Posted: Thu Nov 25, 2010 2:36 pm
Anybody out there who can help me figure this out.... Ok, to cut a long story short: my now almost ex-husband and I began an IVA in August 2007. The payments were a little higher than we could realistically manage, but were assure the figure were right, despite nothing seemingly (looking back) beiing checked properly. We struggled on for almost a year, but then I told them we couldn't manage and eventually it was agreed that the matter would be referred to the creditors for a reduction. They also persuaded me that the only way it would be accepted was if they extended the agreement for a further year. I realise it's probably all a little later, but is this normal practise or have I been duped here?? It only really came to light when I was talking things through with my new partner - who I assume can not be held liable for mine and my husbands debts, although the company I am with seem to think his income should be taken into account for my debts.... Any ideas what I should do or indeed if I can do anything?