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IVA Forum Topics

Why my debut card is blocked I have money in my account and I need it so badly. The bank says...
by elsie358 on 04/08/21

We are struggling with our IVA as we live 300 miles away from family and now have a baby which means...
by jamie584 on 04/08/21

My last payment due 15 th june paid also july as Ihad one month off february.,which theyinformed me...
by laura302 on 04/08/21

Hi, My wife and I are in a joint IVA and are in our 5th year which means in a few months CreditFix...
by Whiteeyes on 03/08/21

In an iva with stepchange can i go bankcrupt no assets at all
by Lahoretiger on 03/08/21

Hello, I am in 8k worth of debt, and I was panicking about this and so rushed into agreeing to an...
by leah885 on 02/08/21

If I leave my job how does it effect my iva
by zoe568 on 02/08/21

I had an Iva with a company called Synergi. Who went into liquidation in 2009. I had no idea they...
by katy dooley on 02/08/21

Hi. Currently in an IVA with 21 months to go at £200 a month, now 2 things have come up, iv been...
by keirean on 02/08/21

My wife and I entered into an IVA with £49,000 worth of debt, with initial projections we were due...
by wez461 on 02/08/21

Vanquis credit card. If you have a balance on your vanquis credit card, and the minimum payment is...
by flamingate on 02/08/21

If I received a tax refund over 500 would I have to declare it to my Iva and how would they know if...
by donut973 on 01/08/21

Currently in an iva and I have a lodger which I have issues with. Due to my mental health and other...
by George.98 on 01/08/21

Is a text from FWG about a missed payment spam? I have checked bank statement and it's all gone...
by Bubbly on 31/07/21

Is it possible to obtain a copy of my IVA completion certificate, as I am unable to locate the...
by laurance on 30/07/21

Evening all,just been sent an email with a date for my meeting of creditors.August 16th, so a couple...
by Louise86 on 29/07/21

I AM IN THE 6TH AND HOPEFULLY MY FINAL YEAR OF MY IVA AND HAVE ONE MORE PAYMENT TO MAKE CAN THEY ASK...
by pamela611 on 29/07/21

I’m in an Iva I have a catalogue that ive had for many years. Can my Iva make me include this....
by julie775 on 29/07/21

HELP regarding last 3 years of my iva total debt £8326 they are only claiming £5100 fee's...
by tracey333 on 28/07/21

how likely am I to get a mortgage when my IVA comes off my file in November 2023 - and be able to...
by sam735 on 28/07/21

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by lifenoteasy on 28/07/21

I'm looking at starting my own business and need to get public liability insurance. Has anyone used...
by COB on 28/07/21

Hi, I was lucky enough to of paid my IVA early. My completion date was April 10th 2021. This is...
by givian on 28/07/21

so i originally took an iva with credit fix at 9500, from 13500. the creditors agreed to this and i...
by michael545 on 27/07/21

So I’ve just had my final call with credit fix, and now it’s a waiting game to see if my...
by Louise86 on 27/07/21

hi to the people on here who gave me advice on my iva as you know my husband is seriously ill with...
by rachael558 on 27/07/21

Looking at a car on PCP, is this possible while in an IVA?
by tom462 on 26/07/21

Can i get car finance or lease car if am on IVA ?
by agnieszka141 on 26/07/21

I just hope nothing puts this forum in jeopardy. Though, Ive finished my IVA 2 years ago I still...
by paul657 on 25/07/21

Have a completion certificate but can’t really do anything with it while the Iva is still a marker...
by alan150 on 25/07/21

My IVA started in 2007 and finished approx 2014. Capquest has now decided to ask for £4,500 debt...
by simon565 on 23/07/21

help on here again handover insolvency are pressing us to get doctors letter by monday it is an...
by rachael558 on 23/07/21

Hi all, quick query I have been out of Iva Since 2017 I have received a letter from RBS today...
by recovering on 23/07/21

Hello, Wondering if any of you experts can answer me a question. I am starting a new job although...
by chloe788 on 22/07/21

does an iva company or creditors need to see proof that you are ill ? handover are requesting proof...
by rachael558 on 22/07/21

Do PayPlan do a Final Review after requesting a full and final settlement and setting up a variation...
by ohno1239 on 22/07/21

I am a farmer. My sheds were destroyed in a fire. The insure company are paying my wife and me as...
by pat859 on 22/07/21

just spoke to handover again it has been adjourned to 28th july
by rachael558 on 22/07/21

hi because when we phone handover i am speaking to customer service have asked several times to...
by rachael558 on 22/07/21

can i approach my creditors?
by rachael558 on 22/07/21

hi again thank you for support my last message was handover saying its closed but apparently they...
by rachael558 on 22/07/21

I am just starting my application for IVA,so I have a long road ahead of me. I’m feeling scared,...
by Louise86 on 21/07/21

HELP !!!! i have been on here some days said thank you to iva experts about my iva been closed funds...
by rachael558 on 21/07/21

hi have sent messages to two iva experts on here over the last couple of days about my iva being...
by rachael558 on 21/07/21

Hi my friend has offered me some money to pay off my remaining Iva debt for a full and final...
by kyle197 on 20/07/21

hi message for foggy spoke to my iva and they said about 5 creditors are not accepting my...
by rachael558 on 20/07/21

Hi There is a big banner on your homepage saying this site is for sale - you may want to look at...
by lifenoteasy on 20/07/21

Are JC International debt collection a legit company or am I being scammed? Today I got 2 letters...
by TimIrving on 20/07/21

I've been in my iva for nearly 2 years now. They've just s÷nt email asking for my last 3 months...
by joanne879 on 19/07/21

Can IVAs be extended to 126 Months even though all my payments are up to date and I have never...
by jon327 on 19/07/21

hi please help my husband is dying from heart failure and we have asked to do paid to date on iva...
by rachael558 on 19/07/21

I received an inheritance and used this to pay my IVA off in full. This was just 13 months after...
by lin453 on 19/07/21

Just need a tad advice I’m in a iva alone without my husband we both work full time and have 1...
by Jessie91 on 17/07/21

Hi I have recently separated from my partner who has an IVA I am buying her out of the house we...
by GHOHEB on 16/07/21

I have been advised by Stepchange that an IVA is my best course of action to deal with my now...
by simon947 on 15/07/21

HI Guys, I haven't made many posts on here but want to say thankyou to everyone online who has...
by mushmansax on 15/07/21

Hi, I am applying for a mortgage like others with Nationwide. However between 2002 up to 2007 I...
by eljam on 15/07/21

Sorry for such a late update. I haven't been in a good place everything got too much. So after 2...
by Jo98 on 15/07/21

My soon to be ex husband took a IVA and added my name with out concent I have been fighting for...
by tracey306 on 15/07/21

Hi is there a company that does loans for peiople who have bad credit So they can built their...
by donna784 on 14/07/21

I had an IVA in march 2012 paid it off early in 2014. I have just been told I am needed to go as a...
by welshwiz on 14/07/21

Hi I have 14 months left on my IVA would like to pay this earlier. How do I approach creditfix. Can...
by piotr on 13/07/21

Hi, is this site and advice still active?
by beverley761 on 13/07/21

Once i have completed my IVA how long before my credit improves
by vanessa989 on 13/07/21

Good after noon ,ive finished my iva 1st april this year,came into an inheritance but because my...
by val185 on 13/07/21

Iva result Just to let you know my iva has been excepted can't believe I am on my way to become debt...
by Mel2021 on 12/07/21

Hi all Just got the phone call that my application has been approved by the creditors. 100% agreed...
by Bob451 on 12/07/21

Hi, I'm in a iva and am due a refund for a flight which has been cancelled twice due to covid19. As...
by joe625 on 10/07/21

Once my iva has been removed from my report which will be 6 years this November, how long should it...
by andrew984 on 10/07/21

Hello there hoping you can give me some advice on this i started my iva back in april 2018 paying 80...
by pathfinder 1 on 10/07/21

I have a joint account with TSB and they have locked this but there is still my partners money in...
by k584 on 10/07/21

I completed my iva early last July and the 6th year will be this Nov. I know that my iva will be...
by andrew984 on 09/07/21

Who will insure my home now I have a IVA. My insurer has refused my renewal once I said I had a...
by patricia522 on 09/07/21

UPDATE: Apologies. For some reason access to the video clip has been limited to those with...
by Foggy on 07/07/21

Hi guys, so this is my last 3 months of my IVA. I originally got into the Iva not due to bad money...
by kris787 on 06/07/21

Are step change ok on reviews theyve only asked for 3 months statements and payslips
by Lahoretiger on 06/07/21

I've just found out my ex partner, who has an IVA must have lied on his IVA application. It says...
by l678 on 06/07/21

Hi All, That time has come around again, albeit a little late (again!) this month -- it's Post of...
by Foggy on 06/07/21

Hi guy's. I have my creditors meeting in a few days and I am rather anxious of the outcome. My offer...
by richard726 on 06/07/21

My partner recently won x amount on a gambling site and withdrew the funds to our joint account that...
by Scottllyy on 05/07/21

Hi im now 1 and nearly half a year into my iva which has really helped me .But in this life of its...
by Colin351973 on 05/07/21

What would happen if I keep ignoring CCS debt collectors? I have a debt with them for around £700 I...
by jochimKistner on 05/07/21

I'm in an iva currently paying £100 a month I might be able to get a lump sum from a pension next...
by danni453 on 05/07/21

Holiday issue So I have started process of iva meeting set for 12 July.. My question is before all...
by Mel2021 on 04/07/21

Hi there, I currently have 2 years remaining on my IVA which equates to £16,800 left to pay out...
by Hitman68 on 03/07/21

Hi, I'm in the process of applying for an IVA with insolvency experts. I have been notified today...
by Sw221313 on 01/07/21

I would like to report someone who has received a windfall inheritance and she did not declare it to...
by carlos102 on 01/07/21

I'll be make redundant soon. If I will get part time job will creditfix still take my redundancy...
by Linka17 on 01/07/21

Hi All, ill try to be as clear as possible, Couple years ago I decided to go with IVA and it was...
by Adman on 30/06/21

Hi, I'm 3 years in IVA, with 23 months of £288 left + as home owner next 12 x 288 = total £10080...
by dan7gen on 30/06/21

I’m in an IVA can some one take me to small claims for something unrelated. I’m a trade and...
by ian504 on 30/06/21

Has anyone been contacted by Wallis Investigations? It appears to be an unregulated claims...
by fred814 on 29/06/21

Hi I should have annual review this week but there was no contact from IP. My Iva started in july...
by dario on 29/06/21

I've been in an iva since 2018 and just got car insurance since then. It's been just over a month...
by charlotte581 on 29/06/21

Is it worth increasing my monthly payments. I am due for my second year review of my IVA. I want to...
by james176 on 29/06/21

Can anyone shed any light on Logan Whyte? I had a meeting of creditors last week that I found out...
by jrb.95 on 28/06/21

i had to reduce my payments due to unemployment and long term illness i hve had the iva now six...
by bettina448 on 28/06/21

My husband entered into an IVA last year for debts he had before we married, being advised that it...
by kerry800 on 28/06/21

hi my husband is seriously ill and we are both in an iva of 2 years we have asked if it can be...
by rachael558 on 28/06/21

I have 6 months left on my Iva and never missed a payment. But I haven’t provided my wages for the...
by steph524 on 27/06/21