture) 29 th Sept 7 long years never missed a payment how long...
by Suzanne.l on 28/12/19

I'm thinking of entering into an iva but I'm due a clinical negligence compensation payout, would I...
by terry906 on 28/12/19

Hi, I am a civil servant and was in an IVA for 5 Years and have been cleared now for 4 years. I...
by elizabeth799 on 28/12/19

My ex and I have a mortgage and he hasn’t paid anything towards it for almost three years. He has...
by louise479 on 27/12/19

Hello, My IVA started in August 2019 so is still quite new to me. In the process of moving my bank...
by Bappleby on 27/12/19

Good evening, I am just wondering how my yearly assessment is going to be. It's due in April, I'm...
by bethany846 on 26/12/19

Good morning I have. Been on a iva but I lost my job and could not pay as ii only got 156.30 a...
by susan290 on 25/12/19

It's Christmas Eve ..... all the ladies out there are prepared and all of us blokes need to go...
by Foggy on 24/12/19

Hi there. I've always come to this forum for advice but never needed to post a question until now. ...
by petermike on 24/12/19

hi me and my partner are 12 months into our iva we have a car on finance but the payments are high...
by jason794 on 23/12/19

I’m in a IVA and have just been informed that it will now go to it’s 7th year. My starting total...
by martin554 on 23/12/19

Hi, I’m nearly two years into an Iva with payplan. My wife left last year so I decided I would...
by neil294 on 23/12/19

Virgin have disconnected my service, I'm not in debt with them, my payments are all up to date in...
by maxine189 on 23/12/19

A question I need to ask , I am thinking of moving in with my partner he has nearly finished his...
by Suki12 on 22/12/19

I’ve been in my Iva now nearly three years and 5 creditors are still awaiting a claim , does this...
by Suki12 on 22/12/19

I have been in my Iva for 3 years I have 3 years left , my partner ( we live separate ) has offered...
by suzan on 21/12/19

Looking for buisness insurance companies who take people with an iva
by za on 21/12/19

I've got a question about IVAs and mortgages. I thinking of doing an IVA (currently in debt...
by john222 on 21/12/19