Do you qualify
for an IVA?

Write off up to 70%
Ave write off 45%
Total Debt: £ Income (per M) £ Own home?
Yes
N
o
Creditors: Expenses (per M) £
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  Forum Topics Posts Last Post Moderator(s)  
Collapse This Category New Questions    
New Posts New Questions
This is the place for new questions to be posted.
9341 103518 08 February 2010
22:14:19
by: lesley_
Helen, Julie, kallis3, lesley_, Lisa2009, Skippy  
New Posts IVA approved!
405 7442 08 February 2010
22:00:23
by: MelanieGiles
Helen, Julie, kallis3, lesley_, Lisa2009, Skippy  
New Posts a success story
65 1547 08 February 2010
22:06:33
by: MelanieGiles
Helen, Julie, kallis3, lesley_, Lisa2009, Skippy  
Visit Meet the experts Meet the experts
Meet the experts that answer your questions
   
Old Posts Forum etiquette
2 45 17 January 2010
20:21:34
by: Andy Davie
Helen, Julie, kallis3, lesley_, Lisa2009, Skippy  
Collapse This Category Chat : IVA support and keeping in touch    
New Posts tips for IVA success
53 530 06 February 2010
15:13:37
by: kallis3
kallis3, Skippy  
New Posts friends corner
2076 33742 08 February 2010
21:53:05
by: Skippy
Helen, Julie, kallis3, lesley_, Lisa2009, Skippy  
Old Posts family forum
19 179 20 October 2009
14:16:34
by: lesley_
kallis3, Skippy  
New Posts keeping in touch
39 564 06 February 2010
09:10:03
by: kallis3
kallis3, Skippy  
Old Posts how are you coping?
30 624 22 January 2010
21:34:05
by: Andy1964
kallis3, Skippy  
New Posts money saving tips
129 1821 03 February 2010
15:23:50
by: animaleyes76
kallis3, Skippy  
Old Posts talking about ...
49 1054 23 January 2010
17:32:09
by: country girl
kallis3, Skippy  
New Posts pets corner
95 2394 01 February 2010
22:28:16
by: Helen
kallis3, Skippy  
Old Posts Cost of living in an IVA
39 559 03 January 2010
14:36:59
by: MelanieGiles
kallis3, Skippy  
New Posts weight watchers club
30 2288 05 February 2010
19:37:57
by: kallis3
kallis3, Skippy  
Collapse This Category Disputes and IVA Mediation    
New Posts Disputes and IVA Mediation
Helping to resolve consumer disputes
15 158 08 February 2010
12:20:37
by: Declan at DebtFreeDirect
kallis3, Skippy  
Collapse This Category F.A.Q    
Old Posts Harrassment by creditors ?
42 781 19 January 2010
23:11:44
by: Simbel
kallis3, Skippy  
Old Posts new bank accounts for IVA
91 1077 12 December 2009
19:48:37
by: kallis3
kallis3, Skippy  
Old Posts Payment Protection
2 14 13 May 2009
17:32:04
by: kallis3
kallis3, Skippy  
New Posts annual review
77 821 06 February 2010
00:09:06
by: newbeginings
kallis3, Skippy  
Old Posts bonus, overtime, pay rises and windfalls
70 670 11 January 2010
16:44:52
by: kallis3
kallis3, Skippy  
Old Posts disability living allowance
8 89 11 May 2009
23:38:46
by: Blair Endersby
kallis3, Skippy  
New Posts charging orders
9 91 03 February 2010
22:18:01
by: MelanieGiles
kallis3, Skippy  
Old Posts equity release
76 590 14 January 2010
09:18:22
by: MelanieGiles
kallis3, Skippy  
New Posts full and final settlements
335 3194 04 February 2010
23:19:08
by: Karen.c
kallis3, Skippy  
Old Posts credit
49 368 13 January 2010
18:34:37
by: back on track
kallis3, Skippy  
Old Posts mortgages
88 604 29 December 2009
10:02:49
by: kallis3
kallis3, Skippy  
Old Posts my car, can I keep it, repairs, etc
66 513 31 October 2009
16:41:00
by: Max
kallis3, Skippy  
Old Posts renting
17 194 13 November 2009
19:28:31
by: angelrainbow
kallis3, Skippy  
Old Posts self employed and company/business
67 373 19 October 2009
16:24:49
by: kallis3
kallis3, Skippy  
Collapse This Category Frugal Friends Map    
Visit Frugal Friends Map Frugal Friends Map
A UK map of all frugal friends, simply enter your postcode, (or that of a nearby landmark,) on your profile to be added.
   
Old Posts Put yourself on the map !
8 153 04 December 2008
22:49:41
by: kallis3
kallis3, Skippy  
Collapse This Category IVA in the news    
New Posts Latest IVA News
617 1196 08 February 2010
12:01:26
by: Skippy
kallis3, Skippy, Viki.W  
Visit feedback on the site? please add your comment ! feedback on the site? please add your comment !
kallis3, Skippy, Viki.W  
Collapse This Category personal feedback on IVA    
Old Posts IVA completed !!
95 1394 12 November 2009
20:36:42
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts IVA creditors meeting soon: wish me luck!
32 574 12 September 2009
10:50:52
by: lesley_
kallis3, Skippy, Viki.W  
Old Posts who would you recommend?
24 272 29 July 2009
18:16:04
by: ivas4us
kallis3, Skippy, Viki.W  
Collapse This Category when the going gets tough    
Old Posts we salute the special people managing disability
32 547 21 November 2008
12:23:21
by: kallis3
freelili, Lisa2009  
Collapse This Category the IVA forum experts discuss    
Old Posts Mortgage default under IVA
3 28 03 November 2008
22:37:10
by: David Mond
kallis3, Skippy, Viki.W  
Old Posts reclaiming bank charges while in an IVA
26 127 02 September 2009
00:48:35
by: paulel
kallis3, Skippy, Viki.W  
Old Posts IVA expenditure allowances
36 432 20 October 2009
21:12:10
by: moneypenny
kallis3, Skippy, Viki.W  
Old Posts BTL property
8 89 05 November 2008
20:30:58
by: kat66
kallis3, Skippy, Viki.W  
Old Posts insurance
7 74 15 October 2008
13:00:23
by: Skippy
kallis3, Skippy, Viki.W  
New Posts thinking of making your first post ?
79 999 04 February 2010
09:24:25
by: Declan at DebtFreeDirect
kallis3, Skippy, Viki.W  
Old Posts bank accounts and credit cards
31 324 06 November 2009
10:12:55
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts payment breaks
7 65 28 August 2009
17:29:58
by: MelanieGiles
kallis3, Skippy, Viki.W  
Collapse This Category What's new in blogland    
Old Posts blogland 2009
6 92 14 May 2009
07:06:55
by: David Mond
   
Old Posts blogland 2008
3 57 18 January 2009
18:54:01
by: kallis3
   
Collapse This Category andydavie.com    
Old Posts andydavie.com
2 29 25 January 2010
22:39:21
by: Dominic
kallis3, Skippy, Viki.W  
Visit IVA Book - Information IVA Book - Information
- IVA.co.uk: Real Life IVA Stories. Published 23rd July 2008
   
Old Posts IVA.co.uk Book
All feedback gratefully received.
1 25 29 July 2008
00:22:48
by: Lisa2009
kallis3, Skippy, Viki.W  
Collapse This Category If an IVA won't work for you    
Visit Bankruptcy Forum Bankruptcy Forum
Visit our sister forum for help with bankruptcy.
   
Old Posts bankruptcy may be the best option
53 405 22 January 2010
21:29:40
by: Skippy
kallis3, Skippy, Viki.W  
Old Posts meeting the OR
32 653 23 August 2009
13:13:17
by: MelanieGiles
kallis3, Skippy, Viki.W  
Old Posts bankruptcy
329 2484 24 September 2009
22:56:06
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts Debt Management
22 178 27 January 2010
21:06:30
by: lesley_
kallis3, Skippy, Viki.W  
Collapse This Category Frugal Friends.    
Old Posts frugal friends meetings 2009
1 36 15 February 2009
21:42:24
by: kallis3
   
Old Posts past frugal friends meetings
25 1557 15 February 2009
12:35:49
by: lesley_
   
Collapse This Category Petition to stop access to insolvency register    
Visit help abolish, regulate or limit access help abolish, regulate or limit access
join us and sign up !!
kallis3, Skippy, Viki.W  
Old Posts IVA Register: Class Action to sue Government
1 39 12 March 2009
12:52:31
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts Abuse of the Insolvency Register
http://petitions.pm.gov.uk/InsolvReg/
30 522 21 May 2009
14:26:58
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts Unsolicited letters from the insolvency register
1 17 30 July 2008
22:41:48
by: Helper and Seeker
kallis3, Skippy, Viki.W  
Collapse This Category Please help with research on creditor patterns    
Old Posts creditor contacts
experiences people in debt have when dealing with their creditors
2 10 12 July 2008
15:21:36
by: Storm
kallis3, Skippy, Viki.W  
Old Posts creditors who voted yes to IVA
33 293 14 August 2009
21:27:07
by: lesley_
kallis3, Skippy, Skippy, Viki.W  
Old Posts collating information about creditor voting
Please can people also enter this information here:
http://www.iva.co.uk/creditor_voting_list.asp

With enough information we hope to provide a guide on creditor voting patterns - useful to help figure out if IVA is likely to go through!
1 17 26 October 2008
02:37:59
by: David Mond
kallis3, Skippy, Viki.W  
Old Posts Voting results
23 139 02 October 2008
14:21:58
by: Viki.W
kallis3, Skippy, Viki.W  
Collapse This Category TV.iva.co.uk - IVA Television Channel    
Visit Watch tv.iva.co.uk the dedicated IVA TV Channel Watch tv.iva.co.uk the dedicated IVA TV Channel
   
Collapse This Category past debt debates    
Category Locked past debt debates
5 79 09 May 2008
13:11:16
by: Skippy
kallis3, Skippy, Viki.W  
Collapse This Category postings 2008    
Old Posts Happy xmas 2009 !!!
5 79 28 December 2009
18:03:44
by: kallis3
kallis3, Skippy  
Old Posts postings for august
677 8178 12 August 2009
22:45:24
by: Max
kallis3, Skippy, Viki.W  
New Posts postings for july
685 8049 02 February 2010
21:56:34
by: MelanieGiles
kallis3, Skippy, Viki.W  
Old Posts postings for june
659 7646 23 July 2009
09:31:59
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts blogging
15 140 05 December 2008
16:20:57
by: jojo
   
Old Posts postings for may
667 8039 18 January 2010
21:27:35
by: MelanieGiles
kallis3, Skippy, Viki.W  
Old Posts postings for april
753 7310 08 January 2010
17:33:48
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts postings for march
697 6721 21 August 2009
16:48:28
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts postings for february
759 6469 31 May 2009
09:51:06
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts postings for january
842 6470 21 December 2009
11:27:07
by: SharonOR
kallis3, Skippy, Viki.W  
Collapse This Category IVA postbag 2007    
Old Posts communicating with creditors prior to IVA
45 396 09 November 2007
21:42:57
by: emma_t
kallis3, Skippy, Viki.W  
Old Posts hot hot hot topics in 2007 ! more than 60 replies
10 836 01 December 2007
19:07:00
by: Skippy
kallis3, Skippy, Viki.W  
Old Posts the hot hot IVA topics in 2007, 20 replies plus
218 6435 20 August 2009
06:37:53
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts new postings for December
307 2451 10 December 2008
13:34:34
by: mcbradsfc
kallis3, Skippy, Viki.W  
Old Posts bankruptcy approved, what a relief!!
35 488 21 November 2007
23:39:33
by: MelanieGiles
kallis3, Skippy, Viki.W  
Old Posts postings for november
513 4232 21 January 2010
21:58:00
by: MelanieGiles
kallis3, Skippy, Viki.W  
Old Posts postbag for october
539 5306 03 November 2008
21:52:39
by: MelanieGiles
kallis3, Skippy, Viki.W  
Old Posts postbag for september
460 4058 12 September 2008
16:51:59
by: MelanieGiles
kallis3, Skippy, Viki.W  
Old Posts IVA postbag for august
419 2945 18 March 2009
15:23:58
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts IVA postbag for july
370 2459 31 July 2007
22:04:27
by: Kiska
kallis3, Skippy, Viki.W  
Old Posts IVA postbag for june
401 2836 17 August 2009
10:11:36
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts IVA postbag for may
379 2615 31 May 2007
23:12:47
by: Kiska
kallis3, Skippy, Viki.W  
Old Posts IVA postbag for april
283 1836 21 April 2008
21:18:14
by: Andy Davie
kallis3, Skippy, Viki.W  
New Posts IVA postbag for march
403 2577 04 February 2010
17:50:44
by: kallis3
kallis3, Skippy, Viki.W  
Old Posts IVA postbag for february
387 2040 02 February 2008
16:02:44
by: MelanieGiles
kallis3, Skippy, Viki.W  
Old Posts IVA postbag for january
260 1699 01 January 2008
15:48:53
by: janot
kallis3, Skippy, Viki.W  
Old Posts friends corner: chat in 2007
140 1095 31 December 2007
11:53:58
by: thebear29uk
kallis3, Skippy, Viki.W  
Collapse This Category postbag 2006    
Category Locked how you were getting on in 2006
91 852 29 December 2006
17:15:42
by: DMB42
kallis3, Skippy, Viki.W  
Collapse This Category for moderators    
New Posts for moderators
8 279 06 February 2010
22:48:14
by: Skippy
freelili, kallis3, Lisa2009, Skippy, Viki.W  
Old Posts Happy New Year, and Happy New Decade!
1 1 14 January 2010
23:41:09
by: admin
   
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