IVA Forum - Latest 100 topics Go to IVA forum

I have a Iva paid £80 per month for the last two years in my last review they have told me my paymen...
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Can a outstanding Penalty Charge amount be added to a IVA debt?
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we have been in a IVA for 3 years now, through Payplan and been paying more than our budget plan sai...
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My creditors meeting was yesterday at 3pm. I phoned at 4.30pm as they said it would only take approx...
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How will I know if my iva the company been sold its debt free direct none of the phone numbers work...
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hi i have had my full final offer accepted i havent got my receipt yet how long do i have to wa...
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Iva meeting tomoz hope all goes good am hoping outcome good as hoping can get back to normal wish us...
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Hi I have recently been accepted for an IVA, I have a figure of £23k to pay back over 5 years, my ac...
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Well guys meeting is tomorrow at 12 my nerves r wrecked hopefully it all goes well. Will I know tomo...
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hi, we are currently in our 3rd year of an IVA, my wifes father has become unwell and we have offer...
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My F&F was approved on 7/9 and on 8/9 I transferred the money, I've had no confirmation of this ...
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I have a year left of IVA and I would like to complete it by selling my home. The balance + the IVA ...
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hi i have an iva started last year. i want to take out insurance that would go straight to them if ...
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Hello our IVA began with Debt free direct May 2010 so as per the agreement should be completed by Ma...
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Considering going bankrupt instead of continuing with Iva
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Hello, Can you help me? My Wife and I entered into an IVA back in Oct 2010 and finally got the co...
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Ex husband entered into an IVA , he included a joint loan , absolved himself and passed it all onto ...
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Hi all firstly want to thank the forum as it has been brilliant and has really given me some hope.I ...
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I am 2 years post IVA completion and have a clear credit record since then - rent, car loan, utiliti...
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Hi, due to my iva having an effect on my husband's finances, he is now struggling and also contempla...
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My iva is complete, just passed 6 years. My ex husband has an iva that doesn't finish until 20...
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Hi, I had my IVA approved at the beginning of August this year and have made my first payment, but...
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Hi, I have completed my iva and the 6 year due date is November the 13th. I am thinking of applying ...
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We are in the final year of our Iva and have struggled to make the payments but now they have said t...
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If i were to take my home insurance out as it up for renewal with one of my creditor of the iva woul...
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Hi, What do you have to use for valulation for equity release. Online or local I have had a local ...
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how do i word a letter to an iva company to ask for a f&f to be accepted, i have been in this for ab...
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Can you recommend any mortgage companies that will cover Northern Ireland. IVA payments completed an...
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Well hello again! Its been a while IVA completed and now back to earth. Just wondered I had a bank...
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I'm in an IVA and in the fourth year and know that I will be approached to find equity in the pr...
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Hi Do you have any suggestions for business banking accounts for people that have completed an I...
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Eight weeks into final review and being told that due to Aperture being short staffed in this depart...
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how Long should it take to get my name off this please? I made my final payment in June - - now gett...
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I am interested in getting a remortgage. I completed 6 years in an IVA this April. I am off the regi...
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Hi all.. I have a question.. I am paying currys insurance for my Tv it covers everything and if it'...
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Hi i am currently 1/2 way my iva. My boyfriend has just got a mortgage to take over his old house fr...
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12 months into my iva, i rent with my partner, my parents are talking about signing over there house...
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Hi guys I am after advice for a new mortgage after an IVA. My Iva 6 years ends in April 2018 we hav...
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I am looking into going into an IVA agreement what I would like to know is how will this affect my u...
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I have received a letter this morning from my Practioner is explaining that she resigning from my IV...
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So, month 54 will be January 2018. Firstly, how has it gone this quickly! Have been dipping in and...
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Hey all I just recieved this from amigo loans to day about the loan I went gaurantor for. We've rec...
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Hi, my iva was finished in March, I have my completion certificate and I'm now off the insolvency re...
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I have just been sent a letter from McCambridge Duffy stating that my iva will be extended by 12 mon...
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Hello, Any help would be so appreciated. I am currently at the back end of my IVA (9 months ...
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Hi, how do i apply for a iva?
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Approximately how much should the fees be on an iva of £32000? Thanks
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I am planing to go on IVA my LR Application is in process is IVA effect on my application.? i have d...
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If me and my ex partner owes tax credits can I insist the tax office include it in my iva, because t...
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I am now on my final year of my IVA. My circumstances are very different to what they were when I t...
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Hi all, 1st post. We've been in our IVA for 11 months now & so far all is going well. The advice...
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Hey all sorry about all the questions but just need to know everything about the iva as I am nervous...
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I have rental properties but because of serious illness they are running at a loss. Can I protect th...
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Are DFD still operating? I have been trying to call all day and all the emails i send keep getting r...
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Hey all have just recieved my proposal paperwork all seems ok. It's 38.12 in the pound which seems o...
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Hi, my wife and I finished an IVA in December 2012, (It started in December 2007) it lasted 5 years ...
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I'm in the 6th and final year of my IVA and in my contract or advises that they will contact me ...
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I have just completed my iva I want to cash a pension in to buy a needed car for my work, I have not...
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Hi all, I'm hoping somebody can please advise. I started an IVA in October 2010 and it was complete...
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Hi all, haven't posted for a while so thought I would update. Been hectic time, school holidays and ...
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Hey all just wondering if I am accepted with cf just thinking ahead lol what do they require for ur ...
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My wife and I both started IVAs in 2012. Hers was five years, mine 6 years due to low yield. Tomorr...
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Hi, I have recently been accepted for my IVA, I will be paying £625 a month. A relative from a diffe...
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Hey all im new to this and have just applied for iva. The meeting with the creditors is on the 21st ...
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Hi I have £40/45k worth of unsecured debt and approx 8 creditors. I am married and the mortgage be...
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Could somebody please describe to me the procedure of registering for VAT in the UK? I’m opening a c...
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I have had an IVA since May 2017. I have continued to pay my payment agreement with the council tax ...
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I am about 3.5 years into a iva and haven't been able to afford to pay my council tax all of the...
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I am due to receive insurance pay out from a crash I was in. Do I need to tell my IP?
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Hi guys, Could you please give me some advice could I put in my income and expenditure Driving inst...
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I'm with Payplan and have just made my final payment. I have now received an email for a pay slip ...
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If you get refused an IVA due to a large portion of debts being with creditor is there any point on ...
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Fell behind on my IVA been in touch with aperture filled in the relevant forms change in circumstanc...
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I am trying to get a remortgage to release equity to offer a full and final offer to close iva. cur...
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Hi guys, My IVA was completed in October 2015 (Completion Certificate dated December 2015). I would ...
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Hi guys, I completed IVA in July and had CC last week. My car is about to drop apart, so I took the...
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Does anybody know how long it usually takes from receiving the completion certificate to the RX1 res...
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Hi all, this is my first post so please excuse me! My husband and I have been in an IVA since Marc...
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We have a IVA and in the final 10 months of paying £551 and never missed a payment We have received ...
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Hi, I have been with freeman jones for 6 years in an iva. Just made my last Payment and received a l...
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I am in the process of going through a meeting with creditors at end of month for a iva. They have s...
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Received my completion certificate from creditfix today which is fantastic. They have forwarded me 3...
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Hi I am a creditor. I am owed just under £3000. I had obtained a CCJ that was passed to the high co...
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I received notice of the creditors meeting for my full and final settlement offer. Meeting is set fo...
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Hi my husband and I took out an iva in 2009 with debt free direct, initially we were told it would b...
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Hello all.. its been a while I haven't post anything but always check on and visit the forum nearly ...
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Hi I have gone into an IVA on my own. All the paper work is in my name and all the debts are I are i...
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Ok, my IVA was approved with some modifications which weren't too bad, so all went well really. I di...
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Myself and my husband have an IVA and my husband works but i dont If, i got employment but had a sep...
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Afternoon all, Well yesterday I was accepted for a Capital One card. Not something I want, but I w...
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Hi. Me and my wife were bought out of our Iva by my sister in law last summer. We received our comp...
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i am currently in a iva this has been extended by 1 year as we couldn't re mortgage it is due t...
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I have now completed my IVA but have since received a PPI refund from Santander and the money is bro...
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Hi I'm new to this and finally taken the plunge to speak to someone about my debt! Long story short...
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Hi I have made a complaint to the supervisor of my iva. They submitted a document showing I was wo...
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i began my iva with cred fix last year. A couple of months ago i paid a quick quid loan for my brot...
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Hi everyone My IVA proposal was accepted on 4/9 with my first payment due on 1/10. During the perio...
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My husband has been in a DMP with Stepchange for a couple of years but it wasn't working as with his...
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Can i cancel My IVA even before it's set up? Like I decided not to proceed with my IVA further?
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Hi, I've been in an IVA for 5 months now, with ARM insolvency. I missed a payment on the 10th ...
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