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IVA Forum Topics
I’m hoping someone can help. We completed our Iva with Grant Thornton/Aperture just over two...
by
paul355
on 08/07/20
I have a Bank Account with HSBC, THat I had long before the IVA, I told HSBC about this to see if...
by
spark
on 08/07/20
I pay child maintenance through a personal agreement to my ex for one Child. I’ve always known the...
by
dan700
on 07/07/20
Hi, I’m 6 months into an IVA totalling 22k. I have several invisible disabilities and health...
by
LA68
on 07/07/20
Hello, I had an IVA back in 2008. One of the creditors was HMRC. We were lucky enough to present a...
by
Sandy.20
on 07/07/20
I am looking at moving and need a pesky mortgage, I thought would have a look at some of the main...
by
Tim24752
on 06/07/20
I’m in a Iva and nearly done my first year, My husband is not included in this we were talking...
by
Jessie91
on 05/07/20
Hello Does anyone know whether lump sums from a windup pension scheme could be used to make a full...
by
confused
on 05/07/20
I get paid weekly, I'm due a annual review on my iva so do I only need to provide 4 wage slips or...
by
diane307
on 05/07/20
Hi, Completed my Iva in 2011. Was due to receive a ppi payment from Lombard plc and have been...
by
Carl.gi
on 05/07/20
We completed our IVA with Grant Thornton/Aperture in July 2013. Since then they have received two...
by
judith
on 05/07/20
hi i have just finished paying off my IVA can i get a mortgage or do i have to wait till its cleared...
by
clive695
on 05/07/20
Hi, I hope some can help me with this. I completed my IVA around 2012 and was then contacted by my...
by
blair78
on 05/07/20
I was just wondering if anyone has had a review during lockdown whilst having reduced travel costs...
by
Mrs_Brown
on 04/07/20
Hi I am expecting an offer of a lump sum from a wind up pension scheme. Would this be classed as a...
by
Janetd0176
on 04/07/20
Hi, we completed out IVA in March 2020 and have received our completion certificate. We have been...
by
Stephanie.k
on 04/07/20
I've just started a new job and the company have a business credit card. They want me as an...
by
disneygal
on 03/07/20
Hello, I would like to know if I can open a bank account for a non-profit association, if I am in...
by
elena546
on 03/07/20
Hi, I'm going through a rough patch like many I guess with partner losing her job. Today I noticed...
by
wakeywakey
on 03/07/20
Is 25p to a pound good offer for creditors
by
Lahoretiger
on 01/07/20
So I had a email for my annual review and they email asked me to click on the link, what is does it...
by
Lauren1995
on 02/07/20
Hi, I am aware of the basics of a full and final offer (money gifted from a family member). However,...
by
TallulahStar
on 02/07/20
I have received a significant amount of bank pay awarded from 2017 in my wages this month. I have...
by
Tametinn1
on 02/07/20
Good afternoon I have recently started an Iva it’s been going for 3 months now it’s in my...
by
george729
on 02/07/20
Can someone clarify the difference between a full and final and a settlement? Should the IP...
by
Cupcake08
on 02/07/20
Hi I have just started an IVA I have PIP paid into my bank account which was disregarded as it...
by
clare413
on 02/07/20
Hi, I have recently taken out an IVA after officially retiring, my former company has asked me to...
by
wolvestone
on 01/07/20
Hi, I’m looking for advice for a full and final settlement, currently have £7400 left to pay with...
by
Emmad8035
on 01/07/20
I am now fixed into an Iva of a payment of £180 a month for 5 years.. I have had my Iva for around...
by
Debtlife
on 30/06/20
Hello, i'm new here! I have just had my verification call for our joint IVA. We have been told we...
by
NiksIVA
on 30/06/20
On Iva program can I get bounce back loan
by
paul636
on 29/06/20
I hope someone can help. I owe approx £37k for debts so entered into an IVA, I currently have paid...
by
Diesel6976
on 29/06/20
My Iva failed and was cancelled by then Grant Thornton..they sent me letters during my IVA regarding...
by
neil629
on 29/06/20
I started an IVA this year. I am due to have a salary increase of around £375 this year and £500...
by
tim595
on 29/06/20
Thank you for all you help. Just thought would let you all know recieved my compeltion certificate...
by
ashbock123
on 28/06/20
I'm 16 months into a 5 year IVA making payments of £125 for the first 20 months and £150 for 23...
by
michelle392
on 28/06/20
Hi - I own a home and have two children. I have no capacity to remortgage. I need to look at a DMP...
by
jennifer295
on 27/06/20
Hello, I would like some advise with sending an offer of a lump sum payment for my IVA. I have been...
by
helen670
on 27/06/20
I've been asked to fill in an RX1 form for a property I dually own with my partner! He is obviously...
by
louise657
on 26/06/20
Do banks check what you have done with there loan money once they get your iva proposal ? when is it...
by
Lahoretiger
on 25/06/20
I have got my draft iva propsal from stepchange iva after sending it back will creditors email or...
by
Lahoretiger
on 25/06/20
My IVA agency is asking me to seek child maintenance from my ex partner. They want 60% from the...
by
agusia
on 24/06/20
Hi I am curious to find out what date of the month do the 3 CRA update the customer credit files. ...
by
Flavour79
on 24/06/20
My partner is going through iva on his name no joint debts will this affect my uk nationality...
by
Lahoretiger
on 24/06/20
Hello I work for the NHS and currently in an IVA with creditfix - I read on the gov website that...
by
emily695
on 24/06/20
I have received confirmation from Barclays that I am due a PPI claim of £4,250. But they tell me in...
by
danny120
on 24/06/20
Hi, My Full & Final offer was accepted in March 2020, but my IVA's 6 year duration does not end...
by
naygirl911
on 24/06/20
Hello 15 months ago i entered into an IVA having a little over £14,000 in debt. Since that time I...
by
phillip191
on 23/06/20
i recceved a letter on 24 april 2020 DFD voluntary arrangement { IVA} surplus balance i wont pass on...
by
fred727
on 23/06/20
Hi my IP has just presented my IIVA the creditors have given a provisional rejection because they...
by
clare413
on 23/06/20
Hello, I am looking to move house as our family is being increased by twins due in October, I have 2...
by
hywel151
on 22/06/20
Hi, my IVA was due to finish in April 2020. My IVA was extended by 12 months in lieu of equity...
by
ken154
on 22/06/20
Hey all, right so I’m struggling at the moment, as I’ve just gone into partnership with my...
by
MrBT96
on 21/06/20
Help, I think I have messed up my IVA. I am 3 and a half years in and requested a payment break due...
by
George.98
on 21/06/20
I entered into a IVA a couple of weeks ago and during my run of things going wrong my oven door...
by
kath578
on 21/06/20
Hi I’m currently working as an electrician for a company. I would like to go self employed next...
by
Steve1993
on 20/06/20
Hi I’m just wondering my mum has offered to pay off a final settlement amount in September on her...
by
Toriiehbecca
on 20/06/20
Hi, I’m confused over my IVA, I made my last Payment in December 2019 and presumed that was all...
by
john636
on 20/06/20
Hi all Anyone had the email about a credit fix app? Anyone done it? Is it good? Useful? Non...
by
cbdawg
on 20/06/20
Hi guys, well, after 3 years of our IVA , my partner has lost her job due to the corona downturn....
by
wakeywakey
on 20/06/20
Did you get to keep your car on pcp?
by
kelly820
on 20/06/20
Last year i took a personal loan for 20k in jan with natwest Unsecured loan On the application it...
by
Lahoretiger
on 20/06/20
My husband got accepted for an IVA Oct 2018. We submitted all the paperwork to Inquesta. Next...
by
ladymarmite
on 19/06/20
My Iva completed in 2018 I did a full and final offer it was accepted etc had cert may 2018 I have...
by
Dolls112211
on 19/06/20
My two very young children have been given a cheque by a family member which needs banking asap....
by
martha863
on 18/06/20
Currently 9 months in to my IVA .. total 27k paying back at 138 per month as set out in the original...
by
richard904
on 18/06/20
Hello, I did a lump sum IVA in April 2019. My husband and I are most likely separating. We have two...
by
Bakersue6543
on 18/06/20
Hi how do I cancel the direct debits and reinstate the money I have had taken off me when I dont...
by
lisa320
on 18/06/20
If i get an iva i am not in debt with council will it affect my wifes credit history will her name...
by
Lahoretiger
on 18/06/20
Hi all We’re finally getting to a stage where it’s nearly time to try and release equity to pay...
by
laura414
on 16/06/20
Can I take a job in another country and keep paying off my IVA?
by
krzysztof142
on 16/06/20
Going through iva was asked to open a new bank account so opend it with halifax mbna are 1 of the...
by
Lahoretiger
on 16/06/20
Hi, I am with credit fix and on Saturday they rung me, I asked my friend to answer it as i was busy....
by
danny252
on 15/06/20
Can taking out an IVA have an effect on social housing applications and private rental searches?
by
emma343
on 15/06/20
Hello everyone long time listener first time caller. I'm at odds at the minuet on what to do. ...
by
Debtfreedilema
on 15/06/20
Hi I get my certificate for finishing my Iva in about 3 weeks (hopefully ) I would like to no how...
by
lee778
on 15/06/20
Good morning everyone! Just wanted to let you know that just 18 months after completing our IVA we...
by
abbiesmum2003
on 14/06/20
Our Iva was completed and taken off of our credit score in August 2019. Do I need to declare this...
by
billy754
on 13/06/20
Basically I’ve got a breach On my account which is currently being delt with however my in-laws...
by
hannah920
on 13/06/20
Hi My husband is in the process of doing an iva,I am in the process of doing a debt relief...
by
lisa536
on 12/06/20
Hi, I’m nearly 2 years into my Iva and my monthly payments have been £100 a month, part of my Iva...
by
Vicklaaa
on 11/06/20
I have done Full and final IVA, all payments are done last year in september 2019. I am waiting for...
by
mike129
on 11/06/20
I'm in a IVA currently with EE and wanting to switch to Sky mobile when the contract runs our, does...
by
polelcfc
on 11/06/20
Hi all, I've been lurking a while and have been helped by plenty of posts and replies, thank you. My...
by
RunnerffirG
on 10/06/20
My account number is FDM69903 I have been waiting for my ppi to be resolved since last August and as...
by
lorraine318
on 10/06/20
I have debts around £43k with 7 creditors. I also have a HP on my car and paying just the interest...
by
peter263
on 10/06/20
Hi we have made a settlement offer which cover the remaining payments from my wifes redundancy. The...
by
Ayd
on 09/06/20
Worried to the hilt, again. I've been with the same company for over 20 years in a managerial...
by
brian387
on 09/06/20
Just in to year 5 on my IVA and have received a letter regarding equity release, I had the usual...
by
Tab
on 09/06/20
I have a business account with Tide, the business been running since summer 2019, I am on IVA. Can...
by
muhammed
on 08/06/20
I have around 28k debt and was told I could do an IVA until they discovered that I had debt with...
by
stuart450
on 08/06/20
Hello all, I have had some great news recently after my IVA was settled this week I received my...
by
CarlosG
on 06/06/20
I have a question about making a full and final payment to end my IVA early My IVA is through...
by
dgraffham
on 06/06/20
Hi. I am in an IVA and I want to get a bounce back loan, my IVA practitioner said they permitted me...
by
Criscann1986
on 05/06/20
Guess what ....? This months (May's posts) Post of the Month has come around again and the winner...
by
Foggy
on 05/06/20
My holiday is paid in the my wages by means of a extra £1 per hour so I’m paid 8.72 p/hr plus £1...
by
samuel
on 04/06/20
I just realised I have just made payment no 30! I am half way, even though it only feels like 3...
by
Mrs_Brown
on 04/06/20
Hi I am on an IVA there is a year left I have got a email saying that all my accounts have now been...
by
daniel648
on 04/06/20
Hi, I started my IVA 2 and a half years ago, I have recently been struggling paying my Mobile phone...
by
Pokemon1996
on 04/06/20
hi we started our IVA in 2012 finishing in 2017 we have just sold our home to downsize not having...
by
stephen821
on 03/06/20