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Today marks the day my IVA is officially removed from my credit file . 6 long years ! Thanks once...
by Rickne on 09/04/20

I filled out an IP form and had just under £200 towards my IVA. However, they said my expenditure...
by alex344 on 09/04/20

Hello, Due to anti-social behaviour escalation I wish to sell my share in my home (50% share). ...
by Cupcake08 on 08/04/20

I have managed to save 800 from bonuses and overtime after paying my 50 percent to be able to afford...
by richard524 on 08/04/20

Hello, I have recently found out that I am expecting. I will be aiming to go on Maternity Leave...
by trsttn1994 on 08/04/20

I have been in a Iva since December I am going to do my tax returns and will get a tax rebate my Iva...
by stephen813 on 08/04/20

Hi - I’m considering an IVA and have been advised to do so by a debt agency. I have a few...
by ManOverboard on 07/04/20

When releasing equity via a secured loan to pay into an IVA does, for example, Select Partnership...
by Debtfreewannabe2022 on 07/04/20

Hi there, I’ve been told I’m eligible for the business grant to help during this time of...
by Jlml87 on 06/04/20

Hi all. After posting on here several times about this, that and the other, I can now pass on that...
by lee754 on 06/04/20

Hi. I am 6 months into my IVA. When i setup i was living alone in my rented house. Now I am...
by Hyperlogic2 on 06/04/20

Ok so my mortgage is on SVR and as the interest rates have decreased so has my mortgage payment by...
by disneygal on 06/04/20

IN THE HIGH COURT OF JUSTICE BUSINESS AND PROPERTY COURTS OF ENGLAND AND WALES INSOLVENCY AND...
by Foggy on 06/04/20

This months (March's posts) Post of the Month has come around again and the winner has been pulled...
by Foggy on 04/04/20

Hi, I have been in an IVA for just short of 3 years. I was switched to vanguard last year and this...
by loislane on 04/04/20

Hi my father has passed away and left me 2 property’s one of them he took equity release on I...
by tracy376 on 04/04/20

I have paid up 3 yea early in my Iva instead of 6yrs. I am on the last of the 6 yrs (Nov 2030) If I...
by venet on 04/04/20

Hello. I have a question about pension contribution. I'm with Nest and contributing 5% which taken...
by alex1982 on 03/04/20

Hi I am in the process of doing a new bank account. My creditors meeting is on the 15th April. I...
by The Mollymoo06 on 03/04/20

Hello we have got a full settlement meeting on April 27th I have just noticed Creditfix haven’t...
by superted on 03/04/20

I am in an IVA and pay to Jarvis £200 per month. At the time of setting up this amount it included...
by avril649 on 03/04/20

Hi all I was one of the DFD customers that knowingly got moved to Apature. I’ve just found out...
by spire20 on 03/04/20

Hi everyone, sorry me again. I’ve checked my online banking this morning and I’ve had a bank...
by Jo.c89 on 03/04/20

Hi anyone else been through DRO?
by natalie446 on 03/04/20

I am in my seventies and self employed. When I filed my tax return including the my state pension. I...
by arnie on 02/04/20

Hi everyone. I hope that this is the correct place to add this new post and thank you in advance to...
by spire20 on 02/04/20

Hola all. I am surprised we ran into the advice here. I’ve been web crawling for this info for...
by BobbyNob on 02/04/20

Having ended my IVA last year as it just wasn’t for me I went bankrupt. I’m due to be discharged...
by milly957 on 02/04/20

Hi all We have been in our IVA since 2016 which we started with Debt free Direct. Unknowingly...
by lancerpaul on 01/04/20

We’re possibly getting money from family for a full and final offer. Our original amount of debt...
by gemma685 on 01/04/20

Morning people received an email from Creditfix saying our meeting is April 27th @ 10:05 fingers...
by superted on 01/04/20

I am looking to forward my 2nd Iva my first one completed around 6 yers ago.Do I really need to...
by dave354 on 01/04/20

Hi we have been in an IVA with aperture (but originally grant Thornton) for 8 years June 2020, we...
by Jemrout1234 on 31/03/20

Hi everyone! Only in my second month of IVA but with everything going on with the coronavirus I’m...
by Jo.c89 on 30/03/20

I’m thinking about an IVAas I have over 35k of debt, but I have a second mortgage my daughter...
by claire618 on 29/03/20

Quick question guys. This is a little question todo with full and final offer. My debt is roughly...
by Mxlee8 on 29/03/20

Hello, I’m in my final review (5 long hard years ) the final payment being the 27/04/20. I have...
by T9UPS on 29/03/20

Hi, firstly I'd like to say a huge thanks to the members and experts on this forum, reading all the...
by Star_Chicken on 29/03/20

I have mentioned this before ... Please be aware any posts that re-open old threads for no useful...
by Foggy on 29/03/20

Hi, my husband and I have been in an IVA since August 2013, It says on our portal the final payment...
by julie690 on 28/03/20

My husband had now been told from Monday his job has to shut down. But his bosses are telling him...
by Jessie91 on 27/03/20

Hi.I work in the hotel industry and unfortunately it hit us and we were sent home for how long...
by lusi on 27/03/20

I have just started my iva and made first payment .However my company has shut down for 3 weeks...
by Colin351973 on 26/03/20

My question is I have an Iva and a mortgage and with what’s happening right now What are the...
by stu1970 on 25/03/20

Looking for some advice here and if anyone has any previous experience with this....so I’m 25,...
by JohnMilne on 25/03/20

What happens if my wife starts working?
by ted on 25/03/20

I am in the 54th month of; IVA and am about to release equity to pay balance off, I was told that...
by ann374 on 25/03/20

My council where I live, are now swapping our council tax around so the first payment is due 1st...
by Jessie91 on 24/03/20

I have just begun an IVA with MacCambridge Duffy where, but due to a new job, having to work a month...
by matthew194 on 23/03/20

Hi, I'm about to enter an IVA but in my savings account i have £2000. This is my rainy day funds....
by Dan.m on 23/03/20

Hi Guys I am due my works bonus next month around £6,000 my auntie has put in a final settlement in...
by superted on 22/03/20

Just to let you know that from 23rd March Freeman Jones is rebranding as Financial Wellness Group. ...
by Foggy on 22/03/20

Hi IVA community Looking to F&F settle with my IVA which is with PAYPLAN. Money is being gifted...
by jessi3498 on 22/03/20

Hello i have been in my iva for five years seven months and work as a supermarket replenshiment...
by john615 on 21/03/20

Hi I recently contacted an iva company they were very helpfull and asked me to use WhatsApp and bank...
by shaun900 on 20/03/20

I have an IVA which I am in month 21 (paid 19k to date). My nephew has offered to obtain a loan to...
by j237 on 20/03/20

Hi, IVA fully off Register, Credit Reports (including Defaults) Jan 8th 2020. One of my Creditors...
by GoonerDad on 20/03/20

I failed my IVA in 2014 and since then whatever PPI refunds have been going to Aperture Debt...
by sushil on 20/03/20

Many people now will be worried and wondering what to do if the virus currently circulating affects...
by Foggy on 20/03/20

Hi, I was advised to have an iva 5 years ago after 15 years of personal debt on a personal pay back...
by ian122 on 19/03/20

Hi everyone, I posted into the forum last year at a point for some advice and I’m back again as I...
by ryan719 on 19/03/20

Hi, I had an IVA with DFD, now Aperture. I paid my last payment in December 2018. Now Aperture are...
by derek380 on 18/03/20

does a car accident injury claim for pain and suffering have to go towards an Iva? This is a reward...
by nicola509 on 17/03/20

Hi, I have an IVA of £3500, I PAY £106 every month so it finishes in around 31 months. My mum...
by william860 on 16/03/20

I gave credit fix permission to access my bank account on the phone I was told they would look back...
by caroline660 on 15/03/20

I am struggling with quite large debt £95,000 from 7 years I build up.So far my payments are up to...
by dave354 on 15/03/20

Hi I'm due to go on holiday in may to Spain and at the moment it doesnt look as though we will be...
by s721 on 15/03/20

The debts are mine.Im married. My WIFE owns the house we live in outright no mortgage. My name is...
by shadi on 15/03/20

Hi All, I finished my IVA in 2017 with a full and final settlement, my iva started in 2014 and I...
by Desperate Bob on 14/03/20

Hey guys, first time posting, quite a while reading, just looking to say hello quickly and hopefully...
by Devilinside on 14/03/20

Writing on behalf of a friend. A few years ago i was sat chatting with my friend and she confessed...
by abbiesmum2003 on 14/03/20

Will an IVA affect living in rented accommodation? I’m not in debt for my rent payments but my...
by david127 on 13/03/20

Equality Vs Debt - Hi, I have a property that's valued at £340,000, outstanding mortgage £202,000....
by Dan.m on 13/03/20

Hi, I've recently re-mortgaged (4 months ago) to try to pay off some of my debts. Unfortunately all...
by Dan.m on 12/03/20

Hi i'm currently going into my 4th year of my IVA i have started a new role within my company which...
by Redrobin on 12/03/20

I am currently in an IVA with Jarvis insolvency. My initial total debt was 41,329, my repayments are...
by liz442 on 12/03/20

Is it an offence for someone to ask for a delay to inheritance until it's is finished
by santamarie on 11/03/20

I had an IVA 8 years ago and my debt was written off. My Grandmother passed away in December 2019....
by lesley842 on 10/03/20

Hi there,just want to ask cos i am not sure if is good for me to go for IVA or not!i get few loans...
by tomas on 10/03/20

Hi there, Just want to ask why i have to switch off my bank and open the new one if i want be in...
by tomas on 10/03/20

Hi, I am very new to all this. Be kind, please. My partner has a car with Moneybarn and has 7/8...
by Purplenanny273 on 10/03/20

Hi everyone little advice please. Currently in a iva with Creditfix, my house has so many issues...
by Jessie91 on 10/03/20

I am on IVA since last 10 months. My wife is on IVA as well. We both wants to settle IVA early. We...
by m632 on 09/03/20

Im considered an IVA, I’m a bit concerned about the equity release near the end on my husband’s...
by nicola386 on 09/03/20

I completed my IVA in May 2018, I never missed a payment and paid back a lot of money over those 5...
by perry on 09/03/20

I have paid my IVA off early. But my father has just passed away and in the next 12 months I am due...
by cazlove2004 on 09/03/20

Hi everyone, new to this group so hi, we have our creditors meeting today scheduled for 10am but...
by Nutty1980 on 09/03/20

Hi, I am in an IVA & have 2 years & 6 months left. I am 55 this July. If I take my 25% tax free...
by Alan.22 on 09/03/20

I completed my IVA early as my cousin cousin helped with a lump sum after two years into my IVA. I...
by agbeke on 08/03/20

Hi, are there any iva companies you can deal with over email or text? I do remember seeing someone...
by john866 on 07/03/20

Hi my partner completed his IVA last September 2019 after a Full and final offer. The issue with his...
by ladymarmite on 07/03/20

Hello. I have been on an iva for around 15months with creditfix. I am on sick right now so...
by Krumzek on 06/03/20

Hi all, I posted a while back worried what would happen when my balloon HP payment was due on my...
by Kaybee on 06/03/20

In a joint IVA, where one of the debtors has passed away, can a life insurance payout be taken and...
by joe710 on 06/03/20

Can I set up an DIRECT DEBIT on a iva
by chris881 on 06/03/20

I have 14500 debt I’m so worried my Iva won’t be approved it’s on 94.00 per month. The waiting...
by Kayee on 06/03/20

hi guys, I have debts around 50k and planning to go on a bankrupt or an iva. but the question is the...
by anthony943 on 06/03/20

Hi guys. I have debts of £19000 plus a mortgage shortfall which will probably amount to £60000 so...
by don769 on 06/03/20

Hi All, I've just had a letter of my current lender (mortgage) advising that my fixed rate will end...
by simon363 on 05/03/20

Many will have noticed the recent shenanagins with equity release clauses and their varied...
by Foggy on 05/03/20