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      Forum Topics Posts Last Post Moderator(s)  
    Collapse This Category New Questions    
    New Posts New Questions
    This is the place for new questions to be posted.    		 29728 322077 23 May 2013
    00:33:25
    by: 4kidsnocash    		 Foggy, kallis3, lesley_, luluj, plasticdaft, Skippy  
    New Posts IVA approved!
    		 606 11015 23 May 2013
    00:18:52
    by: MelanieGiles    		 Foggy, kallis3, lesley_, luluj, plasticdaft, Skippy  
    New Posts a success story
    		 310 6107 21 May 2013
    12:47:35
    by: Radish    		 Foggy, kallis3, lesley_, luluj, plasticdaft, Skippy  
    Visit Meet the experts Meet the experts
    Meet the experts that answer your questions    		    
    Old Posts Forum etiquette
    		 3 53 28 March 2013
    22:08:52
    by: admin    		 kallis3  
    Collapse This Category clearing credit records: sample letter    
    Old Posts template letter suggested by inaiva
    		 25 207 25 March 2013
    22:15:04
    by: Hayley.dl    		 Foggy, kallis3  
    Collapse This Category Chat : IVA support and keeping in touch    
    Old Posts tips for IVA success
    		 118 1328 01 November 2012
    19:19:26
    by: Struzzo39    		 Foggy, kallis3  
    New Posts friends corner
    		 4146 66007 22 May 2013
    22:24:50
    by: Hyperdrive    		 Foggy, kallis3, lesley_, luluj, plasticdaft, Skippy  
    Old Posts family forum
    		 27 368 14 December 2012
    06:49:05
    by: lukeofyorkshire    		 Foggy, kallis3  
    Old Posts keeping in touch
    		 49 668 27 March 2013
    05:42:40
    by: lesley_    		 Foggy, kallis3  
    Old Posts how are you coping?
    		 69 1119 29 April 2013
    21:28:00
    by: relieved33    		 Foggy, kallis3  
    Old Posts money saving tips
    		 172 3247 13 April 2013
    20:42:20
    by: plasticdaft    		 Foggy, kallis3  
    Old Posts talking about ...
    		 60 1348 31 December 2012
    12:47:14
    by: Foggy    		 Foggy, kallis3  
    Old Posts pets corner
    		 105 2641 17 February 2013
    22:17:43
    by: lesley_    		 Foggy, kallis3  
    Old Posts Cost of living in an IVA
    		 54 731 25 February 2013
    19:02:16
    by: Isis Black    		 Foggy, kallis3  
    Old Posts weight watchers club
    		 31 3170 23 November 2010
    22:37:38
    by: kallis3    		 Foggy, Foggy, kallis3  
    Collapse This Category Disputes and IVA Mediation    
    New Posts Disputes and IVA Mediation
    Helping to resolve consumer disputes    		 49 763 23 May 2013
    00:31:38
    by: mole    		 Foggy, kallis3, lesley_, luluj, plasticdaft  
    Collapse This Category F.A.Q    
    Old Posts Harrassment by creditors ?
    		 62 1023 11 January 2013
    15:50:05
    by: in-a-mess-indeed    		 Foggy, kallis3  
    Old Posts new bank accounts for IVA
    		 111 1428 21 February 2013
    19:56:02
    by: 12 months to go    		 Foggy, kallis3  
    Old Posts Payment Protection
    		 8 61 24 April 2013
    20:31:28
    by: Poppy1    		 Foggy, kallis3  
    New Posts annual review
    		 106 1090 21 May 2013
    22:40:36
    by: Adam16    		 Foggy, kallis3  
    New Posts bonus, overtime, pay rises and windfalls
    		 112 1059 16 May 2013
    20:46:13
    by: MelanieGiles    		 Foggy, kallis3  
    Old Posts disability living allowance
    		 7 76 28 March 2011
    22:07:20
    by: emaplo    		 Foggy, kallis3  
    Old Posts charging orders
    		 10 100 26 August 2010
    22:37:05
    by: size5    		 Foggy, kallis3  
    Old Posts equity release
    		 98 813 09 May 2013
    08:29:55
    by: mrsbee    		 Foggy, kallis3  
    New Posts full and final settlements
    		 466 4441 21 May 2013
    08:58:49
    by: joniva    		 Foggy, kallis3  
    Old Posts credit
    		 58 441 16 March 2013
    23:56:11
    by: tonyranks    		 Foggy, kallis3  
    Old Posts mortgages
    		 122 848 03 April 2013
    20:50:25
    by: lesley_    		 Foggy, kallis3  
    Old Posts my car, can I keep it, repairs, etc
    		 75 565 05 February 2013
    09:43:30
    by: UpToMyNeckInIt    		 Foggy, kallis3  
    Old Posts renting
    		 26 260 01 May 2013
    16:00:24
    by: Tina Shortland    		 Foggy, kallis3  
    Old Posts self employed and company/business
    		 80 463 25 February 2013
    13:15:32
    by: blanky    		 Foggy, kallis3  
    Collapse This Category Frugal Friends Map    
    Visit Frugal Friends Map Frugal Friends Map
    A UK map of all frugal friends, simply enter your postcode, (or that of a nearby landmark,) on you...    		 Foggy  
    Old Posts Put yourself on the map !
    		 8 153 04 December 2008
    14:51:24
    by: MelanieGiles    		 Foggy, kallis3  
    Collapse This Category IVA in the news    
    Old Posts Latest IVA News
    		 616 1196 14 November 2010
    19:06:10
    by: Jane Elliot    		 Foggy, kallis3  
    Visit feedback on the site? please add your comment ! feedback on the site? please add your comment !
    		 Foggy, kallis3  
    Collapse This Category personal feedback on IVA    
    Old Posts IVA completed !!
    		 114 1599 26 April 2013
    09:24:47
    by: Foggy    		 Foggy, kallis3  
    Old Posts IVA creditors meeting soon: wish me luck!
    		 33 595 14 July 2010
    10:47:29
    by: OnTheUp    		 Foggy, kallis3  
    Old Posts who would you recommend?
    		 31 330 29 July 2012
    21:01:06
    by: Skippy    		 Foggy, kallis3  
    Collapse This Category when the going gets tough    
    Old Posts we salute the special people managing disability
    		 35 593 09 May 2013
    21:10:15
    by: wiggle1    		 Foggy  
    Collapse This Category the IVA forum experts discuss    
    Old Posts Mortgage default under IVA
    		 4 45 04 December 2011
    16:51:31
    by: kallis3    		 Foggy, kallis3  
    Old Posts reclaiming bank charges while in an IVA
    		 30 152 25 February 2013
    19:11:01
    by: Isis Black    		 Foggy, kallis3  
    Old Posts IVA expenditure allowances
    		 43 475 15 April 2013
    13:48:32
    by: lesley_    		 Foggy, kallis3  
    Old Posts BTL property
    		 9 97 12 April 2010
    01:11:01
    by: MelanieGiles    		 Foggy, kallis3  
    Old Posts insurance
    		 8 75 05 August 2010
    21:54:33
    by: kallis3    		 Foggy, kallis3  
    New Posts thinking of making your first post ?
    		 97 1315 16 May 2013
    07:25:02
    by: Struzzo39    		 Foggy, kallis3  
    Old Posts bank accounts and credit cards
    		 35 361 27 August 2012
    17:48:37
    by: Ruth.mh    		 Foggy, kallis3  
    Old Posts payment breaks
    		 9 73 19 February 2013
    23:34:22
    by: Ruth.mh    		 Foggy, kallis3  
    Collapse This Category What's new in blogland    
    Old Posts blogland 2009
    		 6 92 14 May 2009
    07:06:55
    by: David Mond    		 Foggy  
    Old Posts blogland 2008
    		 3 57 18 January 2009
    18:54:01
    by: kallis3    		 Foggy  
    Collapse This Category andydavie.com    
    Old Posts andydavie.com
    		 1 25 25 January 2010
    22:39:21
    by: Dominic    		 Foggy, kallis3  
    Visit IVA Book - Information IVA Book - Information
    imageFoggy    		  
    Old Posts IVA.co.uk Book
    All feedback gratefully received.    		 1 26 06 February 2013
    04:48:04
    by: luluj    		 Foggy, kallis3  
    Collapse This Category Frugal Friends.    
    Old Posts frugal friends meetings 2009
    		 1 36 15 February 2009
    21:42:24
    by: kallis3    		 Foggy  
    Old Posts past frugal friends meetings
    		 25 1557 15 February 2009
    12:35:49
    by: lesley_    		 Foggy  
    Collapse This Category If an IVA won't work for you    
    Visit Bankruptcy Forum Bankruptcy Forum
    Visit our sister forum for help with bankruptcy.    		 Foggy  
    Old Posts bankruptcy may be the best option
    		 62 542 10 May 2013
    17:55:06
    by: sponge    		 Foggy, kallis3  
    Old Posts meeting the OR
    		 32 659 16 February 2011
    13:10:33
    by: enty01    		 Foggy, kallis3  
    Old Posts bankruptcy
    		 337 2571 28 September 2012
    18:30:20
    by: matthews15    		 Foggy, kallis3  
    Old Posts Debt Management
    		 27 211 17 May 2012
    13:12:37
    by: TigerTiger    		 Foggy, kallis3  
    Collapse This Category Petition to stop access to insolvency register    
    Visit help abolish, regulate or limit access help abolish, regulate or limit access
    join us and sign up !!    		 Foggy, kallis3  
    Old Posts IVA Register: Class Action to sue Government
    		 1 42 06 June 2011
    15:14:43
    by: lesley_    		 Foggy, kallis3  
    Old Posts Abuse of the Insolvency Register
    32    		 598 25 November 2011
    08:38:20
    by: kallis3    		 Foggy, kallis3  
    Old Posts Unsolicited letters from the insolvency register
    		 1 17 30 July 2008
    22:41:48
    by: Helper and Seeker    		 Foggy, kallis3  
    Collapse This Category Please help with research on creditor patterns    
    Old Posts creditor contacts
    experiences people in debt have when dealing with their creditors    		 2 10 12 July 2008
    15:21:36
    by: Storm    		 Foggy, kallis3  
    Old Posts creditors who voted yes to IVA
    		 35 301 10 April 2011
    19:52:30
    by: kallis3    		 Foggy, kallis3  
    Old Posts collating information about creditor voting
    Please can people also enter this information here:
    2    		 31 24 October 2010
    23:55:29
    by: MelanieGiles    		 Foggy, kallis3  
    Old Posts Voting results
    		 23 139 02 October 2008
    14:21:58
    by: Viki.W    		 Foggy, kallis3  
    Collapse This Category TV.iva.co.uk - IVA Television Channel    
    Visit Watch tv.iva.co.uk the dedicated IVA TV Channel Watch tv.iva.co.uk the dedicated IVA TV Channel
    		 Foggy  
    Collapse This Category past debt debates    
    Category Locked past debt debates
    		 5 79 09 May 2008
    13:11:16
    by: Skippy    		 Foggy, kallis3  
    Collapse This Category postings 2008    
    Old Posts Happy xmas 2009 !!!
    		 5 79 28 December 2009
    18:03:44
    by: kallis3    		 Foggy, kallis3  
    Old Posts postings for august
    		 677 8164 12 August 2009
    22:45:24
    by: Max    		 Foggy, kallis3  
    Old Posts postings for july
    		 686 8043 03 February 2012
    19:40:13
    by: Hellyp    		 Foggy, kallis3  
    New Posts postings for june
    		 659 7639 16 May 2013
    22:05:24
    by: smiler1946    		 Foggy, kallis3  
    Old Posts blogging
    		 15 147 27 February 2010
    19:47:51
    by: lesley_    		 Foggy  
    Old Posts postings for may
    		 669 8053 20 September 2011
    11:45:45
    by: taliesin    		 Foggy, kallis3  
    Old Posts postings for april
    		 756 7352 09 December 2011
    17:42:18
    by: kallis3    		 Foggy, kallis3  
    Old Posts postings for march
    		 698 6730 14 January 2012
    13:31:19
    by: MelanieGiles    		 Foggy, kallis3  
    Old Posts postings for february
    		 767 6528 13 June 2012
    21:41:13
    by: dipsy    		 Foggy, kallis3  
    Old Posts postings for january
    		 844 6466 18 June 2012
    11:30:11
    by: Michael Peoples    		 Foggy, kallis3  
    Collapse This Category IVA postbag 2007    
    Old Posts communicating with creditors prior to IVA
    		 45 396 09 November 2007
    21:42:57
    by: emma_t    		 Foggy, kallis3  
    Old Posts hot hot hot topics in 2007 ! more than 60 replies
    		 10 836 01 December 2007
    19:07:00
    by: Skippy    		 Foggy, kallis3  
    Old Posts the hot hot IVA topics in 2007, 20 replies plus
    		 219 6459 14 March 2011
    14:00:34
    by: RHB    		 Foggy, kallis3  
    Old Posts new postings for December
    		 307 2451 02 December 2008
    22:22:19
    by: MelanieGiles    		 Foggy, kallis3  
    Old Posts bankruptcy approved, what a relief!!
    		 35 488 21 November 2007
    23:39:33
    by: MelanieGiles    		 Foggy, kallis3  
    Old Posts postings for november
    		 514 4233 12 July 2010
    08:21:08
    by: kallis3    		 Foggy, kallis3  
    Old Posts postbag for october
    		 539 5295 03 November 2008
    21:52:39
    by: MelanieGiles    		 Foggy, kallis3  
    Old Posts postbag for september
    		 460 4054 27 April 2011
    14:54:07
    by: ginger3232    		 Foggy, kallis3  
    Old Posts IVA postbag for august
    		 418 2939 08 July 2010
    21:24:37
    by: plasticdaft    		 Foggy, kallis3  
    Old Posts IVA postbag for july
    		 370 2465 07 January 2013
    12:49:24
    by: in-a-mess-indeed    		 Foggy, kallis3  
    Old Posts IVA postbag for june
    		 401 2835 17 August 2009
    10:11:36
    by: kallis3    		 Foggy, kallis3  
    Old Posts IVA postbag for may
    		 379 2615 31 May 2007
    23:12:47
    by: Kiska    		 Foggy, kallis3  
    Old Posts IVA postbag for april
    		 287 1924 05 June 2011
    15:40:43
    by: kallis3    		 Foggy, kallis3  
    Old Posts IVA postbag for march
    		 404 2603 06 July 2011
    19:20:00
    by: kallis3    		 Foggy, kallis3  
    Old Posts IVA postbag for february
    		 388 2047 25 March 2011
    08:25:17
    by: kallis3    		 Foggy, kallis3  
    Old Posts IVA postbag for january
    		 262 1716 11 February 2011
    22:18:48
    by: kallis3    		 Foggy, kallis3  
    Old Posts friends corner: chat in 2007
    		 140 1095 31 December 2007
    11:53:58
    by: thebear29uk    		 Foggy  
    Collapse This Category postbag 2006    
    Category Locked how you were getting on in 2006
    		 91 852 29 December 2006
    17:15:42
    by: DMB42    		 Foggy  
    Collapse This Category for moderators    
    Old Posts for moderators
    		 10 360 30 October 2010
    18:48:26
    by: Julie    		 Foggy, kallis3  
    Old Posts Happy New Year, and Happy New Decade!
    		 1 1 14 January 2010
    23:41:09
    by: admin    		 Foggy  
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    The IVA Forum - Individual Voluntary Arrangement Forum Forum News!
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    Reviews for IVA.co.uk
    IVA.co.uk is rated 4.9 on a scale of 5 based on on reviewcentre.com.
    Latest review:
    So Glad We Did It - by , 19/09/2012
    5/ 5stars
    I have to admit to being less than keen to investigate the idea of an IVA as we had already gone down the route of a DMP with another company but this hadn't worked out. Hubby pushed for an IVA and started the ball rolling, however once we had started the process i soon realised how beneficial this would be. Andy Davie at Vincent Bond was fantastic, he went through the whole process with us fully and explained everyhing thoroughly. We are now almost 2 years in and haven't looked back.