Posted: Fri Mar 28, 2008 7:49 pm
Hi all
This is my first posting on here so hello![:)]
I am currently paying out £517 per month on an initial debt of £64k! I take home £1115 per month and pay £300 per month in rent for a house-share, after paying for everything else such as food, petrol, car insurance, phone bill etc etc i am left with around £40 per month for other expenses such as clothes and things
I have looked at my IVA recently and read lots on here but seem to feel that i am paying a lot for it per month on a percentage against my salary, as i dont have anything else to live on - i did expect this not to be an easy ride and quite limiting but surely i need to be able to at least to say yes to a work colleague on the odd occasion for a quick drink after work which i dont feel i can. I also worry about things going wrong with my car as i have no way of paying for anything.
Any useful advice would be appreciated
Thanks
Gavin
This is my first posting on here so hello![:)]
I am currently paying out £517 per month on an initial debt of £64k! I take home £1115 per month and pay £300 per month in rent for a house-share, after paying for everything else such as food, petrol, car insurance, phone bill etc etc i am left with around £40 per month for other expenses such as clothes and things
I have looked at my IVA recently and read lots on here but seem to feel that i am paying a lot for it per month on a percentage against my salary, as i dont have anything else to live on - i did expect this not to be an easy ride and quite limiting but surely i need to be able to at least to say yes to a work colleague on the odd occasion for a quick drink after work which i dont feel i can. I also worry about things going wrong with my car as i have no way of paying for anything.
Any useful advice would be appreciated
Thanks
Gavin