All Agreed - best tips?
Posted: Thu Aug 31, 2017 7:04 pm
Evening Folks
My IVA has been all agreed! I have a very long road ahead!
I have already earned bonus on my first wage (back from mat leave) so I've had to make a overpayment - so I've got that down. I know how to work it all out ect.
Can people please share and hints and tips to make this journey as easy as possible?
How did you manage your budget? Write your spend down and how much you have left? An app on the phone?
How did you manage to keep costs the same for the reviews ect?
What I dont want is to have too much surplus income left over every month (unlikely!) and for the payments to creep up, I am happy with my current payment (and any over payments!)
Any advice/hints/tips pretty please? I am feeling a little overwhelmed!
My IVA has been all agreed! I have a very long road ahead!
I have already earned bonus on my first wage (back from mat leave) so I've had to make a overpayment - so I've got that down. I know how to work it all out ect.
Can people please share and hints and tips to make this journey as easy as possible?
How did you manage your budget? Write your spend down and how much you have left? An app on the phone?
How did you manage to keep costs the same for the reviews ect?
What I dont want is to have too much surplus income left over every month (unlikely!) and for the payments to creep up, I am happy with my current payment (and any over payments!)
Any advice/hints/tips pretty please? I am feeling a little overwhelmed!