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IVA Forum Topics
Why my debut card is blocked I have money in my account and I need it so badly. The bank says...
by
elsie358
on 04/08/21
We are struggling with our IVA as we live 300 miles away from family and now have a baby which means...
by
jamie584
on 04/08/21
My last payment due 15 th june paid also july as Ihad one month off february.,which theyinformed me...
by
laura302
on 04/08/21
Hi, My wife and I are in a joint IVA and are in our 5th year which means in a few months CreditFix...
by
Whiteeyes
on 03/08/21
In an iva with stepchange can i go bankcrupt no assets at all
by
Lahoretiger
on 03/08/21
Hello, I am in 8k worth of debt, and I was panicking about this and so rushed into agreeing to an...
by
leah885
on 02/08/21
If I leave my job how does it effect my iva
by
zoe568
on 02/08/21
I had an Iva with a company called Synergi. Who went into liquidation in 2009. I had no idea they...
by
katy dooley
on 02/08/21
Hi. Currently in an IVA with 21 months to go at £200 a month, now 2 things have come up, iv been...
by
keirean
on 02/08/21
My wife and I entered into an IVA with £49,000 worth of debt, with initial projections we were due...
by
wez461
on 02/08/21
Vanquis credit card. If you have a balance on your vanquis credit card, and the minimum payment is...
by
flamingate
on 02/08/21
If I received a tax refund over 500 would I have to declare it to my Iva and how would they know if...
by
donut973
on 01/08/21
Currently in an iva and I have a lodger which I have issues with. Due to my mental health and other...
by
George.98
on 01/08/21
Is a text from FWG about a missed payment spam? I have checked bank statement and it's all gone...
by
Bubbly
on 31/07/21
Is it possible to obtain a copy of my IVA completion certificate, as I am unable to locate the...
by
laurance
on 30/07/21
Evening all,just been sent an email with a date for my meeting of creditors.August 16th, so a couple...
by
Louise86
on 29/07/21
I AM IN THE 6TH AND HOPEFULLY MY FINAL YEAR OF MY IVA AND HAVE ONE MORE PAYMENT TO MAKE CAN THEY ASK...
by
pamela611
on 29/07/21
I’m in an Iva I have a catalogue that ive had for many years. Can my Iva make me include this....
by
julie775
on 29/07/21
HELP regarding last 3 years of my iva total debt £8326 they are only claiming £5100 fee's...
by
tracey333
on 28/07/21
how likely am I to get a mortgage when my IVA comes off my file in November 2023 - and be able to...
by
sam735
on 28/07/21
...
by
lifenoteasy
on 28/07/21
I'm looking at starting my own business and need to get public liability insurance. Has anyone used...
by
COB
on 28/07/21
Hi, I was lucky enough to of paid my IVA early. My completion date was April 10th 2021. This is...
by
givian
on 28/07/21
so i originally took an iva with credit fix at 9500, from 13500. the creditors agreed to this and i...
by
michael545
on 27/07/21
So I’ve just had my final call with credit fix, and now it’s a waiting game to see if my...
by
Louise86
on 27/07/21
hi to the people on here who gave me advice on my iva as you know my husband is seriously ill with...
by
rachael558
on 27/07/21
Looking at a car on PCP, is this possible while in an IVA?
by
tom462
on 26/07/21
Can i get car finance or lease car if am on IVA ?
by
agnieszka141
on 26/07/21
I just hope nothing puts this forum in jeopardy. Though, Ive finished my IVA 2 years ago I still...
by
paul657
on 25/07/21
Have a completion certificate but can’t really do anything with it while the Iva is still a marker...
by
alan150
on 25/07/21
My IVA started in 2007 and finished approx 2014. Capquest has now decided to ask for £4,500 debt...
by
simon565
on 23/07/21
help on here again handover insolvency are pressing us to get doctors letter by monday it is an...
by
rachael558
on 23/07/21
Hi all, quick query I have been out of Iva Since 2017 I have received a letter from RBS today...
by
recovering
on 23/07/21
Hello, Wondering if any of you experts can answer me a question. I am starting a new job although...
by
chloe788
on 22/07/21
does an iva company or creditors need to see proof that you are ill ? handover are requesting proof...
by
rachael558
on 22/07/21
Do PayPlan do a Final Review after requesting a full and final settlement and setting up a variation...
by
ohno1239
on 22/07/21
I am a farmer. My sheds were destroyed in a fire. The insure company are paying my wife and me as...
by
pat859
on 22/07/21
just spoke to handover again it has been adjourned to 28th july
by
rachael558
on 22/07/21
hi because when we phone handover i am speaking to customer service have asked several times to...
by
rachael558
on 22/07/21
can i approach my creditors?
by
rachael558
on 22/07/21
hi again thank you for support my last message was handover saying its closed but apparently they...
by
rachael558
on 22/07/21
I am just starting my application for IVA,so I have a long road ahead of me. I’m feeling scared,...
by
Louise86
on 21/07/21
HELP !!!! i have been on here some days said thank you to iva experts about my iva been closed funds...
by
rachael558
on 21/07/21
hi have sent messages to two iva experts on here over the last couple of days about my iva being...
by
rachael558
on 21/07/21
Hi my friend has offered me some money to pay off my remaining Iva debt for a full and final...
by
kyle197
on 20/07/21
hi message for foggy spoke to my iva and they said about 5 creditors are not accepting my...
by
rachael558
on 20/07/21
Hi There is a big banner on your homepage saying this site is for sale - you may want to look at...
by
lifenoteasy
on 20/07/21
Are JC International debt collection a legit company or am I being scammed? Today I got 2 letters...
by
TimIrving
on 20/07/21
I've been in my iva for nearly 2 years now. They've just s÷nt email asking for my last 3 months...
by
joanne879
on 19/07/21
Can IVAs be extended to 126 Months even though all my payments are up to date and I have never...
by
jon327
on 19/07/21
hi please help my husband is dying from heart failure and we have asked to do paid to date on iva...
by
rachael558
on 19/07/21
I received an inheritance and used this to pay my IVA off in full. This was just 13 months after...
by
lin453
on 19/07/21
Just need a tad advice I’m in a iva alone without my husband we both work full time and have 1...
by
Jessie91
on 17/07/21
Hi I have recently separated from my partner who has an IVA I am buying her out of the house we...
by
GHOHEB
on 16/07/21
I have been advised by Stepchange that an IVA is my best course of action to deal with my now...
by
simon947
on 15/07/21
HI Guys, I haven't made many posts on here but want to say thankyou to everyone online who has...
by
mushmansax
on 15/07/21
Hi, I am applying for a mortgage like others with Nationwide. However between 2002 up to 2007 I...
by
eljam
on 15/07/21
Sorry for such a late update. I haven't been in a good place everything got too much. So after 2...
by
Jo98
on 15/07/21
My soon to be ex husband took a IVA and added my name with out concent I have been fighting for...
by
tracey306
on 15/07/21
Hi is there a company that does loans for peiople who have bad credit So they can built their...
by
donna784
on 14/07/21
I had an IVA in march 2012 paid it off early in 2014. I have just been told I am needed to go as a...
by
welshwiz
on 14/07/21
Hi I have 14 months left on my IVA would like to pay this earlier. How do I approach creditfix. Can...
by
piotr
on 13/07/21
Hi, is this site and advice still active?
by
beverley761
on 13/07/21
Once i have completed my IVA how long before my credit improves
by
vanessa989
on 13/07/21
Good after noon ,ive finished my iva 1st april this year,came into an inheritance but because my...
by
val185
on 13/07/21
Iva result Just to let you know my iva has been excepted can't believe I am on my way to become debt...
by
Mel2021
on 12/07/21
Hi all Just got the phone call that my application has been approved by the creditors. 100% agreed...
by
Bob451
on 12/07/21
Hi, I'm in a iva and am due a refund for a flight which has been cancelled twice due to covid19. As...
by
joe625
on 10/07/21
Once my iva has been removed from my report which will be 6 years this November, how long should it...
by
andrew984
on 10/07/21
Hello there hoping you can give me some advice on this i started my iva back in april 2018 paying 80...
by
pathfinder 1
on 10/07/21
I have a joint account with TSB and they have locked this but there is still my partners money in...
by
k584
on 10/07/21
I completed my iva early last July and the 6th year will be this Nov. I know that my iva will be...
by
andrew984
on 09/07/21
Who will insure my home now I have a IVA. My insurer has refused my renewal once I said I had a...
by
patricia522
on 09/07/21
UPDATE: Apologies. For some reason access to the video clip has been limited to those with...
by
Foggy
on 07/07/21
Hi guys, so this is my last 3 months of my IVA. I originally got into the Iva not due to bad money...
by
kris787
on 06/07/21
Are step change ok on reviews theyve only asked for 3 months statements and payslips
by
Lahoretiger
on 06/07/21
I've just found out my ex partner, who has an IVA must have lied on his IVA application. It says...
by
l678
on 06/07/21
Hi All, That time has come around again, albeit a little late (again!) this month -- it's Post of...
by
Foggy
on 06/07/21
Hi guy's. I have my creditors meeting in a few days and I am rather anxious of the outcome. My offer...
by
richard726
on 06/07/21
My partner recently won x amount on a gambling site and withdrew the funds to our joint account that...
by
Scottllyy
on 05/07/21
Hi im now 1 and nearly half a year into my iva which has really helped me .But in this life of its...
by
Colin351973
on 05/07/21
What would happen if I keep ignoring CCS debt collectors? I have a debt with them for around £700 I...
by
jochimKistner
on 05/07/21
I'm in an iva currently paying £100 a month I might be able to get a lump sum from a pension next...
by
danni453
on 05/07/21
Holiday issue So I have started process of iva meeting set for 12 July.. My question is before all...
by
Mel2021
on 04/07/21
Hi there, I currently have 2 years remaining on my IVA which equates to £16,800 left to pay out...
by
Hitman68
on 03/07/21
Hi, I'm in the process of applying for an IVA with insolvency experts. I have been notified today...
by
Sw221313
on 01/07/21
I would like to report someone who has received a windfall inheritance and she did not declare it to...
by
carlos102
on 01/07/21
I'll be make redundant soon. If I will get part time job will creditfix still take my redundancy...
by
Linka17
on 01/07/21
Hi All, ill try to be as clear as possible, Couple years ago I decided to go with IVA and it was...
by
Adman
on 30/06/21
Hi, I'm 3 years in IVA, with 23 months of £288 left + as home owner next 12 x 288 = total £10080...
by
dan7gen
on 30/06/21
I’m in an IVA can some one take me to small claims for something unrelated. I’m a trade and...
by
ian504
on 30/06/21
Has anyone been contacted by Wallis Investigations? It appears to be an unregulated claims...
by
fred814
on 29/06/21
Hi I should have annual review this week but there was no contact from IP. My Iva started in july...
by
dario
on 29/06/21
I've been in an iva since 2018 and just got car insurance since then. It's been just over a month...
by
charlotte581
on 29/06/21
Is it worth increasing my monthly payments. I am due for my second year review of my IVA. I want to...
by
james176
on 29/06/21
Can anyone shed any light on Logan Whyte? I had a meeting of creditors last week that I found out...
by
jrb.95
on 28/06/21
i had to reduce my payments due to unemployment and long term illness i hve had the iva now six...
by
bettina448
on 28/06/21
My husband entered into an IVA last year for debts he had before we married, being advised that it...
by
kerry800
on 28/06/21
hi my husband is seriously ill and we are both in an iva of 2 years we have asked if it can be...
by
rachael558
on 28/06/21
I have 6 months left on my Iva and never missed a payment. But I haven’t provided my wages for the...
by
steph524
on 27/06/21